JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering Uncapped Buffered Return Enhanced Notes due September 3, 2030, linked to the lesser performing of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index, in minimum denominations of $1,000. The notes provide an uncapped leveraged upside, paying at maturity 1.83× any positive return of the lesser performing underlying, based on its Initial and Final Values.
A 10% Buffer Amount protects principal against moderate declines, but if either underlying falls by more than 10%, principal is reduced on a 1:1 basis beyond the buffer, up to a 90% loss (payment as low as $100 per $1,000). The notes pay no interest or dividends and are unsecured, unsubordinated obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing holders to their credit risks. The indicative estimated value is $944.80 per $1,000, and at pricing it will not be less than $900.00, reflecting selling, structuring and hedging costs and the issuer’s internal funding rate. The notes will not be listed, and secondary market liquidity and pricing, if any, will depend primarily on JPMS.
JPMorgan Chase Financial Company LLC is offering structured callable notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on August 29, 2031 and minimum denominations of $1,000.
On each annual Review Date from August 30, 2027 to August 26, 2031, if the Index closing level is at or above the Call Value (100.00% of the Initial Value), the notes are automatically called and pay back principal plus a Call Premium of at least 19.00%, 38.00%, 57.00%, 76.00% or 95.00% of $1,000, depending on the year, after which no further payments are made. If not called, at maturity investors receive full principal if the Index decline is within a 30.00% buffer; beyond that, principal is reduced 1% for each 1% Index loss past the buffer, up to a 70.00% loss.
The Index applies a 6.0% per annum daily deduction and a daily notional financing cost on QQQ exposure, and can use leverage up to 500% to target 35% implied volatility. These features, along with credit risk of JPMorgan Financial and JPMorgan Chase & Co., lack of interest or dividends, potential illiquidity and an estimated value of about $912.70 per $1,000 (not less than $900.00), are highlighted as key risks.
JPMorgan Chase Financial Company LLC is offering Callable Contingent Interest Notes due August 15, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index. The notes pay a Contingent Interest Payment on each monthly Review Date only if the closing level of each Index is at least 70.00% of its Initial Value (the Interest Barrier); otherwise no interest is paid for that period.
The issuer may redeem the notes early, in whole, on certain Interest Payment Dates from August 17, 2027 onward, paying $1,000 plus the applicable Contingent Interest. If held to maturity and not redeemed, investors receive $1,000 plus the final Contingent Interest if the Final Value of each Index is at least 65.00% of its Initial Value (the Trigger Value). If any Index finishes below its Trigger Value, the repayment is $1,000 + ($1,000 × Least Performing Index Return), so principal loss is 1% for each 1% decline of the least performing Index, up to total loss of principal.
The hypothetical Contingent Interest Rate is illustrated at 10.25% per annum (0.85417% per month), with total potential contingent interest of up to $512.50 per $1,000 over the term if paid on all 60 dates. The minimum denomination is $1,000$963.60 per $1,000 notional if priced today, and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes due March 2, 2028, linked to the lesser performance of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide unleveraged exposure to any appreciation of the lesser performing index, subject to a Maximum Upside Return of at least 30.00%, and to the absolute value of any depreciation of that index up to a 10.00% Buffer Amount. If either index falls by more than 10.00%, investors lose 1% of principal for each additional 1% decline, and may lose up to 90.00% of principal at maturity.
The notes pay no interest, provide no dividends and will not be listed on any exchange, and any secondary market will depend on J.P. Morgan Securities LLC. Minimum denomination is $1,000. If priced on the reference date, the estimated value would be about $961.90 per $1,000 note, and the final estimated value will not be less than $900.00 per $1,000. Payments are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the tax treatment relies on treatment of the notes as open prepaid financial contracts, which the IRS could challenge.
JPMorgan Chase Financial Company LLC is issuing $1,397,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, maturing on August 3, 2029, and fully guaranteed by JPMorgan Chase & Co.
The notes offer 1.1425x any positive return of the lesser-performing index and, if that index is flat or down by up to the 18% Buffer Amount, a positive, uncapped return equal to the absolute decline. If the lesser-performing index falls by more than 18%, investors lose principal on a 1:1 basis beyond the buffer, up to a maximum loss of 82%, receiving as little as $180 per $1,000 at maturity.
The notes pay no interest, do not provide dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on an exchange. The estimated value at pricing was $980.10 per $1,000 note, below the issue price, reflecting structuring and hedging costs and the issuer’s internal funding rate.
JPMorgan Chase Financial Company LLC is offering callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and is expected to settle on or about September 3, 2026, maturing September 5, 2031, unless called earlier.
The notes can be automatically called on annual Review Dates starting September 2, 2027 if the Index is at or above its Call Value (100% of the Initial Value). If called, investors receive $1,000 plus a Call Premium of at least 23%, 46%, 69%, 92% or 115% of principal, depending on the Review Date. If not called, principal is protected only down to a 30% Buffer; below that, investors lose 1% of principal for each 1% Index decline beyond 30%, up to a 70% loss. The Index embeds a 6.0% per annum daily deduction and a notional financing cost on its QQQ-based exposure, which drags performance versus an undeducted index. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value of about $943.40 per $1,000 at launch, not less than $900.
JPMorgan Chase Financial Company LLC is offering structured Capped Dual Directional Buffered Return Enhanced Notes linked to the lesser performing of the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., in $1,000 minimum denominations.
The notes provide 2.00x leveraged upside on positive performance of the lesser-performing index, capped at a Maximum Upside Return of at least 33.00%, and a positive, unleveraged payoff equal to the absolute value of index declines up to a 10.00% Buffer Amount. If either index falls by more than 10.00%, investors lose 1% of principal for each 1% additional decline in the lesser-performing index, for a possible 90.00% loss of principal at maturity. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not listed. If priced on the date illustrated, the estimated value would be $977.80 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is issuing $40,000 of auto callable notes linked to the J.P. Morgan Multi-Asset Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a $1,000 minimum denomination, priced at 100% of principal with selling commissions of $42.50 per $1,000 and net proceeds to the issuer of $957.50 per $1,000. They priced on July 31, 2026 and are expected to settle around August 5, 2026, maturing on August 4, 2033.
The notes may be automatically called on any of six Review Dates starting August 4, 2027 if the Index is at or above the Call Value (100% of the Initial Value). In that case, holders receive $1,000 plus a fixed call premium (from 8.15% up to 48.90% over time) and no further payments. If not called, at maturity investors receive $1,000 plus an Additional Amount equal to $1,000 × Index Return × 100% participation, floored at zero, with principal repayment subject to the credit risks of JPMorgan Financial and JPMorgan Chase & Co.
The Initial Value of the Index on the pricing date was 313.09, and the issuer’s estimated value of the notes at issuance is $926.30 per $1,000, reflecting embedded costs and hedging. The Index is a rules-based, excess-return, multi-asset futures strategy with a 1.00% per annum daily deduction and a targeted volatility process, and the notes carry extensive risks including lack of interest payments, potential illiquidity, issuer/guarantor credit risk, strategy and futures-market risks, and complex U.S. tax treatment as contingent payment debt instruments.
JPMorgan Chase Financial Company LLC is issuing $290,000 of auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 13.50% per annum Contingent Interest Rate (3.375% quarterly) only when, on a Review Date, the Index is at or above 60% of the Initial Value (the Interest Barrier). The notes are automatically called, starting February 1, 2027, if on a Review Date (other than the first and final) the Index is at or above its Initial Value, returning $1,000 plus the applicable interest. If not called and at maturity the Index is below the Trigger Value (also 60% of Initial Value), investors receive $1,000 + $1,000 × Index Return, risking a substantial or total loss of principal. The Index employs up to 500% futures leverage, a 35% target volatility and a 6.0% per annum daily deduction, which structurally drags performance. Each note is sold at $1,000, with estimated value $940.80, and is subject to the unsecured credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $537,000 of Uncapped Accelerated Barrier Notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, maturing on August 3, 2029. The notes provide an upside payment at maturity equal to 1.67x any positive return of the least performing index, with full principal returned if all three indices finish at or above 70% of their initial levels.
If any index closes below this 70% Barrier Amount on the observation date, principal is reduced 1% for each 1% decline of the least performing index, down to a total loss. The notes pay no interest or dividends, are unsecured obligations of JPMorgan Financial, and are fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing holders to the credit risk of both entities. The price to the public is $1,000 per note, with an estimated value of $970.10, reflecting embedded selling, structuring and hedging costs. The notes will not be listed, and secondary market prices are expected to be below the issue price. U.S. tax counsel views the notes as prepaid financial contracts, but the IRS could challenge this treatment.