Welcome to our dedicated page for Heritage Insurance Hldgs SEC filings (Ticker: HRTG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Heritage Insurance Holdings, Inc. filings document the formal disclosure record for a super-regional property and casualty insurance holding company whose common stock trades on the New York Stock Exchange under HRTG. Recent Form 8-K filings furnish quarterly and annual results, preliminary financial updates, Regulation FD conference disclosures, material agreements and board changes.
The definitive proxy statement covers annual meeting matters, director governance and stockholder voting. Capital-structure disclosures include an amended and restated credit agreement with revolving, term-loan and delayed-draw term-loan facilities, alongside registered common stock information shown on periodic 8-K cover pages.
Heritage Insurance Holdings (HRTG) filed a Form 144 indicating a planned sale of 867 common shares through Morgan Stanley Smith Barney LLC on the NYSE. The filing lists an aggregate market value of $24,570.78 for this transaction, with 30,911,435 common shares outstanding. The shares being sold were originally acquired in an open market purchase from the issuer on 03/15/2013.
The notice also details prior sales over the past three months by or for the account of Ernesto Garateix (and related 10b5-1 sales), including a sale of 25,000 common shares on 09/15/2025 for $615,250.00. The signer represents that they are not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
HRTG insider Ernesto Garateix filed a Form 144 notice to sell 7,467 shares of common stock. The planned sale, through Morgan Stanley Smith Barney LLC on the NYSE, has an aggregate market value of $211,614.78, with 30,911,435 common shares reported outstanding. The shares were acquired as restricted stock units on 11/14/2018 from the issuer, with the same date listed for payment.
Over the past three months, the notice lists several prior sales of HRTG common stock for Garateix and related 10b5-1 plans, including transactions of 25,000 shares on 09/15/2025 for gross proceeds of $615,250.00 and multiple 10,000 and 5,000 share sales in November 2025. The signer represents that they are not aware of undisclosed material adverse information about the issuer’s operations.
Heritage Insurance Holdings, Inc. (HRTG) reported an insider stock sale by its Chief Executive Officer and director, Ernie J. Garateix. On 11/13/2025, he sold 5,000 shares of Heritage common stock in an open market transaction. The filing states a weighted average sale price of $30.7696 per share, with individual sale prices ranging from $30.76 to $30.825 per share.
Following this transaction, Garateix beneficially owns 1,209,140 shares of Heritage common stock, held directly. This Form 4 reflects a routine report of insider trading activity and confirms that the CEO remains a significant shareholder after the sale.
Heritage Insurance Holdings (HRTG) reported insider stock sales by CEO and director Ernie J. Garateix. He sold 10,000 shares of common stock on 11/11/2025 at a weighted average price of $29.0976 (range $29.00–$29.25) and 5,000 shares on 11/12/2025 at $30.39.
Following these transactions, Garateix beneficially owns 1,214,140 shares, held directly.
Heritage Insurance Holdings (HRTG) filed a Form 144 for the proposed sale of 5,000 common shares, with an aggregate market value of $153,850, through Morgan Stanley Smith Barney LLC Executive Financial Services. The approximate sale date is 11/13/2025 on the NYSE.
Context: 30,911,435 shares were outstanding. Recent sales disclosed for the same account include 25,000 shares for $614,250 on 09/15/2025, and two blocks of 5,000 shares for $145,010 (11/11/2025) and $151,950 (11/12/2025).
Heritage Insurance Holdings (HRTG) shareholder filed a Form 144 to sell 5,000 common shares, with an aggregate market value of $151,950, using Morgan Stanley Smith Barney LLC. The filing lists an approximate sale date of 11/12/2025 on the NYSE.
The filer reports prior 3‑month sales: 25,000 shares on 09/15/2025 for $614,250, and 5,000 shares on 11/11/2025 for $145,010.
The 5,000 shares to be sold were acquired on 11/04/2023 through restricted stock vesting under a registered plan.
A shareholder filed a Form 144 notice to sell up to 5,000 shares of HRTG common stock. The filing lists an aggregate market value of $145,010 and an approximate sale date of November 11, 2025. The proposed broker is Morgan Stanley Smith Barney LLC, and the shares are listed on the NYSE.
The 5,000 shares were acquired on May 15, 2014 via an open market purchase paid in cash. Shares outstanding were 30,911,435. In the past three months, a separate sale by Ernesto J Garateix on September 15, 2025 totaled 25,000 shares with gross proceeds of $614,250.
A Form 144 notice related to HRTG common stock states a proposed sale of 5,000 shares with an aggregate market value of $145,010. The filing lists Morgan Stanley Smith Barney LLC as broker, an approximate sale date of 11/12/2025, and the NYSE as the exchange.
The shares were acquired on 11/04/2023 through restricted stock vesting under a registered plan from the issuer. The notice reports 30,911,435 shares outstanding. It also discloses a sale during the past three months: on 09/15/2025, 25,000 shares of common stock were sold for $614,250 by Ernesto J Garateix.
Heritage Insurance Holdings (HRTG) reported strong Q3 2025 results. Total revenues were $212.5 million versus $211.8 million a year ago, while operating income rose to $70.2 million from $11.7 million. Net income increased to $50.4 million, up from $8.2 million, with diluted EPS of $1.63 versus $0.27.
For the first nine months, total revenues were $632.0 million versus $606.7 million, and net income reached $128.9 million compared with $41.2 million, with diluted EPS of $4.17 versus $1.35. Losses and loss adjustment expenses fell to $74.8 million in Q3 from $130.0 million, and interest expense declined to $1.9 million from $2.8 million.
The balance sheet showed cash and cash equivalents of $560.4 million (up from $452.7 million at year-end), stockholders’ equity of $437.3 million (up from $290.8 million), and unpaid losses of $649.6 million (down from $1,042.7 million). The company recorded a ~$2.7 million gain from a real estate sale and received an $11.0 million promissory note at 7% interest. The 2025–2026 reinsurance program includes FHCF participation at 90.0% and first-event coverage up to $1.6 billion for Heritage P&C, $1.1 billion for NBIC, and $865.0 million for Zephyr.
Heritage Insurance (HRTG) disclosed insider sales by CFO Kirk Lusk. He sold a total of 20,000 shares across two transactions: 71 shares at $24.00 on 11/04/2025 and 19,929 shares at a weighted average price of $24.1764 on 11/05/2025, with sale prices ranging from $24.00 to $24.54. The filing states the trades were made pursuant to a previously adopted Rule 10b5-1 trading plan.
Following these transactions, Lusk held 558,756 shares directly.