JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $6,033,000 of auto callable contingent interest notes linked to the common stock of UnitedHealth Group Incorporated, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a maturity date of July 25, 2028 and minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment on each Review Date if the share price is at or above the Interest Barrier, set at 65.00% of the Strike Value. The notes are automatically called, starting January 20, 2027, if the share price on a Review Date (other than the first and final) is at or above the Strike Value, returning $1,000 plus applicable contingent interest and any unpaid prior contingent interest.
If the notes are not called and the Final Value is at or above the Trigger Value (also 65.00% of the Strike Value), investors receive $1,000 plus applicable and unpaid contingent interest. If the Final Value is below the Trigger Value, repayment equals $1,000 plus $1,000 × Stock Return, so investors can lose a significant portion or all of principal. The Contingent Interest Rate is 11.00% per annum (2.75% per quarter), and the estimated value at pricing was $969.20 per $1,000 note, below the $1,000 price to public.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the lesser performance of Alphabet Class A and Oracle common stock, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and minimum denominations are $1,000 and integral multiples thereof. The notes are expected to price on or about July 23, 2026, settle on or about July 28, 2026, and mature on January 27, 2028, unless automatically called as early as October 22, 2026.
Investors may receive monthly Contingent Interest Payments only if, on a Review Date, the closing price of one share of each reference stock is at or above its Interest Barrier, set at 50.00% of its Strike Value. For Alphabet, the Strike Value is $342.09 with a barrier/trigger of $171.045; for Oracle, the Strike Value is $125.84 with a barrier/trigger of $62.92. The Contingent Interest Rate will be at least 19.85% per annum, paid monthly if conditions are met, with any unpaid coupons accruing for later payment if a future Review Date is satisfied.
The notes are automatically called if, on any Review Date other than the first, second and final, the closing price of one share of each reference stock is at or above its Strike Value, in which case investors receive $1,000 plus applicable contingent interest and accrued unpaid interest and no further payments. If the notes are not called and the Final Value of either stock is below its Trigger Value, the maturity payment is $1,000 plus $1,000 × Lesser Performing Stock Return, so investors can lose a significant portion or all of principal. The estimated value would be approximately $940 per $1,000 note if priced on the term sheet date and will not be less than $920 per $1,000 at pricing. The notes are unsecured, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits, pay no fixed interest, and do not provide dividends or ownership rights in Alphabet or Oracle.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering structured notes linked to the MerQube US Tech+ Vol Advantage Index, which references an unfunded total-return exposure to the Invesco QQQ Trust with a daily 6.0% per annum index deduction and a notional financing cost.
The notes have a 7-year term (pricing on August 3, 2026 and maturing August 8, 2033) and are non-callable for the first 12 months, then subject to daily automatic call if the index is at or above 100% of its initial level. If called, investors receive $1,000 plus a call premium based on a Call Premium Rate of at least 20.80% per annum.
At maturity, if not previously called and the final index level is at or above 60% of the initial level (the Barrier Amount), investors receive principal back; if it is below the barrier, repayment is reduced one-for-one with the index decline, and investors can lose up to 100% of principal. The minimum denomination is $1,000, and the estimated value will be at least $900 per $1,000 note. Payments depend on the credit of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured notes linked to the MerQube US Tech+ Vol Advantage Index, which references an unfunded total-return exposure to the Invesco QQQ Trust, Series 1. The Index targets a volatility level with exposure between 0% and 500% of the underlying asset and is reduced by a 6.0% per annum daily deduction, while QQQ performance is further reduced by a daily notional financing cost.
The notes have a 7-year term, with an initial 24‑month non‑call period and then daily review dates. If on any review date the Index level is at or above the Call Value of 100% of the Initial Value, the notes are automatically called at $1,000 plus a call premium based on a Call Premium Rate of at least 23.70%, ending further payments. If not called, at maturity in August 2033 investors receive principal if the final Index value is at or above the Barrier Amount of 60.00% of the Initial Value; otherwise, repayment is $1,000 plus $1,000 times the underlying return, exposing investors to losses greater than 40% and up to 100% of principal. An estimated value at issuance will be at least $910 per $1,000 note. Payments depend on the credit of both the issuer and guarantor, and the product involves multiple risks including leverage, volatility‑targeting mechanics, and limited liquidity.
JPMorgan Chase Financial Company LLC is offering $1,745,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have $1,000 minimum denominations, priced at $1,000 with selling commissions of $12.75 and issuer proceeds of $987.25 per note. The estimated value at pricing is $927.60 per $1,000 note.
The notes pay a contingent interest rate of 18.15% per annum (1.5125% monthly) only if, on each monthly Interest Review Date, the Index is at or above 70% of the Initial Value (the Interest Barrier). Quarterly, if on any Autocall Review Date the Index is at or above the Initial Value, the notes are automatically called and pay $1,000 plus that period’s contingent interest; no further payments occur. If not called, at maturity investors receive $1,000 plus the final contingent interest if the Index is at or above the Trigger Value of 60% of the Initial Value, or $1,000 plus $1,000 × Index Return if below the Trigger, exposing principal to full downside.
The underlying Index dynamically allocates leverage (0%–500%) to E-mini S&P 500 futures to target 35% implied volatility and is subject to a 6.0% per annum daily deduction, which materially drags performance relative to a similar index without this charge. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits, and will not be listed; secondary liquidity, if any, depends on J.P. Morgan Securities LLC.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly Contingent Interest Payment only when the Index closing level is at least 70% of the Initial Value, and may be automatically called quarterly when the Index is at least the Initial Value, with the first possible call on January 28, 2027.
If not called and the Final Value is below the Trigger Value of 60% of the Initial Value, principal is reduced 1% for each 1% decline in the Index, down to zero. The Index embeds a 6.0% per annum daily deduction and can use up to 500% futures exposure while targeting 35% implied volatility, which can materially drag performance. The hypothetical Contingent Interest Rate is shown as 18.05% per annum (at least that level). The minimum denomination is $1,000. The estimated value is indicated at about $927.30 per $1,000 note, and will not be less than $900.00, reflecting embedded costs. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering $3,729,000 of unsecured Review Notes linked individually to the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on scheduled Review Dates starting July 21, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount that steps up from 10.15% to 50.75% of principal. If not called, principal is repaid at maturity on July 24, 2031 only if the Final Value of each index is at or above its Barrier Amount, set at 70% of its Initial Value. If any index finishes below its barrier, maturity payment is reduced by the full negative return of the Least Performing Index, exposing investors to loss of more than 30% and up to all principal. The notes pay no interest or dividends, have an estimated value of $940.20 per $1,000 at pricing, and are subject to the credit risk of both the issuer and guarantor.
JPMorgan Chase Financial Company LLC is issuing $1,230,000 of Auto Callable Contingent Interest Notes due January 26, 2028, linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 9.70% per annum, paid monthly (0.80833% per month), but only for Review Dates when the closing level of each index is at or above its Interest Barrier of 70.00% of its Initial Value. If any index is below its barrier on a Review Date, no interest is paid for that period.
Starting with the October 21, 2026 Review Date, the notes are automatically callable if each index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments. At maturity, if the notes have not been called and each index is at or above its Trigger Value of 60.00% of Initial Value, investors receive full principal plus any final interest. If any index finishes below its Trigger Value, the payoff is $1,000 plus $1,000 × Least Performing Index Return, so principal loss is one-for-one with the index decline and can reach 100%.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including fees and commissions, while the estimated value is $979.50 per $1,000, reflecting structuring, selling and hedging costs. The notes are not listed, may have limited or no liquidity, and do not provide dividends from the underlying indices.
JPMorgan Chase Financial Company LLC is issuing $300,000 of Capped Dual Directional Buffered Equity Notes linked to the least performing of the Nasdaq‑100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, due August 26, 2027, fully guaranteed by JPMorgan Chase & Co.
The notes offer unleveraged exposure to index moves with a Maximum Upside Return of 8.80% and a 25.00% Buffer Amount. If the least performing index finishes above its initial level, the gain is paid up to the 8.80% cap. If it finishes up to 25% below, investors receive a positive return equal to the absolute decline, up to 25.00%. Below that, principal is reduced 1% for each additional 1% decline, for a maximum loss of 75.00% and a minimum maturity payment of $250 per $1,000 note.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial, and any payment depends on the credit of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $6.50 in selling commissions, with an estimated value of $985.00 per $1,000 at pricing. The notes will not be listed, and secondary market prices are expected to be below the issue price.
JPMorgan Chase Financial Company LLC is issuing $7,202,000 of Capped Dual Directional Buffered Equity Notes linked to the Nasdaq-100 Index®, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 26, 2028 and are issued in $1,000 minimum denominations.
At maturity, investors receive index-linked payoff only. For positive Index performance, returns are unleveraged and capped at a Maximum Upside Return of 27.60%. For Index declines of up to the 20.00% Buffer Amount, investors earn a positive return equal to the absolute decline, up to a maximum negative-return payoff of $1,200 per $1,000 note. If the Index falls by more than 20%, principal is reduced 1% for each additional 1% decline, with a minimum payoff of $200 per $1,000 note if the Index falls 100%.
The notes pay no interest or dividends and will not be listed, and any sale before maturity may occur at prices below the original issue price. The price to public is $1,000 per note, including $5 in selling commissions, while the issuer’s estimated value is $987.50 per note, reflecting internal funding and hedging costs. Repayment is subject to the unsecured credit risk of both JPMorgan Financial and JPMorgan Chase & Co.