Jiayin Group Inc. Filed Annual Report on Form 20-F for Fiscal Year 2025

Jiayin Group (NASDAQ: JFIN) filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. SEC on April 28, 2026 (U.S. Eastern Time).

Rhea-AI Summary

Jiayin Group (NASDAQ: JFIN) filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. SEC on April 28, 2026 (U.S. Eastern Time).

The Annual Report, including audited consolidated financial statements, is available on the company investor relations website and the SEC website. Jiayin will provide a free hard copy of the Annual Report to shareholders and ADS holders upon request via its Investor Relations Department at ir@jiayinfintech.cn.

Argus Apr 28 session

+1.95% close to close Open Argus

Details

News Market Reaction – JFIN

On Apr 28, the day this news came out, JFIN closed 1.95% above the previous close.

Data tracked by StockTitan Argus for the Apr 28 session.

Key Figures

Net revenue: RMB 6,222,190 thousand Net income: RMB 1,535,733 thousand VIE accumulated deficits: RMB 559.9 million +5 more

Net revenue

RMB 6,222,190 thousand

Year ended Dec 31, 2025 (Form 20-F)

Net income

RMB 1,535,733 thousand

Year ended Dec 31, 2025 (Form 20-F)

VIE accumulated deficits

RMB 559.9 million

Consolidated VIE group as of Dec 31, 2025

Dividend payout target

30% of prior-year net income

Stated dividend policy in 20-F

Cash dividend per ADS

US$0.80 per ADS

Cash dividend approved in May 2025

Net revenue

RMB 6,222.2 million

Full-year 2025, up 7.3% vs 2024 (6-K)

Loan facilitation volume

RMB 129.0 billion

Full-year 2025, Chinese Mainland (6-K)

Repeat borrower contribution

76.0%

Share of loan facilitation volume in 2025 (6-K)

Historical Context

5 past events · Latest: Mar 31

5 events

1. Mar 31

   Earnings release

   24h Move

   -12.3%

   Q4 2025 net revenue and income declined year over year, pressuring shares.

2. Mar 24

   Earnings date

   24h Move

   -0.4%

   Announcement of timing and access details for Q4 and FY 2025 results.

3. Jan 23

   Management change (peer)

   24h Move

   -0.4%

   KNOREX CFO appointment referencing Jiayin experience, limited direct impact on JFIN.

4. Nov 25

   Earnings release

   24h Move

   +2.6%

   Q3 2025 showed revenue and income growth with improved operating performance.

5. Nov 18

   Earnings date

   24h Move

   -0.7%

   Scheduling and webcast details for upcoming Q3 2025 financial results.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

form 20-f, ads

2 terms

form 20-f regulatory

"announced that it has filed its annual report on Form 20-F (the "Annual Report")"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

ads financial

"to its shareholders and ADS holders upon request."

Ads are paid promotional messages a company places across media — online, on TV, in print, or on social platforms — to attract customers, explain products, or shape public perception. For investors, ads matter because they drive sales growth, affect how much a company must spend to win customers, and influence brand strength and long-term value. Ads can also create regulatory or reputational risk if claims are misleading, which can affect profits and stock price.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SHANGHAI, April 28, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it has filed its annual report on Form 20-F (the "Annual Report") for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission (the "SEC") on April 28, 2026, U.S. Eastern Time. The Annual Report can be accessed on the Company's investor relations website at https://ir.jiayintech.cn/ and on the SEC's website at https://www.sec.gov/.

The Company will provide a hard copy of its Annual Report containing the audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request. Requests should be directed to the Company's Investor Relations Department at ir@jiayinfintech.cn.

About Jiayin Group Inc.

Jiayin Group Inc. is a leading fintech platform in China committed to facilitating effective, transparent, secure and fast connections between underserved individual borrowers and financial institutions. The origin of the business of the Company can be traced back to 2011. The Company operates a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model which employs advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. For more information, please visit https://ir.jiayintech.cn/.

For investor and media inquiries, please contact:

Jiayin Group
Ms. Emily Lu
Email: ir@jiayinfintech.cn

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When did Jiayin Group (JFIN) file its Form 20-F for fiscal year 2025?

Jiayin filed its Form 20-F on April 28, 2026. According to Jiayin, the filing covers the fiscal year ended December 31, 2025 and was submitted on that date in U.S. Eastern Time.

Where can investors access Jiayin Group's 2025 Annual Report (JFIN Form 20-F)?

Investors can access the Annual Report on Jiayin's investor relations site and the SEC website. According to Jiayin, both the company IR website and www.sec.gov host the full Form 20-F document and exhibits.

How can shareholders request a hard copy of Jiayin Group's 2025 Annual Report (JFIN)?

Shareholders and ADS holders can request a free hard copy by contacting Investor Relations at ir@jiayinfintech.cn. According to Jiayin, the hard copy will contain the audited consolidated financial statements and is provided free of charge upon request.

What does Jiayin's 2025 Form 20-F include for investors reviewing JFIN?

The Form 20-F includes audited consolidated financial statements and standard annual disclosures. According to Jiayin, the Annual Report contains financials, notes, and required SEC disclosures for the fiscal year ended December 31, 2025.

Does Jiayin Group's Form 20-F filing change its reporting status as a Nasdaq-listed company (JFIN)?

The filing is a routine SEC annual submission and does not itself change listing status. According to Jiayin, the Form 20-F fulfills the company’s annual reporting obligations under U.S. securities rules for the 2025 fiscal year.