Here are the 10-K annual reports from HomeTrust Bancshares, Inc. (HTB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow HTB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HTB filings page.
HomeTrust Bancshares, Inc. reports on its 2025 business, risk profile and regulatory environment as a regional community bank holding company for HomeTrust Bank. As of December 31, 2025, it had consolidated total assets of $4.5 billion, total deposits of $3.7 billion and stockholders’ equity of $600.7 million.
The bank operates over 30 locations across North Carolina, South Carolina, Tennessee, Virginia and Georgia, focusing on commercial real estate, construction and development, commercial and industrial, equipment finance, municipal leases and residential mortgage lending. Management emphasizes culture, human capital, community involvement and a behavior-based set of 33 culture fundamentals to drive growth and customer service.
The filing outlines detailed lending, credit and investment policies, including board-level approval thresholds and conservative investment guidelines, and describes extensive federal and state regulation, capital requirements and consumer protection laws. HomeTrust Bank remains “well capitalized,” with commercial real estate concentrations below regulatory supervisory thresholds but high enough to attract ongoing supervisory focus.