New director joins Jiayin Group (NASDAQ: JFIN) board and key committees

Rhea-AI Filing Summary

Jiayin Group Inc. reported a board change, appointing Ms. Xiaojing Lu as a director, and as a member of both the compensation and nominating and corporate governance committees, effective July 1, 2026. Ms. Yifang Xu resigned from the same roles on that date for personal reasons.

Ms. Lu has over 15 years of experience in financial technology and services, including leadership in credit user growth, operations and risk management since joining Jiayin in 2019. Management highlighted her deep knowledge of the company’s operations and industry as support for its long-term development.

Key Figures

Effective date of board change: July 1, 2026 Industry experience: Over 15 years Jiayin business origin year: 2011 +1 more

4 metrics

Effective date of board change July 1, 2026 Appointment of Xiaojing Lu and resignation of Yifang Xu

Industry experience Over 15 years Xiaojing Lu’s experience in financial technology and services

Jiayin business origin year 2011 Origin of Jiayin Group’s business

MBA completion year 2023 MBA from East China Normal University for Xiaojing Lu

Key Terms

compensation committee, nominating and corporate governance committee, forward-looking statements, safe harbor, +1 more

5 terms

compensation committee financial

"a member of the compensation committee of the Board and a member"

A compensation committee is a group within a company's leadership responsible for setting and reviewing how much top executives and employees are paid, including salaries, bonuses, and benefits. It matters to investors because fair and effective pay decisions can influence a company's performance, leadership motivation, and overall governance, helping ensure that the company’s management is aligned with shareholders’ interests.

nominating and corporate governance committee financial

"a member of the nominating and corporate governance committee of the Board"

A nominating and corporate governance committee is a group within a company's board of directors responsible for selecting and recommending individuals to serve as company leaders, such as directors or executives. They also develop and oversee policies to ensure the company is run fairly, ethically, and transparently. This committee matters to investors because it helps ensure the company is well-managed and guided by qualified, responsible leadership.

forward-looking statements regulatory

"This announcement contains forward-looking statements."

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

safe harbor regulatory

"These statements are made under the “safe harbor” provisions"

Safe harbor is a rule that protects companies or individuals from legal trouble if they follow certain guidelines or procedures. It’s like having a safety net that allows them to act without fear of punishment, as long as they stick to the rules. This helps encourage honest behavior and clear standards in financial and legal activities.

risk management system financial

"a comprehensive risk management system and a proprietary and effective risk assessment model"

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FAQ

What director change did Jiayin Group (JFIN) announce in July 2026?

Jiayin Group appointed Ms. Xiaojing Lu as a director on July 1, 2026, and she joined the compensation and nominating and corporate governance committees. She replaces Ms. Yifang Xu, who resigned from the same roles for personal reasons effective the same date.

Who is Xiaojing Lu and what experience does she bring to Jiayin Group (JFIN)?

Xiaojing Lu brings over 15 years of financial technology and services experience, focused on credit user growth, operations, and risk management. She has held senior roles at Jiayin since 2019 and previously led risk and credit operations teams at other financial information services firms.

Why did Yifang Xu resign from Jiayin Group’s board and committees?

Jiayin Group stated that Ms. Yifang Xu resigned as a director and as a member of the compensation and nominating and corporate governance committees for personal reasons, effective July 1, 2026. The company expressed gratitude for her dedicated service and insights during her tenure.

What board committees will Xiaojing Lu serve on at Jiayin Group (JFIN)?

Xiaojing Lu will serve as a director on Jiayin Group’s board and as a member of the compensation committee and the nominating and corporate governance committee. These committees oversee executive pay, board composition, and governance matters for the company.

How does Jiayin Group (JFIN) describe its core business in this filing?

Jiayin Group describes itself as a leading fintech platform in China connecting underserved individual borrowers with financial institutions. It highlights a secure, open platform, a comprehensive risk management system, and proprietary risk assessment models using big data analytics and sophisticated algorithms.

What forward-looking statement cautions does Jiayin Group (JFIN) include?

Jiayin includes standard forward-looking statement cautions under the U.S. safe harbor rules, noting risks around borrower retention, transaction volume growth, effectiveness of risk models, Chinese regulatory changes, economic conditions in China, and continued compliance with Nasdaq listing standards for its ADSs.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of July 2026

Commission File Number: 001-38806

Jiayin Group Inc.

18th Floor, Building No. 1, Youyou Century Plaza,

428 South Yanggao Road, Pudong New Area, Shanghai 200122

People’s Republic of China

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

EXHIBIT INDEX

Exhibit No.		Description
Exhibit 99.1		Press Release: Jiayin Group Inc. Announces Change of Director

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

		Jiayin Group Inc.
		By:	/s/ Dinggui Yan
		Name:	Dinggui Yan
		Title:	Director and Chief Executive Officer

Date: July 2, 2026

Exhibit 99.1

Jiayin Group Inc. Announces Change of Director

SHANGHAI, China, July 2, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that Ms. Xiaojing Lu has been appointed as a director of the Company’s board of directors (the “Board”), a member of the compensation committee of the Board and a member of the nominating and corporate governance committee of the Board, effective as of July 1, 2026. Ms. Yifang Xu has resigned from her position as a director of the Company, a member of the compensation committee of the Board and a member of the nominating and corporate governance committee of the Board, effective as of July 1, 2026, for personal reasons.

Ms. Xiaojing Lu brings over 15 years of expertise in financial technology and services to the Board, with a proven track record spanning credit user growth, credit operations, and risk management. Ms. Lu has served as Vice President of Credit User Growth Operations since April 2025, spearheading the Company’s borrower acquisition, lifecycle engagement, and operational initiatives. Since joining the Company in 2019, she has been responsible for market expansion, operational scaling, and risk strategy, having previously served as Senior Director and Director of Credit User Growth Operations from 2021 to April 2025, and Senior Manager of Risk Strategy from 2019 to 2021. Prior to joining the Company, Ms. Lu led risk management and credit operations teams at various financial information services firms from 2015 to 2019. She began her career at Ping An Data Technology (Shenzhen) Co., Ltd. in 2011. Ms. Lu is currently pursuing an Executive MBA at China Europe International Business School (CEIBS) and she received her MBA from East China Normal University in 2023.

Mr. Dinggui Yan, the Company’s Founder, Director and Chief Executive Officer, commented, “On behalf of the Board and the company, I would like to express our sincere gratitude to Ms. Yifang Xu for her dedicated service and valued insights during her tenure as director. We are pleased to appoint Ms. Xiaojing Lu as a director. Over the past six years, Ms. Lu has been a vital leader within our executive team, demonstrating a profound understanding of our operational framework and industry ecosystem. Her proven leadership and deep corporate insight will be invaluable to the sustainable development of the Company.”

About Jiayin Group Inc.

Jiayin Group Inc. is a leading fintech platform in China committed to facilitating effective, transparent, secure and fast connections between underserved individual borrowers and financial institutions. The origin of the business of the Company can be traced back to 2011. The Company operates a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model which employs

Exhibit 99.1

advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. For more information, please visit http://ir.jiayintech.cn/.

Safe Harbor / Forward-Looking Statements

This announcement contains forward-looking statements. These statements are made under the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. The Company may also make written or oral forward-looking statements in its periodic reports to the SEC, in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including statements about the Company’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties and are based on current expectations, assumptions, estimates and projections about the Company and the industry. Potential risks and uncertainties include, but are not limited to, those relating to the Company’s ability to retain existing borrowers and attract new borrowers in an effective and cost-efficient way, the Company’s ability to increase the transaction volume through its marketplace, effectiveness of the Company’s credit assessment model and risk management system, PRC laws and regulations relating to the online individual finance industry in China, general economic conditions in China, and the Company’s ability to meet the standards necessary to maintain listing of its ADSs on the Nasdaq Stock Market or other stock exchange, including its ability to cure any non-compliance with the continued listing criteria of the Nasdaq Stock Market. All information provided in this press release is as of the date hereof, and the Company undertakes no obligation to update any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations, except as may be required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that its expectations will turn out to be correct, and investors are cautioned that actual results may differ materially from the anticipated results. Further information regarding risks and uncertainties faced by the Company is included in the Company’s filings with the U.S. Securities and Exchange Commission, including its annual report on Form 20-F.

For investor and media inquiries, please contact:

Jiayin Group

Ms. Emily Lu

Email: ir@jiayinfintech.cn

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EX-99.1 19.7 KB