International Money Express grants RSUs to director

Higgins-Carter Karen reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Higgins-Carter Karen reported acquisition or exercise transactions in this Form 4 filing.

International Money Express, Inc. reported that director Karen Higgins-Carter received a grant of 10,862 restricted stock units representing common stock on July 16, 2026, valued at $13.81 per share. The RSUs vest on the one-year anniversary of the grant date or earlier as described, subject to her continued board service. After this equity award, she directly holds 36,793 common shares.

Insider Trade Summary

Grant/Award: 10,862 shares

Grant/Award 1 txn

Insider Higgins-Carter Karen

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	10,862	$13.81	$150K

Holdings After Transaction: Common Stock — 36,793 shares (Direct)

Footnotes (1)

1. F1. The reported transaction is an award of restricted stock units, subject to the reporting person's continued service as a director of the issuer. These restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, the day immediately prior to the annual meeting of stockholders of the Company in the calendar year following the grant date.

Key Figures

RSU award: 10,862 shares Grant price: $13.81 per share Holdings after award: 36,793 shares +1 more

4 metrics

RSU award 10,862 shares Restricted stock units granted to director on July 16, 2026

Grant price $13.81 per share Per-share valuation for the restricted stock unit award

Holdings after award 36,793 shares Total direct IMXI common stock held by Karen Higgins-Carter after the transaction

Vesting schedule One-year anniversary of grant date RSUs vest after one year or earlier, immediately before the following year's annual meeting

Key Terms

restricted stock units, vest, annual meeting of stockholders

3 terms

restricted stock units financial

"The reported transaction is an award of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vest financial

"These restricted stock units will vest on the one-year anniversary"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

annual meeting of stockholders regulatory

"prior to the annual meeting of stockholders of the Company"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did IMXI director Karen Higgins-Carter report on this Form 4?

Karen Higgins-Carter reported an equity award of 10,862 restricted stock units of International Money Express, Inc. granted on July 16, 2026 as compensation for her service as a director.

How many IMXI shares are covered by Karen Higgins-Carter's restricted stock unit award?

The award covers 10,862 restricted stock units, each representing one share of IMXI common stock. These units are subject to vesting conditions tied to her continued service as a director.

At what price were Karen Higgins-Carter's IMXI restricted stock units valued?

The reported grant value is $13.81 per share for the 10,862 restricted stock units. This figure represents the per-share valuation used for the award on the grant date.

When will Karen Higgins-Carter's IMXI restricted stock units vest?

The restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, immediately before the IMXI annual meeting of stockholders in the following calendar year.

How many IMXI shares does Karen Higgins-Carter own after the reported award?

Following the grant, Karen Higgins-Carter directly holds 36,793 shares of International Money Express common stock, as reported in the Form 4 after the transaction.

Was Karen Higgins-Carter's IMXI Form 4 transaction under a Rule 10b5-1 trading plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not marked, meaning the reported equity award was not designated as made pursuant to a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/20/2026 - 05:38 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Higgins-Carter Karen

(Last) (First) (Middle)

9100 SOUTH DADELAND BLVD., STE. 1100

(Street)

MIAMI FLORIDA 33156

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
International Money Express, Inc. [ IMXI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/16/2026		A		10,862(1)	A	$13.81	36,793	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported transaction is an award of restricted stock units, subject to the reporting person's continued service as a director of the issuer. These restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, the day immediately prior to the annual meeting of stockholders of the Company in the calendar year following the grant date.

Remarks:

	/s/Santiago Bravo, Attorney-in-Fact for Karen Higgins-Carter	07/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)