JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $1,077,000 of callable contingent interest notes linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 8.50% per annum (0.70833% per month) only if on each Review Date all three indices close at or above 70% of their Initial Value (the Interest Barriers). The notes may be redeemed early at the issuer’s option on certain Interest Payment Dates starting July 26, 2027; upon early redemption, investors receive $1,000 per note plus the applicable contingent interest and no further payments.
If the notes are held to maturity in July 2031 and have not been redeemed early, principal is fully repaid only if each index’s Final Value is at or above its Trigger Value of 65% of Initial Value. If any index finishes below its Trigger Value, repayment is reduced by the Least Performing Index Return, exposing investors to a loss of more than 35% and up to 100% of principal. The price to public is $1,000 per note, including $41.25 in fees and commissions; the issuer’s estimated value is $928.60 per note. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits and are not FDIC insured.
JPMorgan Chase Financial Company LLC is offering $1,939,000 in Auto Callable Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note, with selling fees of $8.1053 and issuer proceeds of $991.8947 per note; the initial estimated value is $971.60, below the issue price.
The notes may be automatically called on July 27, 2027 if each index is at or above its Call Value, paying principal plus a fixed Call Premium Amount of $298. If not called, at maturity investors receive 1.50 times any positive return of the least performing index, full principal back if all indices stay at or above a 70% barrier, or a 1:1 loss with the least performer below that barrier, up to total loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and are expected to trade below the issue price due to embedded costs and internal funding assumptions.
JPMorgan Chase Financial Company LLC is offering structured notes titled Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The total offering is $4,100,000, in minimum denominations of $1,000 per note, with a price to the public of $1,000 and underwriting fees of $7.50 per note.
At maturity on July 25, 2030, investors receive 1.82 times any positive Index return, with no cap. If the Index is flat or down by up to the 20% Buffer Amount, principal is returned. If the Index falls by more than 20%, principal is reduced 1% for each additional 1% decline, up to an 80% loss and a minimum payment of $200 per $1,000 note. The notes pay no interest, are unsecured and unsubordinated obligations of JPMorgan Financial, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $981.10 per $1,000 note, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is offering Auto Callable Dual Directional Contingent Buffered Return Enhanced Notes linked to the S&P 500® Index. Each note has a $1,000 principal amount, with minimum denominations of $10,000. The notes may be automatically called on August 4, 2027 if the Index closing level is at or above the Index Strike Level, paying $1,000 plus a call premium of at least 10.15%.
If not called and the Index appreciates, investors receive uncapped leveraged upside, with an Upside Leverage Factor of at least 1.50. If the Index ends down by up to the 20.00% Contingent Buffer Amount, investors receive a positive, unleveraged return equal to the Absolute Index Return, capped at $1,200 per $1,000 note for negative Index Returns. If the Ending Index Level is more than 20.00% below the Index Strike Level, principal is exposed 1-for-1 to further losses, up to a complete loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed; any secondary market will be limited. The indicative estimated value is about $981.40 per $1,000, and will not be less than $970.00 when finalized.
JPMorgan Chase Financial Company LLC is offering $674,000 of Auto Callable Contingent Interest Notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a quarterly Contingent Interest Payment at a rate of 8.55% per annum (2.1375% per quarter) only if on a Review Date the closing level of each Index is at or above 60.00% of its Initial Value, the Interest Barrier. The notes are automatically called if, on any non-final Review Date, each Index closes at or above its Initial Value, returning $1,000 per note plus the applicable Contingent Interest Payment.
If not called, principal repayment at maturity depends on the lesser performing Index. If a Trigger Event occurs (either Index closes below 60.00% of its Initial Value on any Monitoring Period day) and the Final Value of the lesser performing Index is below its Initial Value, investors lose 1% of principal for each 1% decline in that Index, up to full loss of principal. The estimated value is $985.30 per $1,000 note, below the $1,000 issue price, reflecting selling commissions, hedging costs and other fees. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. and will not be listed; secondary market liquidity and prices may be limited.
JPMorgan Chase Financial Company LLC is offering $878,000 of Callable Contingent Interest Notes due July 26, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked, on a worst-of basis, to the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index.
Investors may receive a monthly Contingent Interest Payment at 12.15% per annum (1.0125% per month) only if, on a Review Date, the closing level of each Index is at or above 70% of its Initial Value (the Interest Barrier); missed coupons can be paid later if conditions are met (“memory” feature). The issuer may redeem the notes early, in whole, on specified Interest Payment Dates beginning October 26, 2026 at $1,000 plus applicable contingent interest.
If the notes are not called and, on the final Review Date, any Index is below its 70% Trigger Value, principal is reduced 1% for each 1% decline of the Least Performing Index, down to a total loss. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $6 in selling commissions, with issuer proceeds of $994 per note; the initial estimated value is $975.80 per $1,000.
JPMorgan Chase Financial Company LLC is issuing $575,000 of Uncapped Buffered Equity Notes linked to the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co., maturing July 25, 2029. Each $1,000 note offers an uncapped payoff of 0.87x any positive fund return at maturity and a 20% downside buffer. If the ETF falls more than 20%, principal is reduced 1% for each additional 1% decline, with a maximum loss of 80% (minimum repayment $200 per $1,000). The notes pay no interest or dividends and are unsecured, exposing investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $6 in selling commissions, versus an estimated fair value of $978. The notes are not listed, so liquidity depends on JPMS making a market, and secondary prices are expected to be below the issue price. Additional risks include emerging-markets and currency exposure from the underlying ETF and complex, uncertain U.S. tax treatment.
JPMorgan Chase Financial Company LLC is issuing $1,890,000 of Auto Callable Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note, with selling commissions of $11.25 and net proceeds to the issuer of $988.75 per note. The estimated value at pricing was $970.70 per $1,000 note, reflecting embedded selling, structuring and hedging costs.
The notes may be automatically called on July 27, 2027 if the index level is at or above a specified Call Value, paying $1,000 plus a fixed Call Premium Amount of $150, after which no further payments are made. If not called and held to July 24, 2031, investors receive an uncapped leveraged upside of 2.45× any positive index return, return of principal if the final index level is at or above the Barrier Amount of 70% of the initial level, or a 1:1 loss with the index if the barrier is breached.
The notes pay no interest, are unsecured and unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on any exchange, so liquidity will depend on dealer willingness to transact. The product embeds significant market, futures roll, credit, liquidity, tax, and structural risks, including potential loss of some or all principal at maturity.
JPMorgan Chase Financial Company LLC is offering $280,000 of Auto Callable Contingent Interest Notes due July 26, 2029, linked to the least performing of the Nasdaq-100® Technology Sector, the S&P 500® Index and the SPDR® Gold Trust. The notes pay a contingent interest rate of 9.55% per annum (0.79583% monthly) only on Review Dates when the closing value of each underlying is at or above 60% of its Initial Value (the Interest Barrier; also the Trigger Value). Missed coupons can be made up if a later Review Date meets the barrier.
Beginning October 21, 2026, the notes are automatically called if on a Review Date (other than the first, second and final) each underlying is at or above its Initial Value, returning $1,000 per note plus the current and any unpaid coupons. If the notes are not called and, on the final Review Date, any underlying is below its Trigger Value, investors receive $1,000 + ($1,000 × Least Performing Underlying Return), risking significant or total principal loss.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and are subject to both entities’ credit risk. The price to public is $1,000 per note, including selling commissions, while the issuer’s estimated value is $956.50, reflecting embedded costs and hedging economics.
JPMorgan Chase Financial Company LLC is issuing $601,000 of Auto Callable Barrier Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes, in $1,000 denominations, may be automatically called on review dates starting July 26, 2027 if each index is at or above 100% of its Initial Value, paying back principal plus a call premium of 14.50%, 29.00% or 43.50% depending on the review date. If not called and all final index levels are above their Initial Values, maturity payment equals $1,000 plus the Least Performing Index Return; if any index finishes at or below its Initial Value but at or above 70% of Initial Value, principal is returned.
If any index ends below its 70% Barrier Amount, investors are fully exposed to downside in the least performing index and can lose up to all principal. The notes pay no interest or dividends, are unsecured obligations subject to JPMorgan Financial and JPMorgan Chase & Co. credit risk, and had an estimated value of $943.60 per $1,000 at pricing versus a $1,000 issue price.