InPoint Commercial Real Estate Income, Inc. reported a Q1 2026 net loss of $4.1M, with a net loss attributable to common stockholders of $5.6M or $0.56 per share, compared with net income of $2.5M a year earlier.
Results were driven by a $4.9M provision for credit losses under the CECL model, raising the total credit loss reserve to $8.8M on commercial mortgage loans and unfunded commitments. The loan portfolio stood at $336.2M in principal (15 loans), with $328.8M carrying value, and real estate owned of $93.3M.
Total assets were $513.4M and total liabilities $295.9M, leaving stockholders’ equity of $217.5M. The company continued quarterly preferred dividends and declared common distributions at an annualized rate of $1.25 per share, equal to a 9.3% yield on NAV of $13.4992 as of March 31, 2026.
InPoint Commercial Real Estate Income, Inc. declared cash distributions for all classes of its common stock for stockholders of record as of April 30, 2026. The gross distribution is $0.1042 per share for each class.
After stockholder servicing fees, the net per-share amounts are $0.1042 for Class A, Class I and Class P, $0.1014 for Class D and $0.0946 for Class T. The cash distributions will be paid on or about May 19, 2026.