Intercorp Financial (NYSE: IFS) details virtual 2026 AGM process

Rhea-AI Filing Summary

Intercorp Financial Services Inc. reports that its board unanimously approved the unaudited individual and consolidated financial information for the fourth quarter of 2025. The board also set March 20, 2026 as the record date to determine which shareholders may attend and vote at the 2026 Annual Shareholders’ Meeting.

The board adopted detailed guidelines for conducting the 2026 meeting, which will be held virtually by videoconference and must be called and held no later than March 31, 2026. The guidelines explain how shareholders and proxyholders can evidence ownership, register by email, access meeting materials on the company’s website, and submit proxy forms once the formal call and final agenda are issued.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of February, 2026

Commission File Number 001-38965

INTERCORP FINANCIAL SERVICES INC.

(Registrant’s name)

Intercorp Financial Services Inc.

Torre Interbank, Av. Carlos Villarán 140

La Victoria

Lima 13, Peru

(51) (1) 615-9011

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐

February 11, 2026

Securities and Exchange Commission - SEC

Re.: MATERIAL EVENT

Dear Sirs:

Intercorp Financial Services Inc. (“IFS”) notifies you, as a Material Event, that on February 11, 2026, IFS’ Board of Directors (Junta Directiva) unanimously approved the following:

1.The Unaudited Individual and Consolidated Financial Information related to the fourth quarter of 2025.

2.To set March 20, 2026 as the record date (the "Record Date") for the attendance to IFS' 2026 Annual Shareholders' Meeting (the "2026 ASM"), which will be duly called by the Board of Directors. The Record Date will be used to determine eligibility of IFS' shareholders to attend and vote in the 2026 ASM.

3.The "Guidelines to Conduct IFS' 2026 Annual Shareholders' Meeting", attached as an exhibit to this Form 6-K, the purpose of which is to facilitate shareholders' participation and exercise of their rights at the 2026 ASM. Any exhibits to such guidelines are for reference only and the final forms will be approved once the Board of Directors has called the 2026 ASM.

For the avoidance of doubt, this document does not constitute an official call for the 2026 ASM, which will be called according to IFS' Bylaws and applicable law.

The aforementioned resolutions will be effective as of today.

The information in this Form 6-K (including any exhibit hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.

Sincerely,

/s/ Juan Antonio Castro

General Counsel

EXHIBIT INDEX

Exhibit		Description
99		EX-99.GuidelinesASM

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

		INTERCORP FINANCIAL SERVICES INC.
Date: February 11, 2026		By:	/s/ Juan Antonio Castro Molina
		Name:	Juan Antonio Castro Molina
		Title:	General Counsel

GUIDELINES TO CONDUCT IFS’ 2026 ANNUAL SHAREHOLDERS’ MEETING

The Board of Directors of Intercorp Financial Services Inc. ("IFS") has approved the Guidelines to Conduct IFS’ Annual Shareholders' Meeting, to enable the exercise of IFS’ shareholders rights at the 2026 Annual Shareholders' Meeting ("2026 ASM").

It is reported that this document is not a formal call nor a final agenda for the 2026 ASM. Therefore, it is intended solely for informative purposes, as well as to promote shareholder attendance.

1.Call for the 2026 Annual Shareholders’ Meeting

The call for the 2026 ASM is part of the IFS’ Board of Directors role, as set forth under IFS’ Bylaws. For such purpose, a board meeting has been convened for March 18, 2026.

According to IFS' Bylaws, the Shareholders' Meeting must be called no less than five (5) calendar days and no more than sixty (60) calendar days prior to the scheduled date for the meeting.

Likewise, under the regulations of the Superintendencia del Mercado de Valores del Perú (Peru’s Securities and Exchange Commission, hereinafter “SMV”) and the Peruvian Civil Code, companies with securities registered with the Stock Market Public Registry of the SMV, must approve their individual or separate annual audited financial information, as well as their annual reports, both corresponding to fiscal year 2025, before March 31, 2026.

Therefore, the 2026 ASM must be called and held not later than March 31, 2026.

The call for the 2026 ASM will be published in Peru in the Official Gazette El Peruano and in a newspaper of wide circulation in Lima, and in Panama in the newspaper La Prensa. In addition, on the same day of the call for the 2026 ASM, we will publish a Significant Event notice (Hecho de Importancia) with the SMV and a Form 6-K with the Securities and Exchange Commission ("SEC") of the United States of America.

2.2026 ASM mode

The 2026 ASM will be held, either on the date of the first or second call, in virtual mode, through videoconference.

3.Publication of documents related to the 2026 ASM

Once the Board of Directors of IFS has formally called the 2026 ASM, IFS will make available to all its shareholders the documents mentioned on the agenda for such meeting. The documents will be available on IFS’ website.

4.Shareholders entitled to attend and vote at the 2026 ASM

IFS’ shareholders entitled to attend, discuss and vote at the 2026 ASM will be those who:

(i)Are registered as such with CAVALI S.A. I.C.L.V. (“CAVALI”) or in The Depository Trust Company (“DTC”), as the case may be, as of March 20, 2026 (“Record Date”); and,

(ii)Can evidence their shareholder status as of the Record Date, in any of the following manners:

-As to shareholders holding shares registered with CAVALI, IFS shall request CAVALI to issue a report with all shareholders registered with CAVALI as of the Record Date.

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-As to shareholders holding shares registered with DTC, shareholders shall send to IFS, at least two (2) business days prior to the scheduled date for the 2026 ASM, a brokerage statement or any other similar document evidencing their ownership of IFS shares as of the Record Date. Once this period has elapsed, shareholders who have not provided the required evidence shall not be entitled to vote at the 2026 ASM.

5.Shareholders direct attendance to the 2026 ASM

The shareholders that wish to attend the 2026 ASM shall send an e-mail to ir@intercorp.com.pe at least two (2) business days prior to the scheduled date for the 2026 ASM, providing the following information:

i.Full name or company name;

ii.ID card or tax identification;

iii.Number of shares owned;

iv.Contact e-mail;

v.Phone number;

vi.Copy of the ID card or tax identification; and

vii.Evidence of share ownership, as follows:

(a)Shareholders holding shares registered with DTC, must send a brokerage statement or any other similar document evidencing their ownership of IFS shares as of the Record Date; or

(b)Shareholders holding shares registered with CAVALI will be verified by IFS through the report issued by CAVALI as of the Record Date.

The day preceding the 2026 ASM, IFS will send to the e-mail provided by the shareholder, the instructions for participating remotely in the 2026 ASM, and all the information required to access the meeting.

Shareholders who wish to participate in 2026 ASM by means of a proxy, must follow the procedure established in section 6 of this Guidelines.

6.Attendance by Proxy to the 2026 ASM

Shareholders who are not able or do not wish to attend directly the 2026 ASM, may attend by proxy. The proxyholder need not be a shareholder.

For this purpose, the Board of Directors has drafted a sample proxy letter to be filled out by the shareholders, which clearly sets forth how each agenda item is to be voted by the proxyholder. A sample proxy letter is attached to this document, for reference only. The final wording of the proxy letter will be available on IFS’ website on or before March 23, 2026, once the Board of Directors has approved the final agenda for the 2026 ASM (“Final Proxy”).

On the Final Proxy, all agenda items must be voted indicating whether each vote has been cast for or against the agenda item, or if it is an abstain vote. Likewise, all blank spaces to be completed with the names of the proxyholder and his/her identity document number must be filled out for the proxy letter to be valid. In case the voting of any agenda item has not been indicated or if any spaces have been left blank (including those for the proxyholder’s identity information), the proxy letter will not be accepted for the purposes of attendance or voting at the 2026 ASM.

Shareholders who wish to participate in 2026 ASM by means of a proxy must send their Final Proxy to ir@intercorp.com.pe

The Final Proxy must be sent to IFS from March 23, 2026, until two (2) business days prior to the scheduled date for the 2026 ASM. Once this period has elapsed, shareholders may no longer appoint a proxyholder for the 2026 ASM.

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In addition, in case the shareholder is a legal entity, the shareholder must submit to IFS, at least two (2) business days before the scheduled date and time for the 2026 ASM, an incumbency certificate or any other similar document evidencing the legal capacity of the signatory of the Final Proxy to grant the Final Proxy.

7.Language

The 2026 ASM, either on the first or the second call, will be conducted in Spanish.

8.Other matters

If you have any questions or concerns about these procedures, you may contact Cecilia Ramírez, Investor Relations Officer, at ir@intercorp.com.pe.

* * *

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Exhibit

SAMPLE PROXY LETTER

This document is for reference purposes only, and therefore it does not include the final agenda items to be voted on at the 2026 Annual Shareholders' Meeting. The final agenda, and therefore the final wording of the proxy letter, will be published on or before March 23, 2026, once the Board of Directors of IFS has formally called such meeting. Please make sure that you are using the final approved form of proxy letter with the final agenda, so that your proxy letter may be validly used.

[City], [Date], 2026

To

Intercorp Financial Services Inc.

Dear Sir/Madam,

[I]/[We] hereby authorize [full name of the representative]1, identified with [identity document] No. [identity document number], so that the latter, acting individually, may represent [name of shareholder] at the 2026 Annual Ordinary Shareholders' Meeting of Intercorp Financial Services Inc. ("IFS") to be held on first call on [date to be confirmed] and on second call on [date to be confirmed] both in virtual mode, through videoconference.

Mr./Mrs. [full name of proxyholder] is authorized to exercise on [my][our] behalf the voting rights in respect of [number of shares held] IFS shares at the aforementioned meeting, as set forth below:

N°	AGENDA	VOTE
		FOR	AGAINST	ABSTAIN
1	2025 Results Presentation. Proposal: To approve the 2025 Results Presentation.
2	Approval of the Annual Report for the fiscal year 2025. Proposal: To approve the Annual Report for the fiscal year 2025.
3	Approval of the audited individual and consolidated financial information (including financial statements) for the fiscal year 2025. Proposal: To approve the audited individual and consolidated financial information (including financial statements) for the fiscal year 2025.
4	Approval of Net Profit allocation and dividend distribution for the fiscal year 2025. Proposal:

1 Shareholders may designate as representative a director or executive officer in functions of IFS.

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	To approve the net profit allocation for the fiscal year 2025 and the distribution of profits as per the policy approved at the Annual Shareholders’ meeting held on March 31, 2025.
5	Approval of Dividend Policy for the fiscal year 2026. Proposal: To approve a new dividend policy for IFS for the year 2026, establishing that at least [●]% of IFS’ net profit from the period shall be distributed among the shareholders, to be paid in one or more payments, provided that this dividend distribution policy does not violate any legal or financial requirements that IFS and/or its subsidiaries are required to meet, and provided economic-financial conditions allow for such distribution be made.
6	Approval of power of attorney to formalize the decisions approved at the 2026 Annual Shareholders’ Meeting. Proposal: To approve that [●], identified with [●] and [●], identified with [●], either of them, individually and with their sole signature, on behalf of IFS, may execute any public or private document, minutes or public deeds, of a clarifying, modifying, corrective or supplementary nature, that may be necessary to register the resolutions adopted in the meeting before the Public Registries both in Panama and Peru.

[Please place an ‘X’ in the box that represents your choice]

Sincerely,

[Name of Shareholder]

[Print Name]

[Position]

* * *

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FAQ

What did Intercorp Financial Services (IFS) approve in this Form 6-K?

IFS’ board approved the unaudited individual and consolidated financial information for the fourth quarter of 2025 and adopted guidelines to conduct the 2026 Annual Shareholders’ Meeting, including procedures for attendance, voting, and proxy representation.

What is the record date for IFS’ 2026 Annual Shareholders’ Meeting?

IFS set March 20, 2026 as the record date. Shareholders registered with CAVALI or The Depository Trust Company on that date, and who can evidence ownership, will be entitled to attend, discuss, and vote at the 2026 Annual Shareholders’ Meeting.

How will Intercorp Financial Services’ 2026 shareholders’ meeting be held?

The 2026 Annual Shareholders’ Meeting will be held virtually via videoconference, either on first or second call. The meeting must be called and held by March 31, 2026 under IFS’ bylaws and Peruvian market regulations.

How can IFS shareholders prove eligibility to attend and vote at the 2026 meeting?

Shareholders registered with CAVALI will be verified through a CAVALI report as of the record date. Those holding shares through DTC must send a brokerage statement or similar document evidencing ownership as of March 20, 2026 within the stated deadlines.

What is the process for IFS shareholders to attend the 2026 meeting directly?

Shareholders must email ir@intercorp.com.pe at least two business days before the meeting with personal identification data, share count, contact details, and evidence of share ownership when required. IFS will then send videoconference access instructions the day before the meeting.

How can IFS shareholders use a proxy for the 2026 Annual Shareholders’ Meeting?

Shareholders may appoint a proxyholder, who need not be a shareholder, using a final proxy form that will be available by March 23, 2026. The completed proxy must indicate votes on each agenda item and be emailed to IFS at least two business days before the meeting.

In what language will Intercorp Financial Services’ 2026 shareholders’ meeting be conducted?

The 2026 Annual Shareholders’ Meeting will be conducted in Spanish, both on first and second call. Shareholders with questions about procedures can contact the Investor Relations Officer at ir@intercorp.com.pe for additional information.

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