International Money Express director gets RSU grant

Fernandez Bernardo B. Jr. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Fernandez Bernardo B. Jr. reported acquisition or exercise transactions in this Form 4 filing.

International Money Express, Inc. director Bernardo B. Jr. Fernandez reported a grant of 10,862 restricted stock units representing common stock on July 16, 2026, at a reference price of $13.81 per share. These units vest on the one-year anniversary of the grant or earlier before the next annual meeting, subject to his continued board service, bringing his reported holdings to 49,335 shares.

Insider Trade Summary

Grant/Award: 10,862 shares

Grant/Award 1 txn

Insider Fernandez Bernardo B. Jr.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	10,862	$13.81	$150K

Holdings After Transaction: Common Stock — 49,335 shares (Direct)

Footnotes (1)

1. F1. The reported transaction is an award of restricted stock units, subject to the reporting person's continued service as a director of the issuer. These restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, the day immediately prior to the annual meeting of stockholders of the Company in the calendar year following the grant date.

Key Figures

RSU grant: 10,862 shares Reference price: $13.81 per share Holdings after award: 49,335 shares +1 more

4 metrics

RSU grant 10,862 shares Restricted stock units representing common stock awarded on July 16, 2026

Reference price $13.81 per share Per-share value reported for the restricted stock unit award

Holdings after award 49,335 shares Total common stock holdings reported following the transaction

Vesting date one-year anniversary of the grant date RSUs vest on the one-year anniversary or earlier before the next annual meeting

Key Terms

restricted stock units, annual meeting of stockholders, continued service as a director

3 terms

restricted stock units financial

"The reported transaction is an award of restricted stock units, subject to the reporting person's continued service"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

annual meeting of stockholders financial

"the day immediately prior to the annual meeting of stockholders of the Company in the calendar year"

continued service as a director financial

"subject to the reporting person's continued service as a director of the issuer"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did IMXI director Bernardo B. Jr. Fernandez report?

He reported receiving an award of 10,862 restricted stock units representing common stock on July 16, 2026. The grant is reported as a non-derivative acquisition with a reference price of $13.81 per share, increasing his total reported holdings.

How many IMXI shares does Bernardo B. Jr. Fernandez hold after this Form 4 transaction?

Following the reported grant, Bernardo B. Jr. Fernandez is shown holding 49,335 shares of International Money Express, Inc. common stock. This figure reflects his reported position after receiving 10,862 restricted stock units in the July 16, 2026 award.

What is the vesting schedule for the 10,862 IMXI restricted stock units granted to Fernandez?

The 10,862 restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, immediately before the Company’s annual meeting of stockholders in the following calendar year, and are subject to his continued service as a director.

Was the IMXI Form 4 transaction for Bernardo B. Jr. Fernandez a market purchase or sale?

No, the filing describes the transaction as a grant or award acquisition of restricted stock units, not a market purchase or sale. The transaction code is A, indicating an award or other acquisition rather than an open-market trade.

What was the reference price used for Bernardo B. Jr. Fernandez’s IMXI stock unit award?

The award of 10,862 restricted stock units was reported with a reference price of $13.81 per share. This figure reflects the per-share value used in the Form 4 for the common stock underlying the restricted stock units.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/20/2026 - 05:37 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fernandez Bernardo B. Jr.

(Last) (First) (Middle)

9100 SOUTH DADELAND BLVD., STE. 1100

(Street)

MIAMI FLORIDA 33156

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
International Money Express, Inc. [ IMXI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/16/2026		A		10,862(1)	A	$13.81	49,335	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported transaction is an award of restricted stock units, subject to the reporting person's continued service as a director of the issuer. These restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, the day immediately prior to the annual meeting of stockholders of the Company in the calendar year following the grant date.

Remarks:

	/s/ Santiago Bravo as Attorney-in-Fact for Fernandez, Jr. Bernardo B.	07/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)