JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $1,485,000 of unsecured, auto-callable Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing August 1, 2031 and fully guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and may be automatically called on scheduled Review Dates starting August 2, 2027 if the Index closes at or above its Call Value (100% of the Initial Value through the sixteenth Review Date, 60% on the final Review Date).
Upon an automatic call, investors receive $1,000 plus a fixed Call Premium, ranging from 17.900% on the first Review Date to 89.500% on the final Review Date; no further payments occur. If the notes are never called, the maturity payoff equals $1,000 + ($1,000 × Index Return). If the Final Value is below the Barrier Amount of 60.00% of the Initial Value (2,374.632), investors lose 1% of principal for every 1% Index decline, implying a loss of more than 40% and potentially all principal.
The Index starts at an Initial Value of 3,957.72 and is subject to a 6.0% per annum daily deduction, which drags performance and can cause the Index to lag an equivalent no-fee index. The notes pay no interest or dividends, are not bank deposits, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $50 in selling commissions; net proceeds to the issuer are $950 per note. The estimated value at pricing was $884.80 per $1,000 note, reflecting structuring and hedging costs and an internal funding rate, and secondary market prices are expected to be lower than the issue price and potentially illiquid.
JPMorgan Chase Financial Company LLC is offering $300,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a stated maturity on August 1, 2031, price at $1,000 per note and pay a Contingent Interest Rate of 17.65% per annum (1.47083% per month) only for Review Dates when the Index closes at or above 70% of the Initial Value (the Interest Barrier). The notes may be automatically called starting July 29, 2027 if on an applicable Review Date the Index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments.
If the notes are not called and on the final Review Date the Index is at or above 60% of the Initial Value (the Trigger Value), investors receive principal plus any final contingent interest; if below the Trigger Value, repayment is $1,000 + ($1,000 × Index Return), exposing investors to a potential loss of most or all principal. The underlying Index uses a 35% target volatility, can employ leverage up to 500%, and is subject to a 6.0% per annum daily deduction, which creates a persistent drag versus an identical index without such a fee. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and the estimated value of $926 per $1,000 at pricing is materially below the issue price, reflecting selling commissions, hedging costs and issuer funding assumptions, all of which may weigh on secondary market values.
JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes linked to the Russell 2000® Index, due March 2, 2028, in minimum denominations of $1,000, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if the index is above its initial level, the notes pay $1,000 plus the index gain, capped by a Maximum Upside Return of at least 15%. If the index is flat or down by up to the 20% Buffer Amount, investors receive the $1,000 principal plus the absolute value of the loss, up to a maximum negative-index payment of $1,200 per $1,000 note. If the index falls by more than 20%, principal is reduced 1% for each 1% decline beyond the buffer, with a maximum loss of 80% of principal.
The notes pay no interest, provide no dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not listed on any exchange. If priced on July 30, 2026, the estimated value would be $983.40 per $1,000 note, and will not be less than $950 at pricing, reflecting selling commissions, hedging costs and structuring margins.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due February 10, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index.
Investors may receive a contingent interest rate of at least 9.35% per annum, paid quarterly, only if on a Review Date the closing level of each index is at or above 80.00% of its Initial Value (the Interest Barrier). Missed coupons can be paid later if conditions are met. The notes may be automatically called starting February 8, 2027 if each index is at or above its Initial Value, returning principal plus applicable interest.
If not called, principal is protected only down to a 20.00% Buffer Amount. If the final level of any index is below its Buffer Threshold, repayment is reduced by the decline of the least performing index beyond 20.00%, and investors can lose up to 80.00% of principal. The estimated value is about $983.80 per $1,000 note, and will not be less than $900.00 when finalized.
JPMorgan Chase Financial Company LLC is offering structured notes linked to the lesser performance of the iShares® MSCI EAFE ETF and the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about August 28, 2026 and mature on September 3, 2031.
The notes can be automatically called as early as September 1, 2027 if the closing value of each underlying is at or above 100% of its Initial Value, paying $1,000 plus a call premium starting at least at 10.15% of principal and rising to at least 50.75% on the final Review Date. If not called and each Final Value is at or above 60% of its Initial Value, investors receive principal at maturity; otherwise, repayment is reduced dollar-for-dollar with the loss on the lesser performing underlying, with the potential loss of the entire principal.
The minimum denomination is $1,000. If issued today, the estimated value would be about $932.40 per $1,000 note and will not be less than $900.00, reflecting selling commissions, hedging costs and issuer pricing. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of both the issuer and guarantor, with limited liquidity and significant market, credit, and structural risks.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due August 5, 2031, linked to the lesser performing of the Dow Jones Industrial Average and the MSCI Emerging Markets Index. Investors receive a Contingent Interest Payment on each Review Date only if both indices close at or above 70.00% of their Initial Values, and principal is protected at maturity only if both Final Values are at or above 60.00% of Initial Value. The notes may be redeemed early at the issuer’s option on specified Interest Payment Dates, starting November 5, 2026. The hypothetical Contingent Interest Rate is at least 13.50% per annum, paid monthly, but interest may be zero for the entire term, and investors may lose up to all principal based on the Lesser Performing Index. The notes are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and any payment is subject to their credit risk. The estimated value is approximately $970 per $1,000 note on the trade date and will not be less than $950.
JPMorgan Chase Financial Company LLC is offering Capped Dual Directional Buffered Equity Notes linked to the Nasdaq-100 Index®, fully and unconditionally guaranteed by JPMorgan Chase & Co., with minimum denominations of $1,000 and a scheduled maturity on August 17, 2028.
The notes provide unleveraged upside to index gains, capped by a Maximum Upside Return of at least 21.65%. If the index is flat or down by up to the 20.00% Buffer Amount, investors receive a positive return equal to the index’s absolute decline. If the index falls by more than 20%, investors lose 1% of principal for each 1% drop beyond the buffer, for up to an 80.00% loss (minimum payoff $200 per $1,000. The notes pay no interest, pass through no dividends, are unsecured and unsubordinated, will not be listed, and their value is sensitive to the credit of JPMorgan Financial and JPMorgan Chase & Co. An estimated value of about $966.80 per $1,000 (not less than $900.00) reflects embedded costs and an internal funding rate. The issuer’s tax counsel expects treatment as an open prepaid financial contract, and JPMorgan currently expects that Section 871(m) withholding will not apply to Non-U.S. Holders.
JPMorgan Chase Financial Company LLC is offering Auto Callable Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations with minimum denominations of $10,000 and $1,000 increments.
On the August 12, 2027 Review Date, if the index closes at or above the Index Strike Level, the notes are automatically called and pay $1,000 plus a call premium of at least 14.10% per note on the Call Settlement Date. If not called, at the August 3, 2028 maturity investors receive uncapped leveraged upside of at least 1.25× any positive index return, full principal back if the index is down by up to 15%, and leveraged losses of 1.17647% of principal for each 1% decline beyond that buffer.
The notes pay no interest, provide no dividends or voting rights, and expose holders to both market risk on the index and credit risk of JPMorgan Financial and JPMorgan Chase & Co. Estimated value is indicated at approximately $980.50 per $1,000, and will not be less than $970.00, reflecting embedded selling, structuring and hedging costs and likely making secondary market values lower than the issue price.
JPMorgan Chase Financial Company LLC is offering structured, auto-callable notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on August 5, 2031 and minimum denominations of $1,000.
On 17 scheduled Review Dates starting August 4, 2027, if the Index closing level is at least 87.00% of its Initial Value (the Call Value), the notes are automatically called and pay back principal plus a fixed Call Premium Amount, stepping up from at least 15.00% on the first Review Date to at least 75.00% on the final Review Date. If the notes are not called and the Final Value is at least 60.00% of the Initial Value (the Barrier Amount), investors receive only principal at maturity.
If the notes are not called and the Final Value is below the Barrier Amount, the payoff equals $1,000 + ($1,000 × Index Return), resulting in loss of more than 40% and up to all principal. The Index is subject to a 6.0% per annum daily deduction and can use leverage up to 500% exposure to E-mini S&P 500 futures, which, along with the deduction, can materially affect performance. The indicative estimated value is approximately $910 per $1,000 note, and will not be less than $900 when finalized; any payment is subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC offers callable structured notes due August 19, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 minimum denominations and pay no interest or dividends.
The notes can be automatically called as early as August 18, 2027 if the Index closes at or above a Call Value on a Review Date, returning $1,000 plus a Call Premium Amount that steps up from at least 10% to 50% of principal over 49 Review Dates. If never called, principal is protected only by a 15.00% buffer; if the Index falls more than 15% from its Initial Value, repayment at maturity is reduced 1-for-1, with a potential loss of up to 85.00% of principal.
The Index employs a 35% target volatility with exposure between 0% and 500% to a notional leveraged position in Invesco QQQ, less a 6.0% per annum daily deduction and a notional financing cost (SOFR plus 0.50% per year). These deductions create a persistent drag, so the Index will generally trail a similar index without such charges. Estimated value at pricing would be about $908.30 per $1,000 note and will not be less than $900.00, reflecting embedded costs. Investors face credit risk of both JPMorgan Financial and JPMorgan Chase & Co., limited liquidity, complex index and leverage behavior, and uncertain tax treatment.