Jefferson Capital officer plans $5.4K stock sale

Jefferson Capital, Inc. (symbol JCAP) has a notice of proposed sale filed under Rule 144 for shares of its common stock held for the account of an officer named Penelope Person.

Rhea-AI Filing Summary

Jefferson Capital, Inc. (symbol JCAP) has a notice of proposed sale filed under Rule 144 for shares of its common stock held for the account of an officer named Penelope Person. The filing indicates an intention to sell up to 246 shares of Jefferson Capital common stock through Fidelity Brokerage Services LLC on the NASDAQ market.

The 246 shares were acquired from the issuer on 06/25/2026 as compensation via restricted stock vesting. The filing lists a market value of approximately $5,421.84 in connection with the proposed transaction and a date of 08/25/2026 for the planned sale. The notice is signed by Joshua Schmitt as a duly authorized representative of Fidelity, acting as attorney-in-fact for Penelope Person.

Key Figures

Shares proposed for sale: 246 shares of common stock Market value: $5,421.84 Acquisition date: 06/25/2026 +3 more

6 metrics

Shares proposed for sale 246 shares of common stock Number of Jefferson Capital, Inc. shares covered by the Rule 144 notice

Market value $5,421.84 Market value listed in connection with the 246 shares proposed for sale

Acquisition date 06/25/2026 Date the 246 shares were acquired via restricted stock vesting as compensation

Planned sale date 08/25/2026 Date associated with the proposed sale of the 246 shares under Rule 144

Issuer SEC file number 001-42718 SEC file number for Jefferson Capital, Inc.

Issuer phone number (320) 229-8505 Telephone contact for Jefferson Capital, Inc.

Key Terms

Rule 144, Restricted Stock Vesting, attorney-in-fact, compensation, +1 more

5 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

Restricted Stock Vesting financial

"Common | 06/25/2026 | Restricted Stock Vesting | Issuer"

Restricted stock vesting is the timetable and conditions under which shares granted to employees or insiders become fully owned and can be sold, typically requiring continued work or meeting performance goals. It matters to investors because large blocks of shares can become tradable at once, which can change share supply and price, and because vesting aligns insiders’ incentives with the company’s long‑term performance—think of it like a timed unlock that both rewards and locks in key people.

attorney-in-fact regulatory

"as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact"

An attorney-in-fact is the person or entity given legal authority through a power of attorney to act on behalf of another for specific tasks, such as signing documents, voting shares, or handling transactions. For investors, this matters because it lets a trusted representative make timely decisions or complete paperwork when the owner cannot, much like handing keys to someone to run errands on your behalf—so checks on scope and limits of that authority are important.

compensation financial

"246 | 06/25/2026 | Compensation"

Common financial

"144: Securities To Be Sold Common | 06/25/2026"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing for JCAP disclose?

The Form 144 discloses that an officer, Penelope Person, has filed a notice of intent to sell up to 246 shares of Jefferson Capital, Inc. (JCAP) common stock under Rule 144 through Fidelity Brokerage Services LLC on the NASDAQ market.

How many JCAP shares are covered by this Form 144 notice?

The notice covers up to 246 shares of Jefferson Capital, Inc. (JCAP) common stock. These shares are planned for sale through Fidelity Brokerage Services LLC in accordance with the Rule 144 resale provisions.

What is the approximate value of the JCAP shares in this Form 144?

The filing lists an associated market value of about $5,421.84 for the 246 shares of Jefferson Capital, Inc. (JCAP) common stock that are proposed to be sold under Rule 144.

When were the JCAP shares acquired that are being proposed for sale?

The 246 shares of Jefferson Capital, Inc. (JCAP) common stock were acquired on 06/25/2026 from the issuer as compensation through restricted stock vesting, according to the Form 144 disclosure.

Who is the broker for the proposed JCAP share sale in this Form 144?

The proposed sale of 246 shares of Jefferson Capital, Inc. (JCAP) common stock will be handled by Fidelity Brokerage Services LLC, as identified in the Form 144 filing.

What transaction type is associated with the JCAP shares in this Form 144?

The Form 144 states that the 246 shares of Jefferson Capital, Inc. (JCAP) common stock were acquired via Restricted Stock Vesting from the issuer as compensation on 06/25/2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 04:19 PM EDT Accepted by SEC EDGAR 08/25/2026 - 04:19 PM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0002071943
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Jefferson Capital, Inc. / DE
SEC File Number	001-42718
Address of Issuer	600 SOUTH HIGHWAY 169, SUITE 1575 MINNEAPOLIS MINNESOTA 55426
Phone	(320) 229-8505
Name of Person for Whose Account the Securities are To Be Sold	Person Penelope JoAnn
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	246	5421.84	57425536	08/25/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	06/25/2026	Restricted Stock Vesting	Issuer			246	06/25/2026	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks
Date of Notice	08/25/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Joshua Schmitt, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Penelope Person.
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)