Itaú Unibanco Holding S.A. filings document the disclosure record of a Brazil-based financial holding company that reports to the SEC as a foreign private issuer. Form 6-K reports furnish quarterly results materials, financial statements, management discussion and analysis, earnings presentations, annual-report notices, and CVM material facts.
The bank's regulatory filings also cover Pillar 3 risk and capital management, prudential metrics, capital adequacy, risk governance, stress testing, and recovery and resolution planning. Governance-related exhibits include fiscal council materials and policies for the disclosure of material acts or facts, while capital-action disclosures address interest on capital and stock repurchase programs.
Itaú Unibanco Holding S.A. reported that its Fiscal Council met on August 4, 2026, with all elected members participating. At the meeting, Eduardo Hiroyuki Miyaki was nominated as Chairman of the Company’s Supervisory Council, and Cláudio José Coutinho Arromatte was nominated as his replacement in cases of absence or incapacity for the current annual term.
The Council examined the Company’s financial statements for the period from January to June 2026. Considering the unqualified report issued by PricewaterhouseCoopers Auditores Independentes, the effective members of the Supervisory Council concluded that the statements fairly reflect the capital structure, financial position and activities of the Company for the period and meet the conditions required for submission to stockholders for examination and approval.
Itaú Unibanco Holding S.A. reported a 2Q26 recurring managerial result of R$12.4 billion, up 1.0% versus 1Q26 and 7.8% versus 2Q25. Consolidated recurring managerial ROE was 24.3%. Operating revenues reached R$48.0 billion, with managerial financial margin of R$33.5 billion and financial margin with clients of R$32.6 billion, up 5.1% year over year. Commissions and fees were R$11.0 billion and revenues from insurance, pension and premium bonds R$3.5 billion. Cost of credit was R$10.1 billion, 7.4% higher than 2Q25.
At June 30 2026, the credit portfolio totaled R$1,522.4 billion, 2.7% above March 2026 and 9.6% above June 2025, with Brazil at R$1,269.4 billion and Latin America at R$253.0 billion. The 90‑day NPL ratio in Brazil consolidated stood at 1.9%, unchanged versus March and June 2025. Non‑interest expenses were R$16.7 billion in 2Q26, up 3.3% quarter over quarter.
Capital and liquidity remained strong: CET I was 12.3%, Tier I capital ratio 13.8%, the Liquidity Coverage Ratio 202.0% and the Net Stable Funding Ratio 122.1% at June 30 2026. For 2026, guidance for most lines was maintained, while the cost‑of‑credit growth range was updated to 2.0%–5.0%. Complete financial statements and management discussion and analysis are available on the company’s investor relations website, with press and interactive results presentations scheduled for August 5 2026.
Itaú Unibanco Holding S.A.’s board of directors met on August 4, 2026 and unanimously approved the financial statements for January–June 2026, after a recommendation from the Audit Committee, a favorable opinion from the Supervisory Council, and an unqualified report from the independent auditors.
The board also approved payment on August 28, 2026 of previously declared interest on capital in the gross amount of R$ 0.71076 per share (net R$ 0.586377 per share), and authorized publication of the approved financial statements to the Brazilian and U.S. securities regulators and stock exchanges.
Itaú Unibanco Holding S.A. reported recurring managerial result of BRL 12.4 billion in the second quarter of 2026, with annualized recurring return on average equity of 24.3%. The total credit portfolio reached BRL 1.5 trillion, up 2.7% from the prior quarter, while the 90-day nonperforming loan ratio remained at 1.9% for the sixth consecutive quarter.
Growth was balanced across individuals and corporate clients, with mortgage loans up 3.9%, payroll loans up 3.5% and private-sector payroll loans up 14.3% in the quarter. Financial margin with clients increased 3.3%. Commissions, fees and insurance results rose 0.4%, and non-interest expenses were BRL 16.7 billion, up 3.3%, contributing to an efficiency ratio in Brazil of 35.5%.
The bank ended the quarter with a Common Equity Tier 1 ratio of 12.3%, supported by organic capital generation. Guidance for 2026 growth in commissions, fees and insurance results was revised to a range between 2.0% and 5.0%. Reported results were in line with market consensus of BRL 12,466 million in managerial result.
Itaú Unibanco Holding S.A. will pay previously announced Interest on Capital (IoC) on August 28, 2026. The payments relate to two tranches first disclosed in material facts dated February 26, 2026 and May 28, 2026.
The February tranche totals BRL 3.85 billion, with a gross amount of BRL 0.34888 and net amount of BRL 0.287826 per share, based on a March 19, 2026 record date. The May tranche totals BRL 3.99 billion, with gross BRL 0.36188 and net BRL 0.298551 per share, using a June 18, 2026 record date. Amounts are paid equally to holders of common (ITUB3) and preferred (ITUB4) shares and are subject to 17.5% withholding tax, except for corporate shareholders that qualify for immunity or exemption.
Itaú Unibanco Holding S.A. reports that its subsidiary Banco Itaú Colombia S.A. has completed the transfer of certain assets, liabilities and contracts related to its retail banking operations for individuals to Banco de Bogotá S.A. at book value.
The Transaction includes approximately BRL 9.7 billion in loan portfolio (net of provisions) and BRL 7.2 billion in deposits, with a net value of approximately BRL 2.5 billion, based on the exchange rate as of June 30, 2026. The company states that the Transaction has no material impact on its regulatory capital ratio, and that Itaú Colombia will focus on the Corporate Banking segment, aligned with a strategy of maximizing return on capital.
Itaú Unibanco Holding S.A. describes its practices under the Brazilian Corporate Governance Code. The company explains its dual-share capital structure, with common and preferred book-entry shares, highlighting preferred holders’ priority non-cumulative minimum annual dividends of R$ 0.022 per share and 80% tag-along rights in control transfers. It also notes that independent members currently account for 53.8% of the Board of Directors.
The report details board responsibilities for strategy, ESG and risk, supported by committees for sustainability, risk and capital, nominations, compensation, audit, and integrity and ethics. Itaú Unibanco outlines annual evaluations of the board, CEO and executives, succession planning, a compensation and clawback policy, and extensive policies on related-party transactions, risk appetite, internal audit, securities trading, whistleblowing channels, conflicts of interest and political and voluntary contributions.
Itaú Unibanco Holding S.A. will on July 15, 2026 exercise its option to repurchase all of its Tier 1 subordinated perpetual Financial Bills issued between January 8 and January 16, 2019, in an aggregate amount of BRL 1.4 billion.
The company reports that the estimated impact of this repurchase on its Tier 1 capital ratio is approximately 10 basis points, calculated on the capital base as of March 31, 2026.
Itau Unibanco Holding S.A. reported that SMEs Officer (retail segment) Orestes Vanzo Carlos executed an open-market sale of 60,000 preferred shares (ITUB4) at $8.24 per share. After this transaction, he directly holds 1,008,014 preferred shares, indicating the sale represents a small portion of his overall position.
Itaú Unibanco Holding S.A. filed a Form 6-K outlining an updated Remuneration Policy for administrators and a NYSE-compliant Clawback Policy. The policy seeks to attract and retain executives while tying pay to long-term, risk-aware performance aligned with shareholders and the bank’s culture.
Variable remuneration is based on individual, business-unit and group performance, adjusted for current and potential risks. At least 70% of variable pay for administrators must be delivered in shares or share-based instruments, deferred over at least three years and paid in staggered installments, with malus provisions that can reduce or cancel unpaid awards if results weaken or misconduct occurs.
The annexed Clawback Policy, adopted under NYSE rules and Exchange Act Rule 10D-1, allows the Board to recover excess incentive-based compensation from designated officers for the three completed fiscal years preceding a required accounting restatement. The Remuneration Policy is reviewed annually and was most recently updated on June 25, 2026.