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Fan Chunlin reported acquisition or exercise transactions in this Form 4 filing.
Jiayin Group Inc. chief financial officer Fan Chunlin reported receiving 240,000 Class A ordinary shares on June 23, 2026 at a price of $0.00 per share. These shares came from the vesting of performance-based restricted stock units originally awarded on April 19, 2023.
The RSUs vest in eight installments based on specified performance criteria, and are delivered as American Depositary Shares, with each ADS representing four Class A ordinary shares. Following this vesting event, Fan Chunlin directly owns 1,802,152 Class A ordinary shares of Jiayin Group Inc.
Jiayin Group Inc. reported sharply weaker results for the first quarter of 2026. Net revenue was RMB756.7 million (US$109.7 million), down 57.4% from a year earlier, as transaction volume fell 45.8% to RMB19.3 billion (US$2.8 billion).
The company swung from RMB539.5 million net income in the prior-year quarter to a RMB61.7 million (US$8.9 million) net loss, with loss from operations at RMB70.1 million. Average borrowing amount per borrowing fell 11.0%, while repeat borrowing contribution rose to 76.3%. The 90 day+ delinquency ratio was 2.25% as of March 31, 2026.
Operating costs such as sales and marketing and general and administrative expenses declined significantly, while research and development spending rose 24.6% as Jiayin invested in technology and AI-driven risk management. Cash and cash equivalents were RMB43.4 million as of March 31, 2026. For the second quarter of 2026, the company expects transaction volume between RMB9.5 billion and RMB10.5 billion and is emphasizing asset quality and resilience.
The board extended the share repurchase plan by 12 months through June 12, 2027. As of June 23, 2026, Jiayin had repurchased approximately 4.6 million American depositary shares for about US$30.4 million.
Jiayin Group Inc. reported that its Chief risk officer, Qi Dan, filed an initial statement of beneficial ownership on Form 3. This filing establishes Qi Dan as a reporting officer of Jiayin Group Inc., and the provided data do not show any reportable transactions or share movements.
Jiayin Group Inc. reported a leadership change in its risk management team. Effective June 1, 2026, Dan Qi will become Chief Risk Officer, succeeding Yifang Xu, who is resigning from that executive role for personal reasons but will remain on the Board of Directors.
The company highlights Ms. Qi’s 14 years of big data risk management experience at major Chinese fintech and financial institutions, including roles at WeBank, Alipay and Guangfa Bank Card Center, and notes her recent position as Jiayin’s Head of Risk Policy. Management expects her background to support the firm’s risk management capabilities and long-term growth.
Jiayin Group Inc., a Cayman Islands holding company, reports consolidated net revenue of RMB 6,222,190 thousand and net income of RMB 1,535,733 thousand for the year ended December 31, 2025. The business operates mainly in China through PRC subsidiaries and a variable interest entity, Jiayin Technology, under contractual arrangements rather than equity ownership. These VIE contracts, which have not been tested in PRC courts, are subject to changing Chinese regulations and could expose ADS holders to structural and enforcement risks.
The consolidated VIE group had accumulated deficits of RMB 559.9 million as of December 31, 2025, so no service fees were charged by Shanghai Kunjia under the contracts. Jiayin emphasizes PRC foreign-exchange controls and dividend restrictions, but still received dividends from PRC subsidiaries and has adopted a dividend policy targeting around 30% of prior-year net income, including a US$0.80 per ADS cash dividend approved in May 2025.
Jiayin Group Inc. reported full-year 2025 net revenue of RMB6,222.2 million, up 7.3% from 2024, and net income of RMB1,535.7 million (US$219.6 million), up from RMB1,056.5 million. Loan facilitation volume in Chinese Mainland rose 28.0% to RMB129.0 billion, supported by higher contributions from repeat borrowers at 76.0%.
For the fourth quarter of 2025, net revenue declined 22.4% year over year to RMB1,090.2 million, while net income fell to RMB100.6 million as the company prioritized asset quality over scale amid a new regulatory framework. Q4 loan facilitation volume was RMB24.2 billion, down 12.6%, with a 90 day+ delinquency ratio of 2.03% as of December 31, 2025.
Operating discipline remained strong in 2025, with income from operation rising to RMB1,797.3 million and non-GAAP income from operation reaching RMB1,955.3 million. The company maintained a shareholder return focus through an up to US$80 million share repurchase plan and a dividend policy targeting around 30% of prior-year net income, distributing approximately US$41.1 million of cash dividends in 2025.
Jiayin Group Inc. director and vice president of finance Wang Libin filed an initial ownership report showing 400,000 Class A ordinary shares held directly. This Form 3 reflects existing holdings and does not report any recent share purchases or sales.
Jiayin Group Inc. financial controller Bai Bei has filed an initial statement of beneficial ownership as an insider. The filing reports direct ownership of 188,800 Class A ordinary shares of Jiayin Group. This Form 3 does not reflect any new purchase or sale, only the existing holdings reported at this time.
Jiayin Group Inc. insider Zhang Guanglin filed a Form 3 as a more than 10% beneficial owner. The filing reports indirect ownership of 23,446,492 Class A ordinary shares held through Sunshinewoods Holdings Limited, which is wholly owned by Zhang. This is an initial ownership disclosure, not a new share purchase or sale.
Jiayin Group Inc. director and chief risk officer Xu Yifang has filed an initial ownership report showing direct holdings of 5,454,776 Class A ordinary shares. This Form 3 establishes Xu’s reported equity position in the company but does not reflect any recent share purchases or sales.