Welcome to our dedicated page for Heritage Comm SEC filings (Ticker: HTBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Heritage Commerce Corp (NASDAQ: HTBK) SEC filings page on Stock Titan provides structured access to the company’s regulatory disclosures as a California bank holding company. Through these filings, investors can review how Heritage Commerce Corp, parent of Heritage Bank of Commerce and Bay View Funding, reports its commercial banking and factoring activities, capital position, and material corporate events.
Key documents available from the SEC’s EDGAR system include annual reports on Form 10-K and quarterly reports on Form 10-Q, where Heritage Commerce Corp discusses its Banking and Factoring segments, loan and deposit composition, noninterest income and expense, provisions for credit losses on loans, nonperforming and classified assets, and capital ratios such as total capital and common equity tier 1 capital. These filings also contain risk factor discussions and detailed notes on investment securities, liquidity, and regulatory capital.
Investors can also examine current reports on Form 8-K, which Heritage Commerce Corp uses to disclose material events. Recent 8-K filings describe preliminary unaudited quarterly financial results, amendments to the share repurchase program, quarterly dividend declarations, executive and Board appointments or retirements, and the definitive merger agreement with CVB Financial Corp under which Heritage Commerce Corp will merge with and into CVB and Heritage Bank of Commerce will merge with Citizens Business Bank, subject to stated conditions.
Other SEC filings, such as proxy statements, provide information on executive compensation, Board structure, and corporate governance, while registration statements and related documents may address securities offerings or, in the case of the proposed merger, the joint proxy and prospectus process. Together, these filings form the official record of Heritage Commerce Corp’s regulatory reporting and corporate actions.
On Stock Titan, these documents are updated in line with EDGAR and paired with AI-powered summaries that highlight key points from lengthy reports. Users can quickly understand the main themes in 10-K and 10-Q filings, review material 8-K events such as dividend declarations or merger announcements, and locate information relevant to capital, liquidity, asset quality, and governance without reading every page of the original documents.
CVB Financial Corp. used its Q4 2025 earnings call to update investors on its pending merger with Heritage Commerce Corp and Heritage Bank of Commerce. Management said the deal is progressing as planned, with an expected second quarter close and second quarter systems conversion, and that office tours and regulatory and proxy preparations are underway.
CFO E. Nicholson reiterated plans to sell approximately $400 million of long-duration single-family loans held by Heritage that were purchased rather than originated, and to reinvest proceeds into shorter-duration investments. CVB has been out of the share repurchase market since early December in connection with the upcoming Form S-4 and Joint Proxy Statement/Prospectus, with the board to revisit buybacks after the merger closes. Executives highlighted potential loan growth and product opportunities from entering new markets, while emphasizing consistent credit quality and extensive merger-related risk factors and forward-looking statement cautions.
Heritage Commerce Corp, the holding company for Heritage Bank of Commerce, furnished a press release and investor presentation outlining its preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025.
The company also announced that its board declared a $0.13 per share quarterly cash dividend on its common stock, payable on February 19, 2026 to shareholders of record as of February 5, 2026.
The communication includes extensive forward-looking statements related to Heritage’s proposed merger with CVB Financial Corp and explains that a Registration Statement on Form S-4 with a joint proxy statement/prospectus will be filed, urging investors to review those materials when available for detailed information about the transaction.
Heritage Commerce Corp announced preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025, through a press release and investor presentation made available as exhibits. These materials outline how the bank performed over the recent quarter and the full year, although specific figures are not detailed here.
The company also reported that its Board of Directors declared a $0.13 per share quarterly cash dividend on its common stock. This dividend is payable on February 19, 2026 to shareholders of record as of the close of business on February 5, 2026. In addition, the communication includes extensive cautionary language about forward-looking statements related to a proposed merger between Heritage and CVB Financial Corp, highlighting integration, regulatory and market risks that could affect future results.
CVB Financial Corp. and Heritage Commerce Corp. describe a proposed merger under an Agreement and Plan of Reorganization and Merger dated December 17, 2025. The communication focuses on forward-looking statements about potential benefits, future financial and operating results, and the expected timing of completion, while emphasizing that many economic, regulatory, operational, and integration risks could cause actual outcomes to differ.
CVB Financial plans to file a Form S-4 registration statement that will include a joint proxy statement and prospectus so shareholders of both companies can consider and vote on the merger. The text explains how investors can obtain these SEC documents for free and notes that directors and executive officers of both companies may be deemed participants in the proxy solicitation, directing readers to existing SEC filings for detailed information about their holdings and risk factors.
CVB Financial Corp. and Heritage Commerce Corp. have announced a definitive all‑stock merger agreement. Heritage shareholders will receive 0.65 shares of CVBF common stock for each Heritage share, implying a total deal value of about $811 million based on the prior day’s closing prices. Pro forma ownership in the combined bank is expected to be approximately 77% CVBF and 23% Heritage.
The combined institution is projected to have comprehensive coverage of major California business banking markets and to be positioned as a leading business bank in the state. Management projects 2027 return on average assets of 1.5% and return on average tangible common equity of about 17%. The merger is expected to deliver 13.2% earnings‑per‑share accretion in 2027 and an internal rate of return above 20%, supported by an assumed 35% cost savings.
Including interest rate marks, tangible book value dilution is estimated at 7.7% with a projected earn‑back period of 2.5 years. The pro forma company is expected to have an estimated common equity Tier 1 ratio of 14.6% at closing, which management believes will support ongoing dividends, share repurchases, and future growth.
Heritage Commerce Corp is set to merge with CVB Financial Corporation in an all‑stock deal that management calls CVBF’s most strategic and largest acquisition by assets. Heritage shareholders will receive 0.65 CVBF shares for each Heritage share, implying a total transaction value of about $811 million based on the prior trading day’s closing prices and resulting in pro forma ownership of roughly 77% CVBF and 23% Heritage.
CVBF projects the combined bank can reach a 2027 return on average assets of 1.5% and a 2027 return on average tangible common equity of about 17%, with estimated 13.2% earnings per share accretion in 2027 and an internal rate of return of about 20%. Including rate marks, management forecasts 7.7% tangible book value dilution with an earn‑back period of around 2.5 years, supported by targeted 35% cost savings and a pro forma CET1 ratio of 14.6% at closing. Heritage’s single‑family mortgage loans are assumed sold at close at roughly $0.83 on the dollar, freeing capital to reinvest while the combined bank pursues a relationship‑focused commercial strategy across California, including expanded access to the Bay Area.
Heritage Commerce Corp outlines important legal disclosures related to its proposed merger with CVB Financial Corp (CVBF). The communication emphasizes that any statements about expected merger benefits, financial impact, timing, and post-merger performance are forward-looking and subject to numerous risks, including integration challenges, higher transaction costs, potential customer and deposit loss, regulatory approvals, market volatility, technology and cybersecurity issues, and broader economic conditions.
The companies explain that CVBF will file a Form S-4 registration statement with the SEC containing a Joint Proxy Statement/Prospectus, which will be used to solicit shareholder votes on the merger. Security holders of both CVBF and Heritage are urged to carefully read these materials when available, as well as each company’s existing SEC reports, to understand the risks, governance, ownership, and other details related to the proposed merger and the proxy solicitation process.
CVB Financial Corp. and Heritage Commerce Corp outline a proposed merger under an Agreement and Plan of Reorganization and Merger dated December 17, 2025. The communication focuses on extensive forward‑looking statement disclosures, explaining that expectations about merger benefits, financial results and timing are subject to many risks and uncertainties.
It lists potential challenges such as integration difficulties, higher than expected transaction costs, customer or deposit attrition, regulatory and shareholder approval risks, market volatility, credit quality issues, technology and cybersecurity risks, and broader economic, interest rate, and regulatory changes. The companies note that a Form S‑4 registration statement with a Joint Proxy Statement/Prospectus will be filed with the SEC and urge shareholders to read these materials when available to understand the merger and related proxy solicitations.
CVB Financial Corp. and Heritage Commerce Corp describe a proposed merger under an Agreement and Plan of Reorganization and Merger dated December 17, 2025. The communication focuses on extensive forward-looking statement disclosures, explaining that expectations about merger benefits, financial impact, timing, and future performance are subject to many risks and uncertainties.
They highlight potential issues such as integration challenges, higher transaction costs, deposit and customer losses, credit and real estate risks, regulatory approvals, stock price volatility, cybersecurity, litigation, and broader economic and interest rate conditions. The companies state that CVB Financial will file a Form S-4 with a Joint Proxy Statement/Prospectus, and shareholders of both companies will be asked to consider the merger using those materials, which will be available for free from the SEC and the companies. The communication also notes that directors and executive officers of both institutions may be deemed participants in the proxy solicitation, with information about their holdings available in existing SEC filings.
CVB Financial Corp., parent of Citizens Business Bank, announced that it has entered into a definitive agreement to merge with Heritage Commerce Corp, parent of Heritage Bank of Commerce. The combination is described as a strategic merger of two community-focused banks aimed at strengthening client service, creating new growth opportunities, and enhancing long-term stakeholder value.
The transaction is subject to customary regulatory and shareholder approvals and is expected to close in the second quarter of 2026. CVB plans to file a Form S-4 registration statement that will include a joint proxy statement and prospectus, and shareholders of both companies are urged to read these materials carefully when available because they will contain important information about the merger.
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