Jefferson Capital (JCAP) CCO sells 246 shares, holds 437K

Rhea-AI Filing Summary

Jefferson Capital, Inc. (JCAP) reported an insider transaction by Chief Commercial Officer Penelope JoAnn Person246 shares of common stock in a sale classified as an open market or private transaction at $22.04 per share, and now holds 437,265 shares directly. The filing indicates the Rule 10b5-1 checkbox was not marked as being under a trading plan.

Insider Trade Summary

Net Seller: 246 shares

Net Sell 1 txn

Insider Person Penelope JoAnn

Role Chief Commercial Officer

Sold 246 shs ($5K)

Type	Security	Shares	Price	Value
Sale	Common Stock	246	$22.04	$5K

Holdings After Transaction: Common Stock — 437,265 shares (Direct)

Key Figures

Shares sold: 246 shares of Common Stock Sale price per share: $22.04 per share Shares owned after transaction: 437,265 shares +1 more

4 metrics

Shares sold 246 shares of Common Stock Sale on 2026-08-25 by Chief Commercial Officer

Sale price per share $22.04 per share Reported sale transaction on 2026-08-25

Shares owned after transaction 437,265 shares Direct ownership by reporting person following the sale

Net shares sold 246 shares Net-sell direction across reported transactions

Key Terms

Common Stock, open market or private transaction, direct ownership

3 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

open market or private transaction financial

"transaction_code_description: "Sale in open market or private transaction""

direct ownership financial

"ownership_type: "direct" and ownership_code: "D""

FAQ

What insider transaction did JCAP report for Penelope JoAnn Person?

JCAP reported that Chief Commercial Officer Penelope JoAnn Person sold 246 shares of common stock on 2026-08-25 at $22.04 per share in an open market or private transaction, leaving her with 437,265 shares held directly.

How many JCAP shares does Penelope JoAnn Person hold after the reported sale?

After the reported transaction, Penelope JoAnn Person holds 437,265 shares of Jefferson Capital, Inc. common stock directly, as stated in the Form 4 insider filing.

What price did the JCAP insider sale occur at on 2026-08-25?

The JCAP insider sale by Penelope JoAnn Person on 2026-08-25 was reported at $22.04 per share for 246 shares of common stock.

Was the JCAP insider transaction made under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked, so the reported sale of 246 shares at $22.04 per share is not identified as being made under a Rule 10b5-1 trading plan.

Is the JCAP insider transaction a purchase or a sale?

The reported JCAP insider transaction is a sale. Penelope JoAnn Person sold 246 shares of common stock at $22.04 per share, classified as a sale in an open market or private transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/26/2026 - 07:42 PM Accepted by SEC EDGAR 08/26/2026 - 07:42 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Person Penelope JoAnn

(Last) (First) (Middle)

C/O JEFFERSON CAPITAL, INC.

600 SOUTH HIGHWAY 169, SUITE 1575

(Street)

MINNEAPOLIS MINNESOTA 55426

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Jefferson Capital, Inc. / DE [ JCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Commercial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/25/2026		S		246	D	$22.04	437,265	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Matthew J. Pfohl, Attorney-in-Fact for Penelope Person	08/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)