JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing Trigger Step Securities, unsecured obligations fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index. The total offering is $9,563,550, with a price of $10 per security and a 5‑year term maturing on July 17, 2031.
If on the final valuation date the level of each index is at or above its Step Barrier, investors receive principal plus the greater of a fixed Step Return of 53.60% or the return of the lesser performing index. If either index finishes below its Step Barrier but both remain at or above their Downside Thresholds (75% of initial levels), only principal is repaid. If either index finishes below its Downside Threshold, repayment is reduced in proportion to the negative return of the lesser performer, up to a total loss of principal.
The notes pay no interest or dividends, are not FDIC insured, and expose holders to both market risk of the indices and the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $9.523 per $10 security. Separately, J.P. Morgan has made $400,000 in unconditional donations to Hope & Heroes, which are not tied to sales of the securities and do not qualify the issue as a Social Bond.
JPMorgan Chase Financial Company LLC is offering $1,558,000 of Auto Callable Dual Directional Accelerated Barrier Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a minimum denomination of $1,000, priced on July 15, 2026 and expected to settle on or about July 20, 2026, with maturity on July 19, 2029.
The notes may be automatically called on July 21, 2027 if each index is at or above its Call Value (100% of its Initial Value), paying $1,222.50 per $1,000 note (principal plus a $222.50 Call Premium Amount). If not called, at maturity investors receive: (1) $1,000 plus 1.50x the appreciation of the least performing index if all Final Values exceed Initial Values; (2) a dual-directional payoff equal to the absolute return of the least performing index (capped at 30%, maximum $1,300 per $1,000) if all Final Values are at or above the Barrier Amount of 70% of Initial Value; or (3) full downside exposure to the least performing index if any Final Value is below its Barrier Amount, with potential loss of all principal.
The price to public is $1,000 per note, including $9.50 in selling commissions, for issuer proceeds of $990.50 per note. The estimated value at pricing was $976.60 per $1,000 note, reflecting internal funding and hedging costs. The notes pay no interest or dividends, are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange, and may have limited or no liquidity. Tax counsel views it as reasonable to treat the notes as prepaid financial contracts that are open transactions for U.S. federal income tax purposes, though the IRS could challenge this treatment.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Buffered Return Enhanced Notes linked to the S&P 500 Index. Each note has a $1,000 face amount and an initial index level of 7,572.40.
On the July 28, 2027 review date, if the S&P 500 closing level is at or above the initial level, the notes are automatically called and pay $1,099 per $1,000 note, reflecting a 9.90% call premium. If not called and the index is higher at the July 14, 2028 valuation date, investors receive leveraged upside equal to the index gain times the 1.50 Upside Leverage Factor at maturity on July 19, 2028.
If the ending index level is between 85% and 100% of the initial level, principal is returned. Below the 15.00% Buffer Amount, losses increase at a 1.17647 Downside Leverage Factor, potentially up to a 100% loss of principal. The offering totals $5,768,000, with an estimated value of $983.60 per $1,000 note, reflecting selling commissions, hedging costs and issuer funding levels. The notes are unsecured, not FDIC insured, may have limited liquidity, and are subject to complex tax and secondary-market valuation considerations.
JPMorgan Chase Financial Company LLC is offering $7,228,000 of Uncapped Digital Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing July 18, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide uncapped, unleveraged exposure to index appreciation with a 65.00% Contingent Digital Return if all indices finish at or above their initial levels, and full principal return if any index is below its initial level but all are at or above 70.00% Barrier Amounts. If any index finishes below its barrier, repayment is reduced one-for-one with the least performing index, potentially to zero. The price to public is $1,000 per note, including $33.50 in selling commissions, for issuer proceeds of $966.50 per note; the estimated value at pricing was $945.90, reflecting structuring and hedging costs. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited and potentially discounted secondary market liquidity.
JPMorgan Chase Financial Company LLC is issuing unsecured Trigger GEARS linked to an unequally weighted basket of five equity indices, fully and unconditionally guaranteed by JPMorgan Chase & Co. The total offering is $8,948,300, priced at $10 per Security, with a minimum investment of $1,000. The basket includes the EURO STOXX 50, Nikkei 225, FTSE 100, Swiss Market Index and S&P/ASX 200, with respective weights of 40.00%, 25.00%, 17.50%, 10.00% and 7.50%. The Initial Basket Value is set to 100 and the Downside Threshold is 75% of that level.
At maturity on July 17, 2031, if the Basket Return is positive, holders receive principal plus the Basket Return multiplied by an Upside Gearing of 1.90. If the Basket Return is zero or negative but the Final Basket Value is at or above the Downside Threshold, principal is repaid. If the Final Basket Value is below the Downside Threshold, repayment is reduced dollar-for-dollar with the negative Basket Return, and investors may lose all principal. The Securities pay no interest, provide no dividends and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $9.859 per $10 Security, reflecting structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing Trigger Autocallable GEARS, unsecured notes fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the Swiss Market Index. The total offering is $4,601,930, in $10 denominations.
If on July 21, 2027 the index closes at or above 100% of its initial level, the notes are automatically called and pay a 20.00% Call Return, for a total of $12.00 per $10, with no further upside. If not called and the index shows a positive return at July 2031 maturity, investors receive principal plus the index return times 2.10 Upside Gearing. If the final index level is at or above 75% of the initial level after a flat or negative return, only principal is repaid. Below 75%, repayment is fully exposed to the index decline, down to a total loss of principal.
The notes pay no interest, provide no dividends, and carry credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Price to public is $10.00, while the estimated value is $9.616 per note. JPMorgan and its affiliates have made $400,000 of unconditional donations to Hope & Heroes, separate from this issuance.
JPMorgan Chase Financial Company LLC is issuing Trigger Absolute Return Step Securities, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to an unequally weighted basket of five equity indices: EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The total offering is $6,269,900, at $10 per security, with a 5‑year term from July 15, 2026 to July 17, 2031.
The Initial Basket Value is set to 100. If the Final Basket Value is at or above the Step Barrier of 100, investors receive principal plus the greater of a fixed Step Return of 45.50% or the Basket Return. If the Final Basket Value is below the Step Barrier but at or above the Downside Threshold of 75, investors receive principal plus the Contingent Absolute Return, equal to the absolute value of the Basket Return.
If the Final Basket Value is below the Downside Threshold, repayment equals principal plus the (negative) Basket Return, exposing investors to full downside and potential total loss of principal. The notes pay no interest, provide no dividends, and any payment is subject to the creditworthiness of JPMorgan Financial and JPMorgan Chase & Co. The estimated value is $9.488 per $10 security, below the issue price due to selling commissions and hedging costs. JPMorgan and affiliates have made $400,000 in irrevocable donations to Hope & Heroes, which are not contingent on sales and do not affect terms.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Digital Contingent Buffered Notes linked to the S&P 500® Index. These are long-dated structured notes with a strike set on the strike date and a valuation date of July 16, 2036, maturing July 21, 2036.
At maturity, if the Index is at or above the strike, or down by up to the 10.00% Contingent Buffer Amount, investors receive a fixed Contingent Digital Return of at least 109.80%, for a maximum payment of $2,098.00 per $1,000. If the Index falls more than 10% below the strike, principal is exposed 1-for-1 to the Index Return and can be fully lost.
The indicative estimated value is $950.30 per $1,000 note, and will not be less than $940.00 at pricing, reflecting selling commissions, hedging costs and dealer profit. The notes are unsecured obligations, not bank deposits, and involve complex tax and market risks, including limited liquidity and potential adverse U.S. tax treatment.
JPMorgan Chase Financial Company LLC is offering $149,000 of Auto Callable Accelerated Barrier Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination, priced at par, with selling commissions of $50 and issuer proceeds of $950 per note. The notes may be automatically called on scheduled Review Dates starting July 19, 2027 if the Index is at or above the Call Value, paying back principal plus a fixed premium of 20.90%–41.80% depending on the call date.
If not called and the Final Index Value exceeds the Initial Value of 4,336.84, investors receive an uncapped leveraged payoff of 5.00× the Index gain. If the Final Value is between the Initial Value and the Barrier Amount of 50% of the Initial Value (2,168.42), principal is returned. If the Final Value is below the Barrier, repayment is reduced one-for-one with the Index loss, up to complete loss of principal. The underlying Index is an excess-return, volatility-targeting futures index with up to 500% leverage and a 6.0% per annum daily deduction, which creates a persistent drag on performance.
The notes pay no interest, do not provide dividends, are unsecured and unsubordinated obligations of JPMorgan Chase Financial and are subject to the credit risk of both the issuer and JPMorgan Chase & Co. They will not be listed, and secondary market liquidity will depend on JPMS. The estimated value at pricing was $884.80 per $1,000 note, below the issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is issuing Auto Callable Buffered Return Enhanced Notes linked to the iShares MSCI Japan ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 1.25x leveraged upside to positive ETF performance if not called, and a 20% downside buffer with losses beyond that magnified by a 1.25 downside factor.
The notes may be automatically called on July 27, 2027 if the fund’s price is at or above the $93.89 Share Strike Price, paying $1,000 plus a 14.55% call premium per note on July 30, 2027. If held to maturity on July 19, 2028 and not called, investors receive leveraged gains when the Final Share Price exceeds the strike, principal back if the decline is within 20%, and proportional losses beyond that buffer.
The offering totals $500,000 at $1,000 per note, with selling commissions of $15 per note and issuer proceeds of $985 per note. The estimated value is $972.40 per $1,000 note, reflecting embedded fees and hedging costs. The notes pay no interest or dividends, are unsecured and unsubordinated, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.