JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $2,761,000 of Uncapped Dual Directional Buffered Return Enhanced Notes due August 3, 2029, linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, the payoff depends on the Least Performing Index. If all three indices finish above their initial levels, investors receive leveraged upside of 1.385× the Least Performing Index return. If the Least Performing Index is flat or down by up to the 20.00% Buffer Amount, investors receive an unleveraged positive return equal to the absolute decline, up to a maximum of 20.00% (payment capped at $1,200 per $1,000 when that index return is negative). If any index falls by more than 20.00%, principal is reduced 1% for each percentage point below the buffer, with a minimum payment of $200 per $1,000, implying up to an 80.00% loss.
The notes pay no interest, do not provide dividends on index constituents, are unsecured and unsubordinated obligations of JPMorgan Financial, and expose holders to the credit risks of both JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, including $8 in selling commissions, versus an estimated value of $985.70, and they are not listed on any exchange, so liquidity will depend on dealer interest.
JPMorgan Chase Financial Company LLC is offering $410,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 13.50% per annum (3.375% quarterly) only if, on a Review Date, the Index closes at or above 60% of the Initial Value, the Interest Barrier.
The notes may be automatically called on any Review Date from February 1, 2027 (excluding the first and final) if the Index is at or above its Initial Value, returning $1,000 principal plus the due contingent interest. If not called and the Final Value is below the Trigger Value (also 60% of Initial), investors receive $1,000 plus $1,000 × Index Return, risking a substantial or total principal loss.
The underlying Index employs up to 500% leveraged exposure to the QQQ Fund, targets 35% implied volatility, and is reduced by a 6.0% per annum daily deduction and a notional financing cost, which drag on performance and cause it to trail an identical index without such deductions. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not bank deposits or FDIC insured.
JPMorgan Chase Financial Company LLC is issuing $2,222,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 18.00% per annum, credited monthly at 1.50%, but only for months when the Index closing level is at or above the Interest Barrier of 70.00% of the Initial Value. If the Index is below this barrier on an Interest Review Date, no interest is paid for that month.
The notes may be automatically called quarterly starting February 1, 2027 if the Index is at or above its Initial Value, in which case investors receive $1,000 plus the relevant contingent interest and no further payments. If the notes are not called, at maturity on August 5, 2032 investors receive $1,000 plus the final contingent interest if the Index is at or above the Trigger Value of 50.00% of the Initial Value. If the Final Value is below the Trigger Value, principal is reduced 1% for every 1% Index decline from the Initial Value, down to zero, so investors can lose most or all of their capital.
The underlying Index is a leveraged, rules-based strategy on E-mini S&P 500 futures with a 35% target volatility, exposure capped at 500%, and a 6.0% per annum daily deduction, which creates a persistent drag versus a similar index without this fee. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $9 of fees, while the estimated value at pricing was $926.30 per $1,000 note.
JPMorgan Chase Financial Company LLC is offering $1,275,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on August 3, 2028 and are issued in $1,000 minimum denominations.
At maturity, investors receive 1.22 times any positive Index return, with no cap. A 20.00% buffer on the downside protects principal against moderate index declines, but if the Index falls by more than 20.00%, principal is reduced 1% for each additional 1% decline, for a maximum loss of 80.00% (down to $200 per $1,000 note). The notes pay no interest and are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
The price to the public is $1,000 per note, including $9 in fees and commissions, for proceeds to the issuer of $991 per note. The estimated value at pricing was $984.40 per $1,000 note, reflecting embedded selling, structuring and hedging costs. The notes will not be listed, and any secondary market will be limited and likely at prices below the original issue price.
JPMorgan Chase Financial Company LLC is issuing $592,000 of unsecured, callable Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are designed for investors seeking potential early redemption at a premium if, on any Review Date from August 4, 2027 onward, the Index closes at or above the Call Value (100% of the Initial Value). Call Premium Amounts escalate from 25.75% to 128.75% of principal per $1,000 note over 17 Review Dates through August 5, 2031.
If not called, principal is protected at maturity only if the Final Index level is at or above the Barrier Amount of 50% of the Initial Value (Index 6,621.225). Below the barrier, payoff is linear to Index performance, and investors can lose more than 50% and up to all principal. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost, which drag on performance and cause the Index to trail an equivalent index without such charges. Notes pay no interest or dividends, are not FDIC insured, and any payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note versus an estimated value of $938, reflecting selling commissions, hedging costs and issuer funding spreads, and there is no exchange listing, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering structured Capped Buffered Return Enhanced Notes linked to the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co., maturing August 3, 2028. The $1,000-denomination notes provide 2.00x exposure to any positive ETF performance at maturity, subject to a maximum return of 49.35%; investors reach this cap when the ETF is at or above 124.675% of its initial level.
The notes include a 10.00% downside buffer: if the ETF ends down by 10% or less, principal is returned. Below that level, investors lose 1% of principal for each 1% additional decline, up to a 90.00% loss if the ETF falls to zero. The notes pay no interest or dividends and are unsecured, unsubordinated obligations, exposing holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The total offering size is $1,173,000, with a public offering price of $1,000 per note, selling commissions of $3 per $1,000 and an estimated value of $997.50 per $1,000 at pricing. The notes will not be listed, and secondary market liquidity and pricing are expected to be limited and potentially below the original issue price.
JPMorgan Chase Financial Company LLC is offering $2,685,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, due August 3, 2028 and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, offers 1.31x any positive Index return at maturity and provides a 20.00% downside buffer. If the Index is down more than 20% at maturity, investors lose 1% of principal for each additional 1% decline, up to a maximum 80.00% loss (receiving as little as $200 per $1,000 note). The notes pay no interest, are unsecured and unsubordinated, and all payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $3.50 in selling commissions, for issuer proceeds of $996.50 per note. The estimated value at pricing was $990.60 per $1,000 note, reflecting embedded costs, internal funding assumptions and derivative hedging. The notes will not be listed, may have limited or no secondary liquidity, and are exposed to futures-market risks such as volatility, negative roll returns and trading limits, as well as complex U.S. tax and potential withholding considerations.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due March 3, 2028, linked to the lesser performance of the Nasdaq-100® Technology Sector and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment for each Review Date on which both indices close at or above 75.00% of their Initial Value, the Interest Barrier, with a Contingent Interest Rate of at least 11.75% per annum.
The notes may be automatically called on any eligible Review Date from March 1, 2027 onward if both indices are at or above their Initial Values, returning $1,000 plus the applicable Contingent Interest Payment. If not called, and at maturity each index is at or above its Trigger Value (also 75.00% of Initial Value), investors receive principal plus the final Contingent Interest Payment. If either index finishes below its Trigger Value, repayment is reduced by the full negative return of the lesser performing index, potentially down to $0. The indicative estimated value is $963.40 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing, reflecting embedded selling, structuring and hedging costs. The notes are unsecured, not FDIC insured, and subject to significant market, credit, liquidity, sector and tax risks.
JPMorgan Chase Financial Company LLC is issuing $1,350,000 in Capped Notes linked to the least performing of the Nasdaq-100 Index®, the Dow Jones Industrial Average® and the Russell 2000® Index, maturing on August 5, 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
For each $1,000 note held to maturity, investors receive principal plus an Additional Amount equal to $1,000 × Least Performing Index Return × 150%, capped at a Maximum Amount of $752.50 (maximum total payment $1,752.50). If the final level of any Index is at or below its initial level, only the $1,000 principal is repaid, with no upside. The initial index levels on July 31, 2026 were 28,274.20 (Nasdaq‑100), 52,485.03 (Dow Jones Industrial Average) and 2,931.339 (Russell 2000).
The notes pay no interest, offer no dividends on underlying stocks, and will not be listed on any exchange. They are subject to the credit risk of both the issuer and guarantor. The price to the public is $1,000 per note, with estimated value of $963.90 and selling commissions up to $11.25 per $1,000 note. For U.S. tax purposes, JPMorgan intends to treat the notes as contingent payment debt instruments requiring accrual of original issue discount based on a 4.55% comparable yield.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Market Linked Securities linked to a global equity index basket, at $1,000 principal amount per security, for a total public offering of $600,000.00 and issuer proceeds of $584,550.00.
The notes are auto-callable on August 5, 2027 if the basket closing level is at or above the starting level, paying $1,126.50 per security (a 12.65% call premium). If not called, they mature on August 3, 2029 with a maturity payment based on basket performance, a 125.00% upside participation rate and a 75.00 threshold level.
The basket is unequally weighted across the EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.50%), Swiss Market Index (10%) and S&P/ASX 200 (7.50%), with principal at risk if the ending basket level falls below the threshold. The estimated value is $920.00 per security, reflecting internal funding and hedging costs, and the notes are subject to complex risk and U.S. tax considerations.