Heritage (HRTG) insider sale: CEO disposes 8,334 shares; 1.24M remain

Rhea-AI Filing Summary

Heritage Insurance Holdings insider sale disclosed on Form 4. Ernie J. Garateix, CEO and director, reported two open-market sales on 09/22/2025 totaling 8,334 shares for aggregate proceeds at weighted-average prices of $27.08 and $28.33. After the transactions he beneficially owns 1,237,474 shares. The filing includes price ranges for the lots sold: $26.78–$27.27 and $28.22–$28.36, and the report is signed 09/24/2025.

Insights

Corporate Governance Expert

TL;DR: Routine executive sell-off disclosed; not clearly material given residual ownership size.

The filing shows the CEO and director, Ernie J. Garateix, executed open-market sales of 7,267 and 1,067 shares on 09/22/2025 at weighted-average prices of $27.08 and $28.33. Post-transaction beneficial ownership is 1,237,474 shares, indicating continued substantial ownership. The disclosure includes price ranges for the individual lots sold and an offer to provide per-lot counts on request. From a governance perspective, the Form 4 fulfills Section 16 reporting requirements and provides required transparency about insider liquidity.

Securities Analyst

TL;DR: Insider sales were modest relative to total holdings; no new financial metrics disclosed.

The report documents two sale transactions totaling 8,334 shares executed in the open market on 09/22/2025. Weighted-average prices reported are $27.08 and $28.33, with per-lot price ranges disclosed. No other transactions, derivatives, or changes to option holdings are reported. The filing does not provide company operating results or forward guidance; it solely discloses insider disposition and remaining beneficial ownership.

Insider Trade Summary

Net Seller: 8,334 shares ($227,018)

Net Sell 2 txns

Insider Garateix Ernie J

Role Chief Executive Officer

Sold 8,334 shs ($227K)

Type	Security	Shares	Price	Value
Sale	Common Stock	7,267	$27.08	$197K
Sale	Common Stock	1,067	$28.33	$30K

Holdings After Transaction: Common Stock — 1,238,541 shares (Direct)

Footnotes (1)

1. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $26.78 to $27.27 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $28.22 to $28.36 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Garateix Ernie J

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/22/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/22/2025		S		7,267	D	$27.08(1)	1,238,541	D
Common Stock	09/22/2025		S		1,067	D	$28.33(2)	1,237,474	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $26.78 to $27.27 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

2. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $28.22 to $28.36 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Ernie J. Garateix	09/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did HRTG report on this Form 4?

The CEO and director, Ernie J. Garateix, sold 7,267 shares at a weighted-average of $27.08 and 1,067 shares at a weighted-average of $28.33 on 09/22/2025.

How many Heritage (HRTG) shares does the reporting person own after the sales?

Following the reported transactions the filing shows 1,237,474 shares beneficially owned by the reporting person.

Are the exact per-lot sale prices disclosed in the HRTG Form 4?

The form provides weighted-average prices and ranges: $26.78–$27.27 for the first lot and $28.22–$28.36 for the second; the filer offers to provide exact per-lot counts on request.

Did the Form 4 report any derivative transactions or option exercises for HRTG?

No. Table II for derivative securities is blank and only non-derivative open-market sales of common stock are reported.

When was the Form 4 signed and filed for these HRTG trades?

The signature on the filing is dated 09/24/2025, and the transactions occurred on 09/22/2025.