JPMORGAN CHASE & CO (JPM) SEC Filings, Jul 23, 2026

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 3, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the lesser performing of the S&P 500 Index and the VanEck Semiconductor ETF and pay a Contingent Interest Payment on each Review Date only if the closing value of each underlying is at least 70% of its Initial Value (the Interest Barrier.

Beginning on January 28, 2027, the notes will be automatically called if, on a Review Date (excluding specified early and final dates), the closing value of each underlying is at least its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments. If not called, and on the final Review Date each underlying is at least 50% of its Initial Value (the Trigger Value), investors receive $1,000 plus any final contingent interest; otherwise, repayment of principal is reduced one-for-one with the decline of the lesser performing underlying, potentially to zero.

The notes have a minimum denomination of $1,000. A hypothetical contingent interest rate of 18.10% per annum (1.50833% per month) is illustrated, and the issuer estimates the value at approximately $956.90 per $1,000 note, not less than $930.00 at pricing. Investors face significant principal risk, the possibility of no interest, exposure to equity and semiconductor-sector volatility, liquidity risk, and the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment on each Review Date only if the Index closes at or above 70% of the Initial Value (the Interest Barrier). The notes are automatically called, starting August 2, 2027, if on certain Review Dates the Index closes at or above the Initial Value, in which case investors receive $1,000 per note plus the applicable interest and no further payments.

If not called, principal is protected only above the Buffer Threshold of 85% of the Initial Value. If the Final Value is below this level, repayment is reduced 1% for each 1% decline beyond the 15% buffer, with a maximum loss of 85% of principal. The indicative Contingent Interest Rate is at least 13.00% per annum, but interest may be zero for some or all Review Dates. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost, which drag on performance. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.; the estimated value would be about $964 per $1,000 if priced on the described date and will not be less than $900 per $1,000 at pricing.

JPMorgan Chase Financial Company LLC is offering Capped Buffered Enhanced Participation Equity Notes due 2028, linked to the S&P 500® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, is issued at 100.00% of principal with no underwriting commission, and bears no interest. The notes mature on October 11, 2028, with the underlier’s performance measured from the trade date (on or about July 23, 2026) to the determination date on October 9, 2028.

At maturity, investors receive a cash payment based on the S&P 500’s return: gains are enhanced by an upside participation rate of 1.40 but capped at a maximum settlement amount expected between $1,266.14 and $1,313.04 per $1,000 note. A 12.50% buffer protects principal for index declines up to that amount; beyond this, losses are leveraged at about 1.1429% of principal for each additional 1% index decline, and investors can lose their entire investment. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, have no redemption right, and are expected to have an initial estimated value between $982.70 and $992.70 per $1,000 note, reflecting structuring and hedging costs.

JPMorgan Chase Financial Company LLC is offering $1,131,000 of unsecured Auto Callable Contingent Interest Notes due July 24, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked, on a worst-of basis, to the Dow Jones Industrial Average®, the Russell 2000® Index and the S&P 500® Index.

Investors may receive a Contingent Interest Payment at a rate of 6.80% per annum (0.56667% per month) for each monthly Interest Review Date on which the closing level of each Index is at or above 70.00% of its Initial Value (the Interest Barrier. The notes are automatically called on any quarterly Autocall Review Date, starting July 21, 2027, if the closing level of each Index is at or above its Initial Value, paying $1,000 plus the applicable contingent interest and terminating further payments.

If the notes are not called, at maturity investors receive $1,000 plus the final contingent interest if the Final Value of each Index is at or above its Trigger Value (70.00% of Initial Value). If the Final Value of any Index is below its Trigger Value, repayment of principal is reduced by the full negative return of the Least Performing Index, resulting in loss of more than 30% and up to all principal. The price to public is $1,000 per note, including $25 in fees and commissions; the issuer’s estimated value is $936.10 per $1,000, reflecting embedded costs and internal funding assumptions.

JPMorgan Chase Financial Company LLC is offering Auto Callable Accelerated Barrier Notes due July 31, 2031, linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on August 2, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $180 per $1,000 note.

If not called, at maturity investors receive an uncapped leveraged upside of 2.00x any gain of the least performing index. If any index finishes at or below its initial level but all remain at or above a 70% Barrier Amount, principal is returned. If any index closes below its Barrier Amount, repayment is reduced 1% for each 1% decline of the least performing index, down to a total loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on an exchange, and have an indicative estimated value of about $946 per $1,000 at launch, not less than $900, reflecting embedded fees and hedging costs.

JPMorgan Financial is offering auto callable contingent interest notes due February 2, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment on each Review Date only if the closing level of each of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index is at or above 80.00% of its Initial Value, the Interest Barrier.

Beginning with the sixth Review Date, the notes are automatically called if each Index is at or above its Initial Value, returning $1,000 per note plus the applicable Contingent Interest Payment, with no further payments. If not called, and at maturity each Index is at or above its 80.00% Buffer Threshold, investors receive principal plus the final Contingent Interest Payment. If any Index finishes below its Buffer Threshold, repayment is reduced by the Index loss in excess of the 20.00% Buffer Amount, up to an 80.00% principal loss.

The Contingent Interest Rate will be at least 9.85% per annum. The minimum denomination is $1,000. The estimated value, if priced today, is $980.60 per $1,000 note and will not be less than $900.00 at pricing. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., offer no participation in index appreciation or dividends, may have limited liquidity, and involve complex U.S. tax treatment.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due August 4, 2031, linked individually to the Russell 2000 Index, the S&P 500 Index and the VanEck Semiconductor ETF, and fully and unconditionally guaranteed by JPMorgan Chase & Co. Investors receive a monthly Contingent Interest Payment only if, on a Review Date, the closing value of each underlying is at least 65.00% of its Initial Value, the Interest Barrier. From July 30, 2027, the notes are automatically called if on a Review Date (other than the first through eleventh and final) each underlying is at or above its Initial Value, paying $1,000 plus the applicable contingent interest and then terminating.

If the notes are not called, principal repayment at maturity depends on the Least Performing Underlying. If its final value is at least its Trigger Value of 50.00% of Initial Value, investors receive $1,000 plus any final contingent interest. If its final value is below the Trigger Value, repayment is reduced dollar-for-dollar with the underlying’s loss, potentially down to zero. The indicative Contingent Interest Rate is at least 13.05% per annum, but the notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., offer no principal protection, may pay no interest, and are expected to have an estimated value below the $1,000 price to public.

JPMorgan Chase Financial Company LLC is offering $17,500,000 of Auto Callable Contingent Interest Notes linked separately to the iShares MSCI Emerging Markets ETF and the EURO STOXX 50 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes, issued in $1,000 denominations, pay a 13.00% per annum contingent coupon (3.25% per quarter) only if on a Review Date each underlying is at or above 70% of its Initial Value, with unpaid coupons catching up if conditions are later met. The notes may be automatically called quarterly from January 22, 2027 onward if each underlying is at or above its Initial Value, returning principal plus due and previously unpaid coupons. If not called, at maturity on July 25, 2030 investors receive par only if each underlying is at or above its Trigger Value of 65% of Initial Value; otherwise the payoff is reduced one-for-one with the decline of the lesser performer, down to a total loss. The price to public is $1,000 per note, with selling commissions of $3 and issuer proceeds of $997 per note; the initial estimated value is $974.50 per note, reflecting embedded costs and JPMorgan’s internal funding rate. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits or FDIC insured, and are expected to settle on July 27, 2026.

JPMorgan Chase Financial Company LLC is offering structured Review Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a term to August 2, 2029, minimum denominations of $1,000, no interest payments and no dividends.

The notes may be automatically called on quarterly Review Dates starting July 29, 2027 if each index is at or above its Call Value, set at 100% of its Initial Value. In that case, investors receive $1,000 plus a Call Premium Amount that increases over time, from at least 13% on the first Review Date up to at least 39% at the final Review Date.

If not called, principal is repaid at maturity only if the final level of each index is at or above its Barrier Amount, set at 70% of its Initial Value. If any index finishes below its Barrier Amount, repayment is reduced dollar-for-dollar with the decline of the Least Performing Index, and investors can lose more than 30% and up to all of principal. The estimated value, if priced today, is $954.20 per $1,000 note and will not be less than $900.00 when set, reflecting selling, structuring and hedging costs. Payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, limiting liquidity.