Independent Bank (IBCP) EVP granted 1,793 performance rights and shares

Rhea-AI Filing Summary

Independent Bank Corp. Executive Vice President Stefanie M. Kimball received new equity awards. On February 3, 2026, she was granted 1,793 Performance Rights at $0 per right, each representing a contingent right to receive up to two shares of common stock based on relative total shareholder return.

On the same date, she also acquired 1,793 shares of common stock at $0, bringing her directly held common stock to 64,182 shares, with additional indirect holdings of common stock through an IRA and an ESOP, plus the 1,793 Performance Rights.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Kimball Stefanie M

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Performance Right	1,793	$0.00	--
Grant/Award	Common Stock	1,793	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Performance Right — 1,793 shares (Direct); Common Stock — 64,182 shares (Direct); Common Stock — 230 shares (Indirect, By IRA)

Footnotes (1)

1. [object Object]

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kimball Stefanie M

(Last) (First) (Middle)

4200 E BELTLINE AVE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								230	I	By IRA
Common Stock								6,621.14	I	By ESOP
Common Stock	02/03/2026		A		1,793	A	$0	64,182	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Right	(1)	02/03/2026		A		1,793		(1)	02/03/2029	Common Stock	(1)	$0	1,793	D

Explanation of Responses:

1. Each Performance Right (PSU) represents a contingent right to receive not more than two (2) shares of Issuer Common Stock, based upon the total shareholder return of Issuer's Common Stock, relative to its peer group index.

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP executive Stefanie M. Kimball report?

Stefanie M. Kimball reported receiving equity awards from Independent Bank Corp. on February 3, 2026. She was granted 1,793 Performance Rights and 1,793 shares of common stock, both at $0 per unit, reflecting compensation rather than open-market purchases or sales.

How many Performance Rights did the IBCP executive receive and what do they represent?

She received 1,793 Performance Rights on February 3, 2026. Each Performance Right is a contingent award that can deliver up to two shares of Independent Bank common stock, depending on the company’s total shareholder return performance relative to a defined peer group index.

What common stock holdings does Stefanie M. Kimball report after this Form 4?

After the reported transactions, she directly holds 64,182 shares of Independent Bank common stock. She also has indirect holdings of 230 shares through an IRA and 6,621.14 shares through an ESOP, in addition to the 1,793 Performance Rights reported as a derivative position.

At what price were the IBCP Performance Rights and common shares granted?

Both the 1,793 Performance Rights and the 1,793 common shares were granted at $0 per unit. This indicates they are equity compensation awards rather than purchases, aligning with typical executive incentive structures rather than market transactions involving cash consideration.

What performance condition applies to the IBCP Performance Rights granted?

The Performance Rights vest based on total shareholder return. Each right can deliver up to two shares of Independent Bank common stock, depending on how the company’s total shareholder return compares with a specified peer group index over the performance measurement period.