JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., is issuing $1,935,000 of Callable Fixed Rate Notes due January 31, 2028. The notes pay fixed interest at 4.40% per annum, calculated on a 30/360 day-count basis, with interest payable in arrears on July 31, 2027 and at maturity, subject to earlier redemption.
The issuer may, at its option, redeem the notes in whole (but not in part) at par plus accrued interest on the last calendar day of January, April, July and October 2027, from January 31, 2027 through October 31, 2027, under a following Business Day Convention. The notes are issued at $1,000 per note, including selling commissions of $1.721 per $1,000, resulting in proceeds to the issuer of $998.279 per $1,000, or approximately $1,931,670.25 in total. The notes are unsecured obligations, not bank deposits, not FDIC insured, and are subject to the risk factors described in the related prospectus materials.
JPMorgan Chase Financial Company LLC is issuing $133,000 of Auto Callable Dual Directional Buffered Return Enhanced Notes linked to the least performing of Microsoft, Micron Technology and Alphabet Class A, due August 2, 2029. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on July 28, 2027 if each stock is at or above 80.00% of its Initial Value, paying $1,470 per $1,000 note (a $470 Call Premium Amount). If not called and all Final Values exceed Initial Values, maturity payment is $1,000 plus 1.50× the least-performing stock’s appreciation.
If the notes are not called and the least-performing stock is flat or down by up to the 30.00% Buffer Amount, investors receive a positive, uncapped “dual directional” payoff equal to the absolute percentage move, capped at $1,300 per $1,000 note for negative returns. If any stock falls by more than 30%, principal is reduced 1% for each 1% drop beyond the buffer, with a minimum repayment of $300 per $1,000 note. The notes pay no interest, provide no dividends or stockholder rights, have an estimated value of $906.40 per $1,000 at pricing, and are subject to the credit risk of both JPMorgan Chase Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is issuing Structured Investments Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes total $37,000 in principal, in minimum denominations of $1,000, and are scheduled to mature on August 1, 2031, unless automatically called.
The notes pay no interest and offer automatic call opportunities starting August 2, 2027 if the Index closes at or above the Call Value (100% of the Initial Value), with step-up call premiums from 20.80% to 104.00% of principal. If not called, principal is protected only if the Final Index Value is at or above the Barrier Amount set at 50% of the Initial Value; below that level, investors are fully exposed to Index losses and can lose all principal. The underlying Index is a leveraged, volatility-targeted strategy on E-mini S&P 500 futures, subject to a 6.0% per annum daily deduction, which structurally drags on performance. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the estimated value on the pricing date, $882.30 per $1,000 note, is below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $610,000 of Digital Equity Notes due January 21, 2028, linked to the EURO STOXX 50® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and does not bear interest.
At maturity, if the final index level on January 19, 2028 is at least 87.50% of the initial level of 6,289.51, holders receive a fixed $1,148.70 per $1,000 note, capping the upside at a 14.87% return. If the index has fallen by more than 12.50%, principal is lost on a leveraged basis at the 1.1429 buffer rate, down to a possible full loss of principal.
The notes are issued at 100.00% of principal with no underwriting commission, an estimated value of $994.60 per $1,000, no listing, and no issuer call. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., and the U.S. tax treatment relies on an “open transaction” prepaid contract characterization that the IRS could challenge.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due July 10, 2028, linked individually to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a contingent interest rate of at least 9.75% per annum, but only for Review Dates when each index closes at or above 70% of its Initial Value. The notes may be automatically called as early as February 4, 2027 if on a Review Date (other than the first five and final) each index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable Contingent Interest Payment and no further payments.
If not called, and on the final Review Date any index closes below 60% of its Initial Value (the Trigger Value), principal is reduced 1% for every 1% decline of the Least Performing Index, potentially to zero. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $975 per $1,000 principal, and will not be less than $900 per $1,000 when set.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due February 12, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
Investors may receive a monthly Contingent Interest Payment if on a Review Date the closing level of each index is at or above 70.00% of its Initial Value. The notes may be automatically called as early as February 8, 2027 if each index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments.
If the notes are not called, principal repayment at maturity depends on index performance. If the Final Value of each index is at or above 50.00% of its Initial Value, investors receive $1,000 per note (plus any final contingent interest). If any index finishes below 50.00% of its Initial Value, repayment is reduced 1% for each 1% decline in the least performing index, leading to a significant or total loss of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., have no guaranteed interest, will not be listed, and are expected to be issued in minimum denominations of $1,000 with an estimated value initially below the $1,000 price to public.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Market Linked Securities tied to the lowest performing of Netflix, Starbucks and CSX common stock, maturing on August 2, 2028. Each security has a $1,000 principal amount; total issuance shown is $668,000.
Investors may receive a monthly contingent coupon of 15.85% per annum, but only if the lowest performing stock on each calculation day closes at or above its threshold price (70% of its starting price). Missed coupons can be “remembered” and paid later if the condition is subsequently met. The notes are auto-callable from October 2026 through June 2028 if the lowest performing stock is at or above its starting price, returning principal plus the applicable coupon(s).
If not called, at maturity investors receive $1,000 per security only if the lowest performing stock on the final calculation day is at or above its threshold; otherwise, repayment is $1,000 plus the stock return of that worst stock, exposing investors to losses greater than 30% and potentially a total loss of principal. The price to public is $1,000 per security, including fees of $20.75; the issuer’s estimated value is $949.70, reflecting embedded costs and an internal funding rate.
JPMorgan Chase Financial Company LLC is offering $9,500,000 of Callable Fixed Rate Notes due January 31, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay fixed interest at 5.00% per annum, calculated on a 30/360 basis, with interest payable in arrears on July 31 of each year from 2027 through 2029 and on the Maturity Date, subject to prior redemption.
The issuer may, at its option, redeem the notes in whole (but not in part) on the last calendar day of January, April, July and October from January 31, 2027 through October 31, 2029, at par plus accrued and unpaid interest. The price to the public is $1,000 per note; selling commissions are $3.026 per $1,000, resulting in proceeds to the issuer of $996.974 per $1,000, or $9,471,250 in total. The notes are unsecured debt obligations, are not bank deposits, are not insured by the FDIC or any governmental agency, and involve the risks described in the referenced risk factor sections.
JPMorgan Chase Financial Company LLC is offering $1,834,000 of Medium-Term Notes, Series A, Digital Equity Notes due May 26, 2028, linked to the MSCI EAFE® Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and are not listed on any exchange.
At maturity, for each $1,000 note, investors receive $1,166 (a 16.6% total return) if the index’s final level is at least 87.5% of its initial level of 3,111.56. If the index falls by more than 12.5%, principal is lost on a leveraged basis: each 1% decline beyond 12.5% reduces principal by about 1.1429%, down to a total loss if the index goes to zero. Upside is capped at the threshold settlement amount, so gains above a 16.6% index rise are not passed through.
The original issue price is 100% of principal, with no underwriting commission, and the issuer’s estimated value is $994.60 per $1,000 note, reflecting embedded structuring and hedging costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co., involve uncertain U.S. tax treatment, may have limited secondary liquidity, and expose holders to currency and non-U.S.-equity risks inherent in the MSCI EAFE® Index.
JPMorgan Chase Financial Company LLC is offering $42,000,000 Callable Fixed Rate Notes due July 31, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay 5.00% per annum, with interest on July 31 of each year, beginning July 31, 2027, using a 30/360 day count convention.
The issuer may, at its option, redeem the notes in whole (but not in part) on the last calendar day of January, April, July and October from January 31, 2027 through April 30, 2030 at par plus accrued interest. The price to the public is $1,000 per note, including hedging costs; selling commissions are $4.707 per $1,000, resulting in proceeds to the issuer of $995.293 per $1,000, or $41,802,325 in total. The notes are unsecured obligations, are not bank deposits, and are not insured by the FDIC or any other governmental agency.