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Heritage Commerce (HTBK) EVP disposes RSUs and shares in CVB merger

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

HERITAGE COMMERCE CORP executive Christopher Edmonds-Waters returned equity awards and shares to the company in connection with its merger into CVB Financial Corp. On April 17, 2026, each Heritage common share was cancelled and converted into the right to receive 0.65 CVB common shares as merger consideration.

On the same date, 42,099 restricted stock units, 8,898 performance-based restricted stock units, and 9,639 shares of Heritage common stock were disposed of to the issuer at $0.00 per share. Outstanding restricted stock unit awards became vested at closing and were converted into rights to receive CVB common stock, based on the 0.65 exchange ratio and less applicable taxes.

Positive

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Insider Edmonds-Waters Christopher
Role EVP/People & Culture Officer
Type Security Shares Price Value
Disposition Restricted Stock Unit 42,099 $0.00 --
Disposition Performance-Based Restricted Stock Unit 8,898 $0.00 --
Disposition Common Stock, No Par Value 9,639 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 0 shares (Direct); Performance-Based Restricted Stock Unit — 0 shares (Direct); Common Stock, No Par Value — 0 shares (Direct)
Footnotes (1)
  1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration"). At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
RSUs disposed 42,099 units Restricted Stock Units returned to issuer on April 17, 2026
Performance RSUs disposed 8,898 units Performance-Based RSUs returned to issuer on April 17, 2026
Common shares disposed 9,639 shares Common Stock returned to issuer on April 17, 2026
Transaction price per share $0.00 Price per share for all reported dispositions
Exchange ratio 0.65 shares CVB common shares per Heritage share in merger consideration
Exchange Ratio financial
"receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock"
The exchange ratio is the number used to decide how many shares of one company you get for each share you own in another company during a merger or acquisition. It’s like a recipe that tells you how to swap shares fairly, ensuring both companies’ values are balanced. This ratio matters because it determines how ownership divides between the companies' shareholders.
Merger Consideration financial
"without interest thereon (the "Merger Consideration")."
Merger consideration is the total payment a company or buyer offers to shareholders of a target company in exchange for combining the two businesses, and can include cash, shares in the surviving company, debt assumption, or a mix of these. Investors care because the form and amount affect the deal’s value, tax consequences, immediate cash received versus future ownership, and the risk and upside of holding new shares — similar to choosing between cash now or stock that could grow later.
Restricted Stock Unit financial
"each outstanding restricted stock unit award became vested by its terms"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Performance-Based Restricted Stock Unit financial
""Performance-Based Restricted Stock Unit""
A performance-based restricted stock unit is a promise of company shares given to an employee that only becomes actual stock if specific performance targets are met and any required time at the company is completed. For investors, these awards matter because they can dilute existing shares when earned and signal management’s confidence or the company’s expected future performance, much like a bonus cheque that only clears when pre-set goals are reached.
Agreement and Plan of Reorganization and Merger regulatory
"transactions contemplated by the Agreement and Plan of Reorganization and Merger"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Edmonds-Waters Christopher

(Last)(First)(Middle)
224 AIRPORT PARKWAY

(Street)
SAN JOSE CALIFORNIA 95110

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
HERITAGE COMMERCE CORP [ HTBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP/People & Culture Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, No Par Value04/17/2026D9,639(1)D$00D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit$004/17/2026(2)D42,099 (2) (2)Common Stock, No Par Value42,099$00D
Performance-Based Restricted Stock Unit$004/17/2026(2)D8,898 (2) (2)Common Stock, No Par Value8,898$00D
Explanation of Responses:
1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration").
2. At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
/s/ Janisha Sabnani as Attorney-in-Fact for Christopher Edmonds-Waters04/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HTBK executive Christopher Edmonds-Waters report?

Christopher Edmonds-Waters reported disposing of equity back to Heritage. On April 17, 2026, he returned 42,099 restricted stock units, 8,898 performance-based restricted stock units, and 9,639 common shares to the issuer at $0.00 per share in connection with the CVB merger.

How is the Heritage Commerce (HTBK) merger with CVB Financial structured for shareholders?

Each Heritage Commerce common share was cancelled and converted into merger consideration. At the effective time on April 17, 2026, shareholders received the right to obtain 0.65 shares of CVB Financial common stock for every Heritage share they previously held, without interest.

What happened to HTBK restricted stock units at the merger effective time?

Outstanding Heritage restricted stock unit awards vested at the merger closing. Each unit was converted into a right to receive CVB common stock equal to the Heritage shares subject to the award multiplied by the 0.65 exchange ratio, rounded down and reduced for applicable taxes.

How were performance-based restricted stock units treated in the HTBK–CVBF merger?

Performance-based restricted stock units followed the same conversion approach as other restricted units. At the effective time, they vested and became rights to receive CVB common stock, calculated using the number of underlying Heritage shares and the 0.65 exchange ratio, less applicable taxes.

Did Christopher Edmonds-Waters retain any Heritage Commerce shares after these transactions?

According to the reported data, he held no remaining Heritage positions after the transactions. Each disposition entry shows total shares following the transaction as 0.0000, reflecting the cancellation of Heritage equity as it converted into rights to receive CVB common stock.