Inter & Co (INTR) CFO details initial stock options and RSU awards

Rhea-AI Filing Summary

Inter & Co, Inc. Chief Financial Officer Horacio Stel Santiago filed an initial Form 3 detailing his equity-based compensation holdings. He reports non-qualified stock options over 9,375 and 25,000 Class A common shares, each with a conversion price of $15.5000 per share and expiring on April 25, 2029.

He also holds several restricted stock unit awards tied to Class A common shares in amounts of 25,000, 50,000, 97,500 and 113,544 underlying shares. According to the footnotes, these RSUs vest and convert into Class A shares over schedules running from December 1, 2026 through December 1, 2029, in one to four equal annual installments depending on the specific award.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Horacio Stel Santiago

(Last) (First) (Middle)

AV BARBACENA 1219

(Street)

BELO HORIZONTE - MG D5 30190-131

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/16/2026

3. Issuer Name and Ticker or Trading Symbol
Inter & Co, Inc. [ INTR ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (Right to Buy)	04/25/2026	04/25/2029	Class A Common Share	9,375	$15.5	D
Non-Qualified Stock Option (Right to Buy)	04/25/2027	04/25/2029	Class A Common Share	25,000	$15.5	D
Restricted Stock Unit	(1)	(1)	Class A Common Share	25,000	(1)	D
Restricted Stock Unit	(2)	(2)	Class A Common Share	50,000	(2)	D
Restricted Stock Unit	(3)	(3)	Class A Common Share	97,500	(3)	D
Restricted Stock Unit	(4)	(4)	Class A Common Share	113,544	(4)	D

Explanation of Responses:

1. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share on December 1, 2026.

2. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in two equal installments on December 1, 2026 and December 1, 2027.

3. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in three equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028.

4. The award vests and converts into Class A Common Share in four equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028 and December 1, 2029.

Remarks:

	/s/ Santiago Horacio Stel	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Inter & Co (INTR) CFO Horacio Stel Santiago report on this Form 3?

He reports his initial holdings of equity awards in Inter & Co, Inc. These include non-qualified stock options and multiple restricted stock unit grants, each tied to Class A common shares with specified vesting schedules and, for options, a conversion price of $15.5000.

What stock options does the Inter & Co (INTR) CFO hold?

He holds non-qualified stock options over 9,375 and 25,000 Class A common shares. Both option tranches have an exercise price of $15.5000 per share and share the same expiration date of April 25, 2029, according to the filing data.

What restricted stock units are disclosed for Inter & Co (INTR) CFO?

He reports several restricted stock unit awards linked to Class A common shares in amounts of 25,000, 50,000, 97,500 and 113,544 shares. These RSUs have no exercise price and represent future share delivery upon vesting under the company’s equity plans.

When do the Inter & Co (INTR) restricted stock units for the CFO vest?

The RSUs vest between December 1, 2026 and December 1, 2029. Depending on the specific award, vesting occurs in one, two, three, or four equal annual installments, with each vested portion converting into Class A common shares on the stated dates.

Is this Inter & Co (INTR) Form 3 a buy or sell transaction?

It is not a buy or sell transaction; it is an initial ownership report. The Form 3 lists existing stock options and restricted stock units held by the Chief Financial Officer, without any open-market purchases, sales, exercises, or disposals recorded in the transaction summary.