Welcome to our dedicated page for Jiayin Group SEC filings (Ticker: JFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Jiayin Group's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Jiayin Group's regulatory disclosures and financial reporting.
Jiayin Group Inc. reports that on July 20, 2026, director Xiaojing Lu resigned from the board, ending her service on the compensation committee and the nominating and corporate governance committee. Her decision is stated not to result from any disagreement regarding operations, policies, or practices. The board does not plan to immediately fill the board vacancy and will choose a successor at its discretion.
On the same date, Chief Risk Officer Dan Qi resigned. The company similarly states that her decision did not arise from any such disagreement. A new Chief Risk Officer will be appointed once the board identifies a suitable candidate.
Jiayin Group Inc. director Lu Xiaojing has filed an initial statement of beneficial ownership. The filing shows direct ownership of 472,604 Class A ordinary shares of Jiayin Group Inc. as of the reported date, with no associated buy or sell transactions disclosed.
Jiayin Group Inc. reported a board change, appointing Ms. Xiaojing Lu as a director, and as a member of both the compensation and nominating and corporate governance committees, effective July 1, 2026. Ms. Yifang Xu resigned from the same roles on that date for personal reasons.
Ms. Lu has over 15 years of experience in financial technology and services, including leadership in credit user growth, operations and risk management since joining Jiayin in 2019. Management highlighted her deep knowledge of the company’s operations and industry as support for its long-term development.
Jiayin Group Inc.'s Group Head of Technology, Wang Zhe (Maik), reported receiving 160,000 Class A ordinary shares as an equity award. The shares were acquired at a stated price of $0.00 per share and are held directly, bringing his direct ownership to 160,000 Class A shares.
According to the disclosure, these shares are represented by American Depositary Shares received upon the vesting of a portion of performance-based restricted stock units granted on September 29, 2025. The RSUs vest in seven installments based on meeting specified performance criteria, so this transaction reflects compensation vesting rather than an open-market purchase.
Xu Yifang reported acquisition or exercise transactions in this Form 4 filing.
Jiayin Group Inc. director Xu Yifang received an equity award of 1,000,000 Class A ordinary shares. The shares were granted at no cash cost to the insider and increased Xu’s direct holdings to 6,454,776 Class A ordinary shares.
The footnote explains these shares were delivered as American Depositary Shares upon vesting of performance-based restricted stock units originally awarded on May 1, 2025, which vest in eight installments based on specified performance criteria. Each ADS represents four Class A ordinary shares.
Fan Chunlin reported acquisition or exercise transactions in this Form 4 filing.
Jiayin Group Inc. chief financial officer Fan Chunlin reported receiving 240,000 Class A ordinary shares on June 23, 2026 at a price of $0.00 per share. These shares came from the vesting of performance-based restricted stock units originally awarded on April 19, 2023.
The RSUs vest in eight installments based on specified performance criteria, and are delivered as American Depositary Shares, with each ADS representing four Class A ordinary shares. Following this vesting event, Fan Chunlin directly owns 1,802,152 Class A ordinary shares of Jiayin Group Inc.
Jiayin Group Inc. reported sharply weaker results for the first quarter of 2026. Net revenue was RMB756.7 million (US$109.7 million), down 57.4% from a year earlier, as transaction volume fell 45.8% to RMB19.3 billion (US$2.8 billion).
The company swung from RMB539.5 million net income in the prior-year quarter to a RMB61.7 million (US$8.9 million) net loss, with loss from operations at RMB70.1 million. Average borrowing amount per borrowing fell 11.0%, while repeat borrowing contribution rose to 76.3%. The 90 day+ delinquency ratio was 2.25% as of March 31, 2026.
Operating costs such as sales and marketing and general and administrative expenses declined significantly, while research and development spending rose 24.6% as Jiayin invested in technology and AI-driven risk management. Cash and cash equivalents were RMB43.4 million as of March 31, 2026. For the second quarter of 2026, the company expects transaction volume between RMB9.5 billion and RMB10.5 billion and is emphasizing asset quality and resilience.
The board extended the share repurchase plan by 12 months through June 12, 2027. As of June 23, 2026, Jiayin had repurchased approximately 4.6 million American depositary shares for about US$30.4 million.
Jiayin Group Inc. reported that its Chief risk officer, Qi Dan, filed an initial statement of beneficial ownership on Form 3. This filing establishes Qi Dan as a reporting officer of Jiayin Group Inc., and the provided data do not show any reportable transactions or share movements.
Jiayin Group Inc. reported a leadership change in its risk management team. Effective June 1, 2026, Dan Qi will become Chief Risk Officer, succeeding Yifang Xu, who is resigning from that executive role for personal reasons but will remain on the Board of Directors.
The company highlights Ms. Qi’s 14 years of big data risk management experience at major Chinese fintech and financial institutions, including roles at WeBank, Alipay and Guangfa Bank Card Center, and notes her recent position as Jiayin’s Head of Risk Policy. Management expects her background to support the firm’s risk management capabilities and long-term growth.
Jiayin Group Inc., a Cayman Islands holding company, reports consolidated net revenue of RMB 6,222,190 thousand and net income of RMB 1,535,733 thousand for the year ended December 31, 2025. The business operates mainly in China through PRC subsidiaries and a variable interest entity, Jiayin Technology, under contractual arrangements rather than equity ownership. These VIE contracts, which have not been tested in PRC courts, are subject to changing Chinese regulations and could expose ADS holders to structural and enforcement risks.
The consolidated VIE group had accumulated deficits of RMB 559.9 million as of December 31, 2025, so no service fees were charged by Shanghai Kunjia under the contracts. Jiayin emphasizes PRC foreign-exchange controls and dividend restrictions, but still received dividends from PRC subsidiaries and has adopted a dividend policy targeting around 30% of prior-year net income, including a US$0.80 per ADS cash dividend approved in May 2025.