JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $958,000 of Auto Callable Contingent Interest Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, due July 26, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a quarterly Contingent Interest Rate of 10.85% per annum (2.7125% per quarter) only if on a Review Date each index is at or above 70% of its Initial Value, which is both the Interest Barrier and Trigger Value. The notes are automatically called, returning principal plus the contingent coupon, if on any non-final Review Date both indices are at or above their Initial Values.
If the notes are not called and a Trigger Event occurs (either index closes below 70% of its Initial Value on any day in the Monitoring Period) and on the final Review Date the lesser performing index finishes below its Initial Value, principal is reduced 1% for each 1% decline of that index. Investors face the risk of losing some or all principal, may receive no interest, have no upside participation in either index, and bear the unsecured credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $6.50 in selling commissions, with an estimated value of $984 per note at pricing.
JPMorgan Chase Financial Company LLC is offering unsecured structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on specified Review Dates, starting August 3, 2028, if the Index closes at or above a preset Call Value, paying $1,000 plus a call premium and then terminating.
If not called, at maturity on August 8, 2033 investors receive $1,000 per note if the Index’s Final Value is at or above a Barrier Amount; otherwise, the payoff is $1,000 plus $1,000 multiplied by the Index return, so losses can exceed 40% and reach 100% of principal. The Index uses a rules-based volatility-targeting strategy with exposure between 0% and 500% to an unfunded position in the Invesco QQQ Fund, but its performance is reduced by a 6.0% per annum daily deduction and a daily notional financing cost (SOFR plus 0.50% per annum), which create a persistent drag and can cause the Index to lag similar strategies without such charges.
The notes pay no interest and provide no dividends or rights in the QQQ Fund. They are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, potential conflicts of interest, model and leverage risk in the Index design, and U.S. federal tax uncertainty, including treatment as open transactions and possible future regulatory changes.
JPMorgan Chase Financial Company LLC is offering Capped Buffered Equity Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., maturing on January 27, 2028. The notes provide 1.00x participation in any Index appreciation, up to a Maximum Return of at least 18.00%.
A 20.00% downside buffer protects principal for Index declines up to that level; beyond it, investors lose 1% of principal for each additional 1% Index decline, for a maximum loss of 80.00% (receiving $200 per $1,000 note). The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The minimum denomination is $1,000.
If priced on the example date, the estimated economic value would be about $990 per $1,000 note, and at pricing it will not be less than $970 per $1,000, below the issue price due to selling, structuring and hedging costs. The Strike Value is set using the S&P 500 closing level on July 22, 2026, when the Index closed at 7,498.96. U.S. tax treatment is uncertain; the issuer intends to treat the notes as open transactions, but alternative characterizations could materially affect tax outcomes.
JPMorgan Chase Financial Company LLC is offering $4,798,000 of Callable Contingent Interest Notes due July 24, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 10.60% per annum (0.88333% per month) only for Review Dates when the closing level of each of the Nasdaq‑100® Technology Sector, Russell 2000® Index and S&P 500® Index is at or above 70.00% of its Initial Value, the Interest Barrier.
The issuer may redeem the notes early at par plus any due contingent interest on specified Interest Payment Dates, beginning January 26, 202770.00% Trigger Value. If any Index finishes below its Trigger Value, the payoff is reduced by the full decline of the Least Performing Index, with potential loss of all principal.
The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including selling commissions of $28, for net proceeds of $972 per note; the estimated value at pricing was $945.90, reflecting embedded costs, hedging and funding assumptions. The notes will not be listed, may have limited or no liquidity, and do not provide any participation in index upside or any dividends.
JPMorgan Chase Financial Company LLC is offering $250,000 of auto callable contingent interest notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a Contingent Interest Rate of 7.85% per annum (1.9625% per quarter) only for Review Dates when the closing level of each Index is at or above 70% of its Initial Value (the Interest Barrier). Starting January 21, 2027, the notes are automatically called if, on a Review Date (other than the first and final), each Index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments.
If the notes are not called, principal is protected only down to a Buffer Threshold of 80% of Initial Value. At maturity, if any Index finishes below its Buffer Threshold, repayment is reduced by 1% for each 1% decline of the Least Performing Index beyond the 20% Buffer Amount, up to a maximum loss of 80% of principal. The minimum denomination is $1,000, price to public is $1,000 per note, and the estimated value is $971.40 per $1,000 at pricing, reflecting embedded fees, hedging costs and the issuer’s internal funding rate.
JPMorgan Chase Financial Company LLC is issuing $384,000 of Uncapped Buffered Return Enhanced Notes due July 24, 2031, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes offer 1.64x any positive return of the least performing index at maturity, with no upside cap, and a 20% downside buffer. If the least performing index falls more than 20%, principal is reduced 1% for each additional 1% decline, for a potential maximum loss of 80% of principal.
The notes pay no interest, provide no dividends, and will not be listed, so liquidity depends on J.P. Morgan Securities. Credit risk of both JPMorgan Financial and JPMorgan Chase & Co. applies. The price to public is $1,000 per note, including fees, versus an estimated value of $978.50.
JPMorgan Chase Financial Company LLC is offering $680,000 of Callable Contingent Interest Notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, due October 26, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a 9.90% per annum Contingent Interest (0.825% monthly) only for Review Dates when the closing level of each index is at least 75.00% of its Initial Value (the Interest Barrier). If the notes are not redeemed early and, on the final Review Date, the Final Value of either index is below its 75.00% Trigger Value, principal is reduced 1% for each 1% decline of the lesser performing index, down to a possible total loss.
The issuer may redeem the notes early, in whole, on specified Interest Payment Dates beginning January 26, 2027, paying $1,000 plus any due Contingent Interest. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and have an estimated initial value of $980.30 per $1,000, below the issue price due to selling, structuring and hedging costs. U.S. tax treatment is intended as prepaid forward contracts with associated contingent coupons.
JPMorgan Chase Financial Company LLC is issuing $1,767,000 in Auto Callable Accelerated Barrier Notes linked to the lesser performer of the Nasdaq‑100 Index and the Russell 2000 Index, maturing on July 24, 2031 and fully guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note, with selling commissions of $25 and issuer proceeds of $975 per note; the initial estimated value is $950.20.
The notes may be automatically called on July 27, 2027 if each index is at or above its Call Value, paying principal plus a fixed $202.50 Call Premium. If not called, at maturity investors receive 1.50 times any positive return of the lesser‑performing index, full principal back if both indices stay at or above a 70% Barrier Amount, or a loss of 1% of principal for each 1% decline of the lesser performer below its Initial Value. The product pays no interest or dividends, is unsecured, and exposes holders to both index performance and JPMorgan credit risk.
JPMorgan Chase Financial Company LLC is offering unsecured Uncapped Accelerated Barrier Notes due August 1, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the lesser performing of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index.
At maturity, if both underlyings finish at or above their 70% Barrier Amount, investors receive at least their $1,000 principal, and if both are above their initial values, they receive an uncapped leveraged upside of at least 2.305× the lesser-performing underlying’s gain. If either underlying finishes below its barrier, principal is reduced 1% for each 1% decline of the lesser performer from its initial value, down to a total loss.
The notes pay no interest or dividends and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Minimum denomination is $1,000$971.30 per $1,000 note, and the final estimated value on pricing will not be less than $900 per $1,000. The notes are expected to price on or about July 29, 2026 and settle on or about August 3, 2026 and will not be listed; secondary liquidity, if any, would depend on J.P. Morgan Securities LLC.
JPMorgan Chase Financial Company LLC is offering unsecured callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on August 8, 2033. The notes may be automatically called as early as August 4, 2027 if, on any Review Date, the Index closes at or above the Call Value, in which case investors receive $1,000 plus a call premium and no further payments.
If the notes are not called, investors receive principal at maturity only if the Final Index Value is at least the 60% Barrier Amount; otherwise, repayment is reduced 1% for each 1% Index decline from the Initial Value, potentially to zero. The Index employs a 35% target volatility with leverage up to 500% and is subject to a 6.0% per annum daily deduction and a notional financing cost, which reduce performance. The minimum denomination is $1,000, and the estimated value is about $923.70 per $1,000 at launch, not less than $900. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.