JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on July 27, 2032. The notes can be automatically called as early as July 26, 2027 if the Index closes at or above 100% of its Initial Value.
Upon an automatic call, holders receive $1,000 plus a predefined Call Premium Amount that steps up over 21 Review Dates, reaching at least 158.7000% × $1,000 on the final Review Date. If not called and the Final Value is at or above 50% of the Initial Value, investors receive principal back at maturity.
If the Final Value is below the 50% Barrier Amount, repayment is $1,000 plus $1,000 × Index Return, exposing investors to losses greater than 50% and potentially a total loss. The Index embeds a 6.0% per annum daily deduction and can employ up to 500% leverage, which, along with issuer and guarantor credit risk, significantly affects performance. The estimated value is approximately $922.80 per $1,000 note and will not be less than $900.00 when set.
JPMorgan Chase Financial Company LLC is offering $1,851,000 of Auto Callable Accelerated Barrier Notes linked individually to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note and are expected to settle on or about July 20, 2026, with maturity on July 19, 2029, unless automatically called on or after the Review Date of July 21, 2027.
If, on the Review Date, each index is at or above its Call Value, the notes are automatically called and pay $1,000 plus a fixed call premium of $271.50 per note; no further payments are made. If not called, at maturity investors receive an uncapped 1.50x upside on any gain of the least performing index, full principal back if all indices remain at or above a 70% Barrier Amount of initial levels, or a 1-for-1 loss with the least performing index below the barrier, up to total loss of principal.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial with payments subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The public offering price is $1,000, including selling commissions of $9.50 per note, for net proceeds of $990.50 to the issuer; the estimated value at pricing is $978.20 per note, reflecting structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $502,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 9.85% per annum Contingent Interest Rate when the Index is at or above 70% of its Initial Value on a Review Date, with unpaid interest amounts catching up when the barrier is later met. The notes may be automatically called on certain Review Dates from July 15, 2027 onward if the Index is at or above its Initial Value, returning principal plus applicable interest.
If not called, principal is protected only down to a 15% Buffer Amount; if the Final Value is below the 85% Buffer Threshold, investors lose 1% of principal for each 1% decline beyond that, up to an 85% loss. The underlying Index includes a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The price to public is $1,000 per note, including fees, while the estimated value at pricing is $909, reflecting embedded costs and issuer funding assumptions.
JPMorgan Financial is offering $542,000 of callable Contingent Interest Notes due July 18, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the SPDR S&P Regional Banking ETF.
The notes pay a Contingent Interest Rate of 8.80% per annum (0.73333% per month) only on Review Dates when the closing value of each underlying is at or above 70% of its Initial Value. Early redemption is at the issuer’s option on specified dates starting July 20, 2027. If held to maturity and any underlying finishes below 60% of its Initial Value, investors lose 1% of principal for each 1% decline in the least performing underlying, up to a total loss of principal. The notes are unsecured obligations, not listed, sold in $1,000 denominations at 100% of principal plus fees, with an estimated value of $934.90 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering $2,351,000 of Callable Contingent Interest Notes due June 20, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index.
Investors may receive a 9.45% per annum Contingent Interest Payment (0.7875% per month) for any Review Date on which the closing level of each Index is at or above its Interest Barrier of 75% of its Initial Value. If any Index is below its barrier on a Review Date, no interest is paid for that period. The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting January 21, 2027, typically paying $1,000 plus the applicable contingent interest.
If the notes are not redeemed and, on the final Review Date, the Final Value of each Index is at or above its Trigger Value of 60% of Initial Value, holders receive $1,000 plus any final contingent interest. If any Index finishes below its Trigger Value, the maturity payment is reduced by the decline of the Least Performing Index, and investors can lose a substantial portion or all of principal. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The issue price is $1,000 per note, including $10 in fees; the issuer’s estimated value is $966.50 per note.
JPMorgan Chase Financial Company LLC is offering $250,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 18, 2031 and are issued in $1,000 minimum denominations.
At maturity, investors receive 1.99 times any positive Index return, with principal repaid in full if the Index decline is within the 25.00% buffer. If the Index falls more than 25.00%, principal is reduced 1% for each additional 1% decline, up to a 75.00% loss.
The notes pay no interest, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed. The price to public is $1,000, including $8 in selling commissions; the issuer’s estimated value is $982.80 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering $1,691,000 principal amount of Callable Contingent Interest Notes due January 21, 2028, linked to the lesser performance of the Nasdaq-100® Technology Sector and the Russell 2000® Index. The notes pay a Contingent Interest Rate of 13.20% per annum, credited monthly at 1.10%, but only for Review Dates when each index closes at or above 70% of its Initial Value, the Interest Barrier.
The issuer can redeem the notes early, in whole, on specified Interest Payment Dates starting October 20, 2026, paying $1,000 plus any due contingent interest. If held to maturity and the Final Value of each index is at least its Trigger Value (also 70% of Initial Value), investors receive $1,000 plus the final contingent interest. If either index finishes below its Trigger Value, repayment is reduced to $1,000 plus $1,000 × Lesser Performing Index Return, exposing investors to substantial or total principal loss. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., with an estimated value of $980 per $1,000 at pricing, below the $1,000 issue price.
JPMorgan Chase Financial Company LLC is offering $2,305,000 Callable Contingent Interest Notes due July 19, 2029, linked to the lesser performing of the iShares MSCI EAFE ETF and the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a Contingent Interest Rate of 13.50% per annum (3.375% per quarter) only for Review Dates when the closing price of one share of each fund is at or above its Interest Barrier of 70.00% of Initial Value. If the Final Value of either fund is below its Trigger Value of 60.00% of Initial Value and the notes have not been redeemed early, principal is reduced 1% for each 1% decline in the lesser performing fund, potentially to zero.
JPMorgan may redeem the notes early, in whole, on any Interest Payment Date except the final one, paying $1,000 plus any due contingent interest. The issue price is $1,000 per note, with selling commissions of $6.50 and proceeds of $993.50 to the issuer; the estimated value is $971.60 per $1,000 note. The unsecured notes expose investors to fund performance, currency and emerging markets risks, issuer and guarantor credit risk, limited liquidity and complex U.S. tax treatment.
JPMorgan Chase Financial Company LLC is offering $1,778,000 of structured “Review Notes” linked to the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index, due July 18, 2030, in $1,000 denominations, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on scheduled Review Dates starting July 20, 2027 if each index is at or above its Call Value (100% of its Initial Value), paying $1,000 plus a Call Premium Amount of 13.15%, 26.30%, 39.45% or 52.60% depending on the call date. If not called, principal is repaid at maturity only if each index’s Final Value is at or above its Barrier Amount of 70% of its Initial Value; otherwise, investors lose 1% of principal for each 1% decline of the Least Performing Index, with the potential for full principal loss.
The price to the public is $1,000 per note, including $10 in selling commissions, for issuer proceeds of $990 per note. The estimated value at pricing is $970.20 per $1,000, reflecting selling, structuring and hedging costs. The notes pay no interest, provide no index dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, are not listed on any exchange, and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is offering Capped Buffered Enhanced Participation Equity Notes due October 22, 2027, linked to the S&P 500 Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and is issued at 100% of principal, with selling commissions up to 0.92%.
The notes pay no interest. At maturity, investors receive: principal plus 1.50× any S&P 500 gain, capped at a maximum settlement amount expected between $1,146.10 and $1,171.45 per $1,000; principal protection down to a 10% buffer; and leveraged losses of about 1.1111% for each 1% S&P 500 decline beyond 10%. If the index falls 100%, the notes can lose all principal.
The estimated value when terms are set is expected between $979.40 and $989.40 per $1,000, below issue price due to structuring, hedging costs and commissions. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or illiquid secondary trading with prices influenced by internal funding rates and hedging profits.