[Form 4] Heritage Insurance Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Richard A. Widdicombe, a director and chairman of Heritage Insurance Holdings, Inc. (HRTG), reported two stock sale transactions on 09/16/2025 totaling 100,000 shares sold. The filing shows 57,138 shares sold at a weighted-average price of $23.88 (individual prices ranged $23.40–$24.39) and 42,862 shares sold at a weighted-average price of $24.52 (individual prices ranged $24.44–$24.64). Following the reported sales, the Form 4 lists beneficial ownership amounts of 641,909 shares and 599,047 shares respectively. The Form 4 is signed by Mr. Widdicombe on 09/18/2025.

Positive

• Timely disclosure of insider transactions complying with Section 16 reporting requirements
• Transaction details provided, including weighted-average prices and price ranges for each sale tranche
• Post-sale beneficial ownership figures are reported, aiding transparency

Negative

• Insider sold a material number of shares (total 100,000 shares), which reduces immediate insider ownership
• No statement in the filing indicating these sales were made under a pre-arranged trading plan (e.g., Rule 10b5-1), so intent is unclear

Insights

Corporate Governance Expert

TL;DR: Director sold 100,000 shares in two tranches; disclosure is timely and provides price ranges and post-sale holdings.

The Form 4 shows compliance with Section 16 reporting: two separate sales on 09/16/2025 totaling 100,000 shares by Richard A. Widdicombe, identified as a director and chairman. The filing includes weighted-average prices and explicit price ranges for each tranche, and reports post-transaction beneficial ownership figures. For governance review, the sale size relative to outstanding holdings and any stated insider trading plan are not provided in this filing; the document does, however, supply the necessary transactional details for market transparency.

Securities Analyst

TL;DR: Material insider selling occurred but filing does not state motive or trading plan.

The aggregate sale of 100,000 shares is a quantifiable change in insider ownership and is properly disclosed with price ranges ($23.40–$24.64 across both tranches) and resulting ownership figures (reported as 641,909 and 599,047 shares). From a market-impact perspective, the sale size is clear; however, the Form 4 does not indicate whether transactions were pre-arranged under a Rule 10b5-1 plan or represent discretionary sales, so investors cannot infer intent from this filing alone. Disclosure quality is adequate for transactional transparency.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

WIDDICOMBE RICHARD A

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Chairman

3. Date of Earliest Transaction (Month/Day/Year)
09/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/16/2025		S		57,138	D	$23.88(1)	641,909	D
Common Stock	09/16/2025		S		42,862	D	$24.52(2)	599,047	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $23.40 to $24.39 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

2. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $24.44 to $24.64 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Richard A. Widdicombe	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did HRTG director Richard Widdicombe report on Form 4?

The Form 4 reports two sales on 09/16/2025 by Richard A. Widdicombe totaling 100,000 shares sold of Heritage Insurance Holdings, Inc.

How many shares and at what prices were sold in the HRTG Form 4?

The filing shows 57,138 shares sold at a weighted-average price of $23.88 (range $23.40–$24.39) and 42,862 shares sold at a weighted-average price of $24.52 (range $24.44–$24.64).

What were the beneficial ownership amounts reported after the transactions?

The Form 4 lists post-transaction beneficial ownership amounts of 641,909 shares and 599,047 shares respectively.

When was the Form 4 signed and filed?

The Form 4 bears the signature of Richard A. Widdicombe dated 09/18/2025.

Does the Form 4 state whether the sales were under a trading plan?

No. The filing does not indicate that the sales were made under a pre-arranged trading plan such as Rule 10b5-1.