STOCK TITAN

Heritage Commerce (HTBK) CFO stock converted in CVB Financial merger

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

HERITAGE COMMERCE CORP Executive Vice President and Chief Financial Officer Seth Fonti reported issuer-related dispositions of equity tied to the company’s merger with CVB Financial Corp. On April 17, 2026, he returned 19,654 restricted stock units and 32,188 common shares to Heritage.

According to the merger terms, each Heritage common share outstanding at the effective time was cancelled and converted into the right to receive 0.65 shares of CVB Financial common stock. Outstanding restricted stock and restricted stock unit awards vested and were converted into rights to receive CVB Financial shares, less applicable taxes.

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Insider Fonti Seth
Role EVP/Chief Financial Officer
Type Security Shares Price Value
Disposition Restricted Stock Unit 19,654 $0.00 --
Disposition Common Stock, No Par Value 32,188 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 0 shares (Direct); Common Stock, No Par Value — 0 shares (Direct)
Footnotes (1)
  1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration"). At the Effective Time, each outstanding restricted stock award granted under any Company stock plan accelerated in full, and such restricted stock awards were converted into, and became exchanged for, the Merger Consideration, less applicable taxes. At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
RSUs disposed 19,654 units Restricted Stock Units returned to issuer on April 17, 2026
Common shares disposed 32,188 shares Common Stock returned to issuer on April 17, 2026
Exchange ratio 0.65 shares CVB Financial common stock per Heritage common share
Post-transaction holdings (RSUs) 0 units Restricted Stock Units following disposition to issuer
Post-transaction holdings (common) 0 shares Common Stock following disposition to issuer
Dispose transactions 2 transactions Issuer dispositions reported in this Form 4
Agreement and Plan of Reorganization and Merger regulatory
"the transactions contemplated by the Agreement and Plan of Reorganization and Merger"
Exchange Ratio financial
"to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock"
The exchange ratio is the number used to decide how many shares of one company you get for each share you own in another company during a merger or acquisition. It’s like a recipe that tells you how to swap shares fairly, ensuring both companies’ values are balanced. This ratio matters because it determines how ownership divides between the companies' shareholders.
Merger Consideration financial
"0.65 shares ... of CVBF's common stock ... (the "Merger Consideration")"
Merger consideration is the total payment a company or buyer offers to shareholders of a target company in exchange for combining the two businesses, and can include cash, shares in the surviving company, debt assumption, or a mix of these. Investors care because the form and amount affect the deal’s value, tax consequences, immediate cash received versus future ownership, and the risk and upside of holding new shares — similar to choosing between cash now or stock that could grow later.
restricted stock award financial
"each outstanding restricted stock award granted under any Company stock plan accelerated in full"
A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.
restricted stock unit award financial
"each outstanding restricted stock unit award became vested by its terms on the closing date"
A restricted stock unit award is a promise by a company to give an employee a specified number of company shares at a future date if certain conditions are met, such as staying with the company or hitting performance goals. For investors, these awards matter because they can increase the total number of shares outstanding when converted, diluting existing holders, and they align employees’ incentives with shareholders’ interests much like giving a rising bonus that becomes real only after conditions are satisfied.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fonti Seth

(Last)(First)(Middle)
224 AIRPORT PARKWAY

(Street)
SAN JOSE CALIFORNIA 95110

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
HERITAGE COMMERCE CORP [ HTBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP/Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, No Par Value04/17/2026D32,188(1)(2)D$00D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit$004/17/2026(3)D19,654 (3) (3)Common Stock, No Par Value19,654$00D
Explanation of Responses:
1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration").
2. At the Effective Time, each outstanding restricted stock award granted under any Company stock plan accelerated in full, and such restricted stock awards were converted into, and became exchanged for, the Merger Consideration, less applicable taxes.
3. At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
/s/ Janisha Sabnani as Attorney-in-Fact for Seth Fonti04/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HTBK’s CFO report on April 17, 2026?

Seth Fonti, EVP and Chief Financial Officer of HTBK, reported dispositions to the issuer of 19,654 restricted stock units and 32,188 shares of common stock. These movements were linked to Heritage Commerce Corp’s merger with CVB Financial Corp under an existing merger agreement.

How does the CVB Financial merger affect HTBK common shareholders?

Each share of Heritage Commerce common stock outstanding immediately before the effective time was cancelled and converted into the right to receive 0.65 shares of CVB Financial common stock. This fixed exchange ratio determines how many CVB shares former Heritage shareholders can receive in the merger.

What happened to HTBK restricted stock awards in the CVBF merger?

At the effective time of the merger, each outstanding restricted stock award granted under any Heritage stock plan accelerated in full. These awards were then converted into, and exchanged for, the CVB Financial common stock merger consideration, with the final delivery reduced by applicable tax obligations.

How were HTBK restricted stock unit (RSU) awards treated in the merger?

At the effective time, each outstanding Heritage restricted stock unit award vested by its terms and was converted into a right to receive CVB Financial shares. The number of CVB shares equaled the RSUs multiplied by the 0.65 exchange ratio, rounded down and reduced by applicable taxes.

Did HTBK’s CFO retain any reported Heritage shares after these transactions?

For both the 19,654 restricted stock units and the 32,188 common shares reported, the Form 4 shows zero shares of those securities following the transactions. These dispositions reflect the cancellation and conversion mechanics associated with the completed merger into CVB Financial Corp.