Jefferson Capital president sells 56K shares

Jefferson Capital, Inc. (JCAP) reported that officer Mark Joseph Zellmann, President US Business Lines, disposed of Common Stock on August 17, 2026.

Rhea-AI Filing Summary

Jefferson Capital, Inc. (JCAP) reported that officer Mark Joseph Zellmann, President US Business Lines, disposed of Common Stock on August 17, 2026. He sold 56,000 shares in open-market or private transactions at a weighted average price of $23.7518 per share, with individual trade prices ranging from $23.54 to $24.17. On the same date, he also made a charitable gift of 6,250 shares of Common Stock to Fidelity Charitable. The filing indicates these transactions were not made pursuant to a Rule 10b5-1 trading plan.

Insider Trade Summary

Net Seller: 56,000 shares

Net Sell 2 txns

Insider Zellmann Mark Joseph

Role President US Business Lines

Sold 56,000 shs ($1.33M)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	56,000	$23.7518	$1.33M
Gift	Common Stock F2	6,250	$0.00	$0.00

Holdings After Transaction: Common Stock — 631,497 shares (Direct)

Footnotes (2)

1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $23.54 to $24.17, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the Staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
2. F2. The transaction reported shows a charitable gift of 6,250 shares to Fidelity Charitable.

Key Figures

Shares sold: 56,000 shares Weighted average sale price: $23.7518 per share Sale price range low: $23.54 per share +3 more

6 metrics

Shares sold 56,000 shares Common Stock sold by Mark Joseph Zellmann on August 17, 2026

Weighted average sale price $23.7518 per share Weighted average price for 56,000 JCAP shares sold

Sale price range low $23.54 per share Lowest price in the reported sale transactions range

Sale price range high $24.17 per share Highest price in the reported sale transactions range

Charitable gift shares 6,250 shares Common Stock gifted to Fidelity Charitable as a bona fide gift

Net buy/sell shares 56,000 shares Net share count for buy/sell activity, direction reported as net-sell

Key Terms

weighted average price, bona fide gift, Rule 10b5-1 trading plan, open market or private transaction

4 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

bona fide gift financial

"The transaction reported shows a charitable gift of 6,250 shares"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Rule 10b5-1 trading plan regulatory

"The filing indicates these transactions were not made pursuant to a Rule 10b5-1"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

open market or private transaction financial

"transaction code description is Sale in open market or private transaction"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did JCAP executive Mark Joseph Zellmann report on this Form 4?

Mark Joseph Zellmann reported two dispositions of Jefferson Capital (JCAP) Common Stock on August 17, 2026: an open-market or private sale of 56,000 shares and a charitable gift of 6,250 shares to Fidelity Charitable.

How many Jefferson Capital (JCAP) shares did Mark Joseph Zellmann sell and at what price?

He sold 56,000 shares of JCAP Common Stock at a weighted average price of $23.7518 per share. Footnotes explain the trades occurred in multiple transactions at prices ranging from $23.54 to $24.17, inclusive.

What charitable gift of Jefferson Capital (JCAP) shares did Mark Joseph Zellmann make?

He made a charitable gift of 6,250 JCAP shares of Common Stock. A footnote specifies the transaction reflects a charitable gift of 6,250 shares to Fidelity Charitable, reported as a bona fide gift at a price of $0.00 per share.

Were Mark Joseph Zellmann’s JCAP transactions reported under a Rule 10b5-1 trading plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox is not affirmed, so these August 17, 2026 transactions were not reported as being made pursuant to a Rule 10b5-1 trading plan.

What is the reported price range for Mark Joseph Zellmann’s sale of JCAP shares?

The filing states the weighted average sale price was $23.7518 per share, with multiple trades executed at prices ranging from $23.54 to $24.17, inclusive. Full trade-by-trade details are available upon request as noted in the footnote.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 08/19/2026 - 04:06 PM EDT Accepted by SEC EDGAR 08/19/2026 - 04:05 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zellmann Mark Joseph

(Last) (First) (Middle)

C/O JEFFERSON CAPITAL, INC.

600 SOUTH HIGHWAY 169, SUITE 1575

(Street)

MINNEAPOLIS MINNESOTA 55426

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Jefferson Capital, Inc. / DE [ JCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President US Business Lines

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/17/2026		S		56,000	D	$23.7518(1)	637,747	D
Common Stock	08/17/2026		G(2)		6,250	D	$0	631,497	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $23.54 to $24.17, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the Staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

2. The transaction reported shows a charitable gift of 6,250 shares to Fidelity Charitable.

	/s/ Matthew J. Pfohl, Attorney-in-Fact for Mark Zellmann	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)