JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering callable structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a maturity date of August 29, 2031 and minimum denominations of $1,000.
The notes may be automatically called as early as August 30, 2027 if, on a Review Date, the Index closes at or above the Call Value, set at 90% of the Initial Value. Upon an automatic call, investors receive $1,000 plus a Call Premium Amount that starts at at least 12.35% of principal and increases by Review Date up to at least 61.75% on the final Review Date.
If the notes are not called, principal is protected only by a 15.00% Buffer Amount. If the Final Value is more than 15% below the Initial Value, repayment is reduced 1% for each additional 1% decline, up to a maximum loss of 85% of principal. The underlying Index employs leverage up to 500%, targets 35% implied volatility, and is reduced by a 6.0% per annum daily deduction plus a notional financing cost, which together drag on performance. The estimated value is about $909.50 per $1,000 note and will not be set below $900.00, and all payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering unsecured Capped Dual Directional Buffered Return Enhanced Notes due February 10, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index.
At maturity, investors receive 1.50x any positive return of the least performing index, capped at a Maximum Upside Return of at least 26.25%. If the least performing index is flat or down by up to the 20.00% Buffer Amount, investors earn an unleveraged positive return equal to the absolute decline, up to a maximum of 20.00%. If the least performing index falls by more than 20.00%, principal is reduced 1:1 beyond the buffer, for a maximum loss of 80.00%, meaning the minimum payment can be $200 per $1,000 note.
The notes pay no interest or dividends, are not bank deposits, and will not be listed on any exchange, so liquidity may be limited. Any payment is subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value, if priced on the indicated date, would be $985.20 per $1,000, and will not be less than $900.00 per $1,000, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC plans to issue unsecured, unsubordinated Callable Contingent Interest Notes due August 19, 2031, linked to the lesser performance of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may pay a monthly Contingent Interest Payment at a rate of at least 7.00% per annum (at least 0.58333% per month) if on each Review Date both indices close at or above 70.00% of their Initial Value (the Interest Barrier). Principal is protected only by a 15.00% buffer: if not redeemed early and either index finishes below its 85.00% Buffer Threshold, investors lose 1% of principal for each 1% decline beyond that buffer, up to a maximum 85.00% loss.
The issuer can redeem the notes early, in whole, on specified Interest Payment Dates beginning August 19, 2027, returning $1,000 plus any due Contingent Interest Payment. The estimated value is expected to be below the $1,000 issue price; an example given is $943.50 per $1,000, and the final estimated value will not be less than $900.00, reflecting selling commissions (up to $37.50 per $1,000) and hedging and structuring costs. The notes will not be listed, are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and may provide no interest and substantial principal loss.
JPMorgan Chase Financial Company LLC is offering $2,291,000 of unsecured, unsubordinated structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on scheduled Review Dates starting July 30, 2027 if the Index closes at or above the applicable Call Value, paying $1,000 plus a Call Premium Amount based on a 15.00% annualized Call Premium Rate.
If the notes are not called, at maturity on August 1, 2031 investors receive $1,000 + ($1,000 × Index Return). If the Final Index Value is below the Initial Value and below the Barrier Amount of 60.00% of the Initial Value, principal is reduced 1% for each 1% decline, potentially to zero. The Index employs dynamic leveraged exposure (0% to 500%) to E-mini S&P 500 futures and is subject to a 6.0% per annum daily deduction, which creates a persistent drag on performance. Notes are issued in $1,000 minimum denominations at $1,000 price to public, including $50 in fees and commissions per note; the issuer receives $950 per note, and the estimated value at pricing was $884.70 per $1,000. The notes pay no interest or dividends, are not bank deposits or FDIC insured, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $2,056,000 of unsecured structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on August 1, 2031 and may be automatically called as early as August 3, 2027 if the Index closes at or above a specified Call Value on a Review Date. Denominations are $1,000, with a public offering price of $1,000 and an estimated value at pricing of $907.30 per note.
The notes pay no interest and provide no participation in Index upside beyond fixed call premiums that step up over time to 89.75% × $1,000 on the final Review Date. If never called, principal is protected only by a 15% downside buffer; a greater Index decline reduces repayment dollar-for-dollar, with up to an 85% loss of principal at maturity. The Index, which dynamically leverages exposure to the Invesco QQQ Fund up to 500%, is reduced by a 6.0% per annum daily deduction and a daily notional financing cost tied to SOFR + 0.50%, creating a persistent drag on performance. Repayment depends on the credit of both JPMorgan Financial and JPMorgan Chase & Co., and no secondary market is assured.
JPMorgan Chase Financial Company LLC is issuing $1,559,000 of structured “Review Notes” linked to the MerQube US Tech+ Vol Advantage Index, due August 1, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and may be automatically called as early as August 3, 2027 if the Index closes at or above a preset Call Value, paying back principal plus a call premium that steps up over time to as much as 89.25% × $1,000 on the final Review Date.
If never called, principal is protected only by a 15.00% buffer; if the Index falls more than 15% from its initial level, investors lose 1% of principal for each additional 1% decline, up to an 85.00% loss at maturity. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag performance versus a similar index without these charges. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and are expected to settle around August 3, 2026. The estimated value is $906.40 per $1,000 note, below the issue price due to commissions, hedging costs and issuer funding spreads.
JPMorgan Chase Financial Company LLC is issuing $5,132,000 of Uncapped Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, maturing on August 1, 2031 and fully guaranteed by JPMorgan Chase & Co.
The notes offer an uncapped leveraged upside of 2.1875x any positive return of the least performing index at maturity, no interest or dividends, and principal protection only if each index’s final level is at or above 70% of its initial level. If any index finishes below this barrier, investors lose 1% of principal for each 1% decline in the least performing index, potentially up to a 100% loss.
The price to public is $1,000 per note, including up to $11.25 in selling commissions, with estimated value of $980.40 per note. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and may have limited or illiquid secondary trading and prices below issue.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured structured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing on August 9, 2032. The notes can be automatically called quarterly from August 6, 2027 if the Index closes at or above 100% of its Initial Value, paying $1,000 plus a call premium that starts at 26.20% of principal and steps up to 157.20% by the final Review Date.
If not called, principal is repaid at maturity only if the Final Index Value is at least the Barrier Amount of 50% of Initial Value; otherwise repayment equals $1,000 plus $1,000 × Index Return, exposing investors to losses greater than 50% and up to total loss. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost, which drag performance and cause it to trail a comparable index without such charges. The indicative estimated value is about $936.50 per $1,000 note and will not be less than $900. The notes pay no interest, provide no QQQ or Index rights, are subject to the credit risk of both issuing and guaranteeing entities, and are expected to be illiquid, with secondary prices typically below the issue price.
JPMorgan Chase Financial Company LLC is offering $12,488,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 10.70% per annum Contingent Interest Rate when, on a Review Date, the Index closes at or above an Interest Barrier set at 75.00% of the Initial Value; missed coupons can be paid later if the barrier is subsequently met.
The notes are automatically called on certain Review Dates if the Index is at or above its Initial Value, with investors receiving $1,000 principal plus the current and any unpaid contingent interest. If not called, principal is protected only down to a Buffer Threshold of 85.00% of the Initial Value; below this level, investors lose 1% of principal for every 1% Index decline beyond the 15.00% buffer, up to an 85.00% loss.
The Index uses a leveraged, volatility-targeting rules-based strategy tied notionally to the Invesco QQQ Fund and is reduced by a 6.0% per annum daily deduction plus a notional financing cost, which materially drags performance and is expected to make the Index trail a similar index without such charges. The notes price at $1,000 with selling commissions of $41.50 per note; net proceeds are $958.50 per note, and the internal estimated value is $909.50, reflecting structuring, hedging and distribution costs. The earliest call date is in July 2027, and investors face credit risk of both the issuer and guarantor.
JPMorgan Chase Financial Company LLC is issuing $100,000 of unsecured Structured Investments Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and is designed for investors seeking potential early redemption at a premium if, on any Review Date from as early as July 30, 2027, the Index closes at or above the Call Value. The notes pay no interest or dividends and expose holders to the risk of losing a significant portion or all principal at maturity if not automatically called and the Final Index Value is below the Barrier Amount. The Index employs up to 500% leverage, targets 35% implied volatility, and is reduced by a 6.0% per annum daily deduction plus a notional financing cost tied to SOFR, causing it to lag an equivalent index without these charges. The price to public is $1,000 per note, including $50 in fees and commissions, for issuer proceeds of $950 per note; the estimated value at pricing was $897.70.