Welcome to our dedicated page for Jiayin Group SEC filings (Ticker: JFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Jiayin Group Inc. filings document foreign-issuer reporting for a Nasdaq-listed China fintech platform and its American depositary shares. Form 20-F materials and Form 6-K current reports disclose the company's loan facilitation business, borrower and financial-institution connections, risk management model, operating results and regulatory framework.
The filing record includes current reports furnished with earnings releases, dividend announcements and a loan facility entered into by subsidiary Shanghai Jirongzhicheng Enterprise Development Co., Ltd. Related disclosures describe revenue from loan facilitation services, guarantee liabilities, referral fees, delinquency metrics, consolidated variable interest entity arrangements, collateral pledges, guarantees and capital-structure matters.
Jiayin Group Inc. reported that its Chief risk officer, Qi Dan, filed an initial statement of beneficial ownership on Form 3. This filing establishes Qi Dan as a reporting officer of Jiayin Group Inc., and the provided data do not show any reportable transactions or share movements.
Jiayin Group Inc. reported a leadership change in its risk management team. Effective June 1, 2026, Dan Qi will become Chief Risk Officer, succeeding Yifang Xu, who is resigning from that executive role for personal reasons but will remain on the Board of Directors.
The company highlights Ms. Qi’s 14 years of big data risk management experience at major Chinese fintech and financial institutions, including roles at WeBank, Alipay and Guangfa Bank Card Center, and notes her recent position as Jiayin’s Head of Risk Policy. Management expects her background to support the firm’s risk management capabilities and long-term growth.
Jiayin Group Inc., a Cayman Islands holding company, reports consolidated net revenue of RMB 6,222,190 thousand and net income of RMB 1,535,733 thousand for the year ended December 31, 2025. The business operates mainly in China through PRC subsidiaries and a variable interest entity, Jiayin Technology, under contractual arrangements rather than equity ownership. These VIE contracts, which have not been tested in PRC courts, are subject to changing Chinese regulations and could expose ADS holders to structural and enforcement risks.
The consolidated VIE group had accumulated deficits of RMB 559.9 million as of December 31, 2025, so no service fees were charged by Shanghai Kunjia under the contracts. Jiayin emphasizes PRC foreign-exchange controls and dividend restrictions, but still received dividends from PRC subsidiaries and has adopted a dividend policy targeting around 30% of prior-year net income, including a US$0.80 per ADS cash dividend approved in May 2025.
Jiayin Group Inc. reported full-year 2025 net revenue of RMB6,222.2 million, up 7.3% from 2024, and net income of RMB1,535.7 million (US$219.6 million), up from RMB1,056.5 million. Loan facilitation volume in Chinese Mainland rose 28.0% to RMB129.0 billion, supported by higher contributions from repeat borrowers at 76.0%.
For the fourth quarter of 2025, net revenue declined 22.4% year over year to RMB1,090.2 million, while net income fell to RMB100.6 million as the company prioritized asset quality over scale amid a new regulatory framework. Q4 loan facilitation volume was RMB24.2 billion, down 12.6%, with a 90 day+ delinquency ratio of 2.03% as of December 31, 2025.
Operating discipline remained strong in 2025, with income from operation rising to RMB1,797.3 million and non-GAAP income from operation reaching RMB1,955.3 million. The company maintained a shareholder return focus through an up to US$80 million share repurchase plan and a dividend policy targeting around 30% of prior-year net income, distributing approximately US$41.1 million of cash dividends in 2025.
Jiayin Group Inc. director and vice president of finance Wang Libin filed an initial ownership report showing 400,000 Class A ordinary shares held directly. This Form 3 reflects existing holdings and does not report any recent share purchases or sales.
Jiayin Group Inc. financial controller Bai Bei has filed an initial statement of beneficial ownership as an insider. The filing reports direct ownership of 188,800 Class A ordinary shares of Jiayin Group. This Form 3 does not reflect any new purchase or sale, only the existing holdings reported at this time.
Jiayin Group Inc. insider Zhang Guanglin filed a Form 3 as a more than 10% beneficial owner. The filing reports indirect ownership of 23,446,492 Class A ordinary shares held through Sunshinewoods Holdings Limited, which is wholly owned by Zhang. This is an initial ownership disclosure, not a new share purchase or sale.
Jiayin Group Inc. director and chief risk officer Xu Yifang has filed an initial ownership report showing direct holdings of 5,454,776 Class A ordinary shares. This Form 3 establishes Xu’s reported equity position in the company but does not reflect any recent share purchases or sales.
Jiayin Group Inc. director Hwang Yuhchang has filed an initial statement of beneficial ownership on Form 3. This filing establishes his status as a director of Jiayin Group Inc. and, in this instance, does not report any securities transactions.
Jiayin Group Inc. executive Fan Chunlin, the company’s chief financial officer, filed an initial ownership report on Class A ordinary shares. The Form 3 shows direct beneficial ownership of 1,562,152 Class A ordinary shares following the reported position, with no specific buy or sell transactions disclosed in this filing.