JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due August 2, 2029, linked to the common stock of Bristol-Myers Squibb Company and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent quarterly coupon only if on a Review Date the Bristol-Myers Squibb share price is at or above 70.00% of the Initial Value, referred to as the Interest Barrier; missed coupons can be paid later if the barrier is met.
The notes are auto callable: if on any non-final Review Date the share price is at or above the Initial Value, investors receive $1,000 principal plus that period’s coupon and any unpaid coupons, and the notes terminate. If not called, and at maturity the Final Value is at or above the Trigger Value (also 70.00% of the Initial Value in the hypotheticals), investors receive $1,000 plus the applicable coupon and any unpaid coupons. If the Final Value is below the Trigger Value, repayment is reduced by the full negative stock return, so investors can lose some or all principal.
The minimum denomination is $1,000. A representative contingent interest rate is 12.21% per annum (3.0525% per quarter), with total hypothetical coupons of up to $366.30 per $1,000 over 12 payments. If priced on the example date, the estimated value would be about $960 per $1,000 note, and at pricing it will not be less than $950, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes are unsecured, not FDIC insured, will not be listed, and their value and payments are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due August 9, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked, on a worst-of basis, to the Nasdaq‑100® Technology Sector, the Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF, with minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment on each Review Date only if the closing value of each underlying is at or above its Interest Barrier of 70% of Initial Value; any missed interest is paid later if a future barrier is met. The notes are automatically called if, on any callable Review Date from February 4, 2027, each underlying is at or above its Initial Value, returning principal plus interest and any unpaid coupons. If not called, and on the final Review Date any underlying finishes below its Trigger Value of 60% of Initial Value, repayment of principal is reduced 1:1 with the decline of the least performing underlying, up to total loss. The indicative Contingent Interest Rate is at least 9.75% per annum and the indicative estimated value is about $952 per $1,000 note, not less than $900, reflecting embedded fees, hedging costs and dealer compensation. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC plans to issue Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., with maturity on July 31, 2031 and minimum denominations of $1,000.
The notes pay a monthly Contingent Interest Payment only if the Index is at or above 70% of the Initial Value (Interest Barrier). The indicative Contingent Interest Rate is at least 14.55% per annum, or 1.2125% per month. The notes are automatically called quarterly if the Index is at or above its Initial Value, with the earliest potential call on January 28, 2027, returning $1,000 plus the applicable interest.
If not called, and the Final Value is at or above 60% of the Initial Value (Trigger Value), investors receive $1,000 plus any final contingent interest; if below the Trigger Value, repayment is reduced linearly with Index loss, down to zero, so principal is at risk. The Index employs up to 500% futures exposure, targets 35% implied volatility and is reduced by a 6.0% per annum daily deduction, which is a persistent drag on performance. The estimated value is about $896.50 per $1,000 note and will not be less than $880, reflecting embedded costs. Payments are unsecured and subject to the credit risk of both the issuer and guarantor, and the notes are expected to be illiquid and not listed on any exchange.
JPMorgan Chase Financial Company LLC is offering Medium-Term Notes, Series A, Digital Equity Notes due 2027 fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the Nasdaq-100 Index®. Each note has a $1,000 principal amount and pays no interest.
At maturity on July 23, 2027, if the final index level is at least 85.00% of the initial level of 29,155.18, holders receive a threshold settlement amount expected to be at least $1,103.20 per $1,000, capped at a cap level expected to be at least 110.32% of the initial level. If the index falls more than 15.00%, principal is lost on a leveraged basis at the buffer rate of approximately 1.1765% for each 1% decline beyond the 15% buffer, down to total loss. The estimated value is expected between $974.20 and $984.20 per $1,000, below par, reflecting selling, structuring and hedging costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, have no redemption feature, and involve complex U.S. tax treatment as prepaid financial contracts.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 27, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of three ETFs: SPDR S&P Regional Banking (KRE), SPDR S&P Biotech (XBI) and iShares Silver Trust (SLV).
Investors may receive a contingent interest rate of at least 11.15% per annum, paid quarterly, but only if on a Review Date the price of one share of each Fund is at or above its 50.00% Interest Barrier. Missed coupons can be paid later if barriers are met. The notes are automatically called if, on any Review Date other than the first and final, each Fund is at or above its Initial Value; investors then receive $1,000 plus due and unpaid contingent interest.
If the notes are not called and the Final Value of any Fund is below its 50.00% Trigger Value, repayment of principal is reduced one-for-one with the decline of the Least Performing Fund, and investors can lose more than 50.00% and up to all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $960 per $1,000 note and will not be less than $940 at pricing.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Auto Callable Notes linked to the J.P. Morgan Multi-Asset Index (ticker MAX) due August 3, 2033, in minimum denominations of $1,000. The notes may be automatically called quarterly starting in August 2027 if the Index is at or above the applicable Call Value, paying back principal plus a fixed Call Premium Amount for that Review Date; no further payments would then be made.
If not called, at maturity investors receive $1,000 plus an Additional Amount equal to $1,000 × Index Return × 100% Participation Rate, floored at zero, so principal is repaid but there is no protection against inflation or opportunity cost. The Index embeds a 1.00% per annum daily deduction and targets about 4% historical volatility via a rules-based allocation among equity, bond and commodity futures, with possible long and short positions. The notes pay no interest, are unsecured and unsubordinated, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. For U.S. tax purposes, they are expected to be treated as contingent payment debt instruments requiring accrual of original issue discount.
JPMorgan Chase Financial Company LLC is offering $5,070,000 Buffered Digital Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, due August 26, 2027, and fully and unconditionally guaranteed by JPMorgan Chase & Co.
Each $1,000 note pays a fixed 8.50% Contingent Digital Return at maturity if the final level of each index is at or above its initial level, or down to 20.00% below. If either index falls by more than 20.00%, repayment is reduced 1% for each additional 1% decline in the lesser-performing index, with a maximum loss of 80.00% of principal.
The price to the public is $1,000 per note, including $5 in selling commissions, versus an estimated value of $989.30 based on JPMorgan’s internal funding rate and option pricing models. The notes pay no interest or dividends, are unsecured and unsubordinated, will not be listed, and expose investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as complex tax and potential liquidity considerations.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Digital Contingent Buffered Notes linked to the S&P 500 Index, each with a $1,000 principal amount, under a July 2026 pricing supplement to an existing shelf registration. At maturity on August 26, 2027, holders receive a fixed Contingent Digital Return of at least 8.23% (for a maximum payment of $1,082.30 per $1,000 note) if the S&P 500 ending level is at or above the strike, or down by no more than the 25.00% Contingent Buffer Amount. If the index declines by more than 25% from the strike, principal is exposed 1-for-1 to the full negative index return, and investors can lose their entire investment. An indicative estimated value is $986.30 per $1,000 note, and will not be less than $970.00 when finalized, reflecting selling commissions, hedging costs and issuer margins. The notes are unsecured obligations, not bank deposits, not FDIC insured, involve complex tax and liquidity risks, and are intended for investors who can hold to maturity and understand the structured payoff profile.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $505,000 of auto-callable Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 27, 2032. The notes offer autocall premiums starting at 26.45% of principal on the first Review Date, rising to 158.70% on the final Review Date, if the Index is at or above 100% of its initial level.
The structure includes a Barrier Amount at 50% of the Initial Value of 4,179.28; if the Final Value is below this barrier and the notes were not called, repayment is $1,000 × (1 + Index Return), exposing investors to losses greater than 50% and potentially a full loss of principal. The Index embeds a 6.0% per annum daily deduction, which drags performance and causes it to trail a similar index without such a charge. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value at pricing of $919.60 per $1,000, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing $2,131,000 of structured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on scheduled Review Dates starting July 23, 2027 if the Index is at or above the Call Value (100% of the Initial Value), paying back $1,000 principal plus a call premium that steps up from 31% on the first Review Date to 186% on the final Review Date.
If not called, at maturity on July 26, 2032 investors receive principal back only if the Final Index Value is at or above the Barrier Amount of 50% of the Initial Value (6,895.975, vs. Initial Value 13,791.95). If the Final Value falls below the Barrier, repayment is $1,000 × (1 + Index Return), exposing investors to more than 50% principal loss and potentially a total loss. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on QQQ exposure, which drags performance and causes the Index to trail an equivalent index without such deductions.
The notes pay no interest or dividends, are unsecured, unsubordinated obligations of JPMorgan Chase Financial, and carry the credit risk of both the issuer and JPMorgan Chase & Co. Price to public is $1,000 per note, with selling fees of about $8.94 and issuer proceeds of about $991.06 per note. The estimated value at pricing was $939.80, below issue price due to embedded costs and dealer compensation.