JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $556,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, due July 25, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount.
At maturity, investors receive 2.025 times any positive Index return, with no upside cap. A 20.00% buffer protects principal against moderate declines, but if the Index falls by more than 20%, principal is reduced 1% for each additional 1% decline, up to an 80.00% loss (minimum payment $200 per $1,000). The notes pay no interest, are unsecured and unsubordinated, and their value depends on the credit of both JPMorgan Financial and JPMorgan Chase & Co.
The price to public is $1,000 per note, including $5 of fees, with net proceeds of $995 per note. The issuer’s estimated value is $970.20 per $1,000, reflecting embedded distribution, hedging costs and internal funding assumptions, and secondary market liquidity may be limited.
JPMorgan Chase Financial Company LLC is issuing $1,000,000 of Auto Callable Contingent Interest Notes linked to the common stock of Oracle Corporation, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a minimum denomination of $1,000 and price at 100% of principal, with selling fees of $17.50 per note and proceeds to the issuer of $982.50 per note. The estimated value at pricing is $949.00 per $1,000 note.
The notes pay a monthly Contingent Interest Rate of 23.75% per annum (1.97917% per month) only if Oracle’s share price on a Review Date is at or above the Interest Barrier set at 50% of the Strike Value. The notes are automatically called on certain Review Dates if the stock is at or above the Strike Value, with repayment of principal plus that period’s contingent interest; the earliest call date is October 20, 2026.
If not called, at maturity investors receive principal plus the final contingent interest if the Final Value is at or above the Trigger Value (also 50% of the Strike). If the Final Value is below the Trigger, repayment is $1,000 + ($1,000 × Stock Return), exposing investors to losses up to a total loss of principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., offer no dividends or equity rights in Oracle, may be illiquid, and can be accelerated upon certain delisting events.
JPMorgan Chase Financial Company LLC is offering Callable Fixed Rate Notes due February 6, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay fixed interest at an annual rate of 5.00%, calculated on a 30/360 day count basis and payable in arrears on August 6, 2027, August 6, 2028 and at maturity, subject to earlier redemption.
The issuer may, at its option, redeem the notes in whole (but not in part) on the 6th calendar day of February, May, August and November of each year from February 6, 2027 through November 6, 2028 at par plus accrued interest, subject to a following Business Day Convention and an unadjusted Interest Accrual Convention. The Original Issue Date is expected to be August 6, 2026, and the notes are offered in minimum denominations of $1,000 per note. The price to the public for certain institutional or fee-based accounts will be between $995.10 and $1,000 per $1,000 principal amount, with selling commissions that, if priced on the date described, would be approximately $1.25 and will not exceed $7.50 per $1,000 note.
JPMorgan Chase Financial Company LLC is offering structured notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the least performing of the TOPIX Index, the MSCI Emerging Markets Index and the iShares Russell 2000 Value ETF, maturing on August 19, 2031. The notes have minimum denominations of $1,000, pay no interest and provide no dividends from the underlying index or ETF exposures.
The notes may be automatically called on any annual Review Date starting August 18, 2027 if each underlying is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least 18.30%, 36.60%, 54.90%, 73.20% or 91.50% of principal, depending on the year. If not called and any underlying finishes below its 80.00% Barrier Amount on the final Review Date, repayment is reduced dollar-for-dollar with the loss in the least performing underlying, and investors can lose up to 100% of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. An initial estimated value of about $960.10 per $1,000 note is disclosed, and the final estimated value will not be less than $930.00.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured structured notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on August 12, 2032. The notes pay no interest and do not provide index upside beyond potential early call premiums.
The notes are automatically callable on 21 scheduled Review Dates starting August 11, 2027 if the Index closing level is at least 85.00% of the Initial Value. If called, investors receive $1,000 plus a Call Premium Amount starting at 16.60% of principal on the first Review Date and rising to 99.60% on the final Review Date.
If never called and the Final Value is at least the Barrier Amount of 50.00% of the Initial Value, investors receive principal back at maturity. If the Final Value is below the Barrier Amount, maturity payment equals $1,000 plus $1,000 times the Index Return, so losses exceed 50% and can reach 100% of principal.
The underlying Index dynamically allocates up to 500% exposure to E-mini S&P 500 futures, targets 35% implied volatility and is subject to a 6.0% per annum daily deduction, which drags performance relative to an identical index without such deduction. The notes’ estimated value on the date here is $924.30 per $1,000, and will not be less than $900.00 when finalized, reflecting structuring and hedging costs. Investors face the credit risk of both the issuer and guarantor and no listing is expected, limiting liquidity.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Review Notes linked to the lesser performing of the Nasdaq-100® Technology Sector and the S&P 500® Index, maturing on August 19, 2031, in $1,000 minimum denominations.
On each of 17 Review Dates starting August 18, 2027, if the closing level of each Index is at or above 100% of its Initial Value (the Call Value), the notes are automatically called and pay $1,000 plus a Call Premium Amount, beginning at 10.55% of principal on the first Review Date and rising to at least 52.75% on the final Review Date. If never called and, on the final Review Date, the Final Value of each Index is at or above 90% of its Initial Value (the Barrier Amount), investors receive principal back at maturity.
If the notes are not called and the Final Value of either Index is below its Barrier Amount, the maturity payment is $1,000 plus $1,000 times the Lesser Performing Index Return, exposing investors to 1:1 downside below the Initial Value and potential total loss. The notes pay no interest, provide no dividend exposure, are unsecured obligations subject to JPMorgan credit risk, will not be listed, and have an estimated value initially below the $1,000 price (about $937.90 per note if priced on the example date).
JPMorgan Chase Financial Company LLC is offering structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., with maturity on August 7, 2031. The notes may be automatically called on any annual Review Date starting August 9, 2027 if the Index closing level is at or above the Call Value, set at 100% of the Initial Value. In that case, investors receive $1,000 plus a Call Premium Amount per note, with minimum Call Premiums ranging from 28.85% on the first Review Date to on the final Review Date.
If the notes are not called and the Final Value is at or above the Barrier Amount of 60% of the Initial Value, investors receive full principal at maturity. If the Final Value is below the Barrier Amount, repayment is $1,000 + ($1,000 × Index Return), so principal loss exceeds 40% and could be total. The Index applies a 6.0% per annum daily deduction and uses a volatility-targeting, leveraged exposure of up to 500% to E-mini S&P 500 futures, which can amplify both gains and losses. The indicative estimated value is about $889.70 per $1,000 note, and will not be less than $870.00 when finalized, reflecting embedded costs and issuer pricing.
JPMorgan Chase & Co. reports that its Board of Directors has adopted an amendment to Section 2.03 of the company’s By-laws, effective July 21, 2026. The change provides that any Lead Independent Director shall be appointed by the non-management directors.
The amended By-laws, marked to show changes from the prior version, are included as Exhibit 3.2, along with technical Inline XBRL cover-page data exhibits.
JPMorgan Chase & Co. reports that on July 23, 2026 it closed public offerings of several registered debt securities. The company issued $500,000,000 of Floating Rate Notes due 2030, $2,500,000,000 of Fixed-to-Floating Rate Notes due 2030, and $3,000,000,000 of Fixed-to-Floating Rate Notes due 2032, which together constitute the Senior Notes. It also issued $3,000,000,000 of Fixed-Rate Reset Subordinated Notes due 2041.
The Notes were registered under the Securities Act of 1933 pursuant to a shelf registration statement on Form S-3 (File No. 333-285537). Simpson Thacher & Bartlett LLP provided legal opinions on the legality of the Senior Notes and Subordinated Notes, filed as Exhibits 5.1 and 5.2, with related consents included as Exhibits 23.1 and 23.2.
JPMorgan Chase Financial Company LLC is offering Auto Callable Accelerated Barrier Notes due August 4, 2031, linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes have a minimum denomination of $1,000, a potential automatic call on August 5, 2027 if each index is at or above its Call Value, and a Call Premium Amount of at least $300 per $1,000 if called. If not called and each index finishes above its Initial Value, investors receive an uncapped payoff of 1.50× the appreciation of the least performing index. If any index finishes at or below its Initial Value but at or above its 70% Barrier Amount, principal is returned at par.
If the notes are not called and the least performing index closes below its Barrier Amount, repayment is reduced 1% for each 1% decline in that index, down to a total loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not FDIC insured. If priced today, the estimated value would be about $973.10 per $1,000, and will not be less than $900 per $1,000 at pricing.