JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the common stock of UnitedHealth Group Incorporated, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and pays a contingent coupon if, on a Review Date, UnitedHealth’s share price is at or above 65.00% of the Strike Value (the Interest Barrier). The notes may be automatically called on any Review Date from January 20, 2027 (other than the first and final dates) if the share price is at or above the Strike Value, returning $1,000 plus accrued and unpaid contingent interest.
If the notes are not called and the Final Value is at or above the Trigger Value (also 65.00% of the Strike Value), investors receive $1,000 plus all due contingent interest. If the Final Value is below the Trigger Value, repayment is reduced according to the stock’s negative return, and investors can lose a significant portion or all of principal. The hypothetical examples assume a minimum Contingent Interest Rate of 11.00% per annum (2.75% per quarter). The indicative estimated value is about $970 per $1,000 note and will not be less than $950 per $1,000 at pricing, reflecting selling commissions, a structuring fee and hedging costs. The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is offering $130,000 of Uncapped Digital Barrier Notes linked to the lesser performer of the S&P 500 Index and the Russell 2000 Index, due July 22, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide uncapped, unleveraged upside to any appreciation in the lesser-performing index at maturity, subject to a Contingent Digital Return of 52.15%. If both indices finish at or above their initial levels, investors receive the greater of this contingent return or the lesser-performing index return. If either index finishes below its initial level but both remain at or above 75% of initial (the Barrier Amount), principal is returned. If either index closes below its barrier, repayment is reduced one-for-one with the decline of the lesser-performing index, and investors can lose more than 25% and up to all principal.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, and expose holders to the credit risk of both the issuer and guarantor. The price to the public is $1,000 per note, including selling commissions and a structuring fee; the estimated value at pricing was $946.70 per $1,000 note.
JPMorgan Chase Financial Company LLC is offering $972,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500 Futures Excess Return Index, maturing July 20, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide 1.52x leveraged upside on any positive Index return at maturity and a 20% downside buffer. If the Index falls more than 20%, principal is reduced 1% for each additional 1% decline, with a minimum payment of $200 per $1,000 note, implying up to 80% loss of principal. The notes pay no interest, are unsecured and unsubordinated, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
Denominations are $1,000 and multiples thereof. Price to public is $1,000 per note, with up to $9.50 in selling commissions per $1,000. The issuer’s estimated value is $980.60 per $1,000, reflecting embedded costs and an internal funding rate. The notes will not be listed, and secondary market prices are expected to be below the issue price.
JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a maturity date of July 28, 2031 and minimum denominations of $1,000.
The notes may be automatically called on any of 16 specified Review Dates starting July 27, 2027 if the Index closes at or above 90.00% of its Initial Value, paying $1,000 plus a growing Call Premium (at least 17.5500% on the first Review Date up to at least 83.3625% on the sixteenth). If not called and the Final Value exceeds the Initial Value, the maturity payment equals $1,000 plus 1.75× the Index Return. If the Final Value is between the Initial Value and the 70.00% Barrier Amount, principal is returned. Below the Barrier, investors lose 1% of principal for each 1% Index decline and can lose their entire investment.
The underlying Index uses leveraged E-mini S&P 500 futures exposure with a 35% target volatility and is subject to a 6.0% per annum daily deduction, which drags performance. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value of about $896.20 per $1,000 note in the example provided, not less than $880.00 when finalized.
JPMorgan Chase Financial Company LLC is offering $3,006,000 of unsecured structured “Review Notes” linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes price at $1,000 per note, with selling commissions of $41.50 and issuer proceeds of $958.50 per note; the initial estimated value is $908.80 per note.
The notes may be automatically called quarterly starting July 22, 2027 through maturity on July 22, 2031 if the Index closes at or above the Call Value, paying back principal plus a fixed call premium that steps from 10% up to 50% of principal depending on the Review Date. If never called, principal is protected only by a 15% Buffer Amount; if the Index decline exceeds this, investors lose 1% of principal for each additional 1% drop, up to a maximum 85% loss at maturity.
The Index is highly engineered: it targets 35% implied volatility with exposure to the Invesco QQQ Fund ranging from 0% to 500%, applies a 6.0% per annum daily index deduction, and reduces QQQ performance by a daily notional financing cost tied to SOFR plus 0.50%. These deductions and leverage can significantly drag performance and increase downside risk, while all payments remain subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes linked to the least performing of the Dow Jones Industrial Average®, the Nasdaq-100 Index® and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on August 2, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $205 per $1,000 note. If not called, at maturity investors receive an uncapped 2.00x participation in any gain of the least performing index, principal back if all indices stay at or above 70% of their Initial Value, and otherwise a 1:1 loss with the least performing index, potentially down to zero.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., have an estimated value of about $971.70 per $1,000 at launch (not less than $900.00), and are expected to price on or about July 27, 2026 and settle on or about July 30, 2026.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 25, 2030, each with $1,000 principal, linked separately to the iShares MSCI Emerging Markets ETF and the EURO STOXX 50 Index and fully guaranteed by JPMorgan Chase & Co.
Investors may receive a Contingent Interest Payment on each Review Date only if the closing value of each underlying is at least 70% of its Initial Value; missed interest can be paid later if the condition is met. The notes are automatically called (except on the first and final Review Dates) if both underlyings are at or above their Initial Values, with repayment of principal plus due and unpaid contingent interest.
If the notes are not called and either underlying finishes below its 65% Trigger Value, maturity payment is reduced in proportion to the loss on the lesser performing underlying, and principal can be largely or completely lost. A hypothetical contingent interest rate of 13.00% per annum is illustrated, and the current estimated value is $974.20 per $1,000, with a minimum of $940 when set, reflecting embedded costs, credit risk of the issuer and guarantor, and limited liquidity.
JPMorgan Chase Financial Company LLC is issuing $500,000 of Callable Contingent Interest Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a contingent interest rate of 8.60% per annum (0.71667% per month) only when, on a Review Date, each index is at or above its Interest Barrier of 70.00% of its Initial Value. If any index is below its barrier, no interest is paid for that period. The issuer may redeem the notes early, in whole, on any Interest Payment Date starting October 22, 2026, paying $1,000 plus any due interest.
If not redeemed and on the final Review Date any index finishes below its Trigger Value of 60.00% of its Initial Value, principal is reduced 1% for every 1% decline of the least performing index, potentially to zero. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, while the estimated value is $963.50, reflecting embedded costs and dealer compensation.
JPMorgan Chase Financial Company LLC is offering $1,816,000 of Uncapped Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on July 22, 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide an uncapped leveraged payoff of 2.0525x any positive Index return at maturity. A 20.00% Buffer Amount protects principal against moderate declines; if the Index falls by more than 20%, investors lose 1% of principal for each percentage point of additional decline, up to a maximum loss of 80.00%, receiving as little as $200 per $1,000 note.
The notes pay no interest, are issued in $1,000 minimum denominations, and are unsecured, unsubordinated obligations of JPMorgan Financial subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, including $10 in selling commissions, with estimated value at issuance of $977.50. The notes will not be listed on any exchange, may be illiquid, and their value and U.S. tax treatment involve the structured, derivative-like exposure to equity index futures described in the risk and tax discussions.
JPMorgan Chase Financial Company LLC is offering $1,000,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and pays a 16.45% per annum Contingent Interest Rate (4.1125% per quarter) only for Review Dates when the Index is at or above an Interest Barrier equal to 65% of the Initial Value.
The notes may be automatically called on any Review Date from January 19, 2027 (other than the first and final) if the Index is at or above the Initial Value, returning $1,000 plus the contingent interest for that quarter. If not called, at maturity investors receive par plus any final contingent interest if the Final Value is at or above a Trigger Value equal to 60% of the Initial Value; otherwise, repayment is reduced 1% for each 1% Index decline from the Initial Value, down to zero, exposing holders to a substantial or total loss of principal.
The MerQube Index dynamically allocates to E-mini S&P 500 futures with target volatility of 35%, leverage up to 500%, and a 6.0% per annum daily deduction that drags performance. Price to public is $1,000 per note, including $9 in fees (issuer proceeds $991,000), and the estimated value at pricing was $930.10 per note. Payments are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the notes are not listed or FDIC insured.