JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $4,532,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination, priced with $9 in fees and $991 in proceeds to the issuer, and an estimated value of $930.70 when priced on July 17, 2026, with settlement expected on July 22, 2026.
The notes pay a monthly Contingent Interest Payment at a rate of 18.35% per annum (1.52917% per month) only if, on the relevant Interest Review Date, the Index level is at or above 70% of the Initial Value (the Interest Barrier). The notes are automatically called on quarterly Autocall Review Dates if the Index is at or above the Initial Value, returning $1,000 plus the applicable contingent interest, with the earliest call date on January 19, 2027.
If the notes are not called, principal is protected only so long as the Final Value is at or above the Trigger Value of 50% of the Initial Value; below that level, investors lose 1% of principal for each 1% Index decline, potentially losing their entire investment. The underlying Index targets 35% implied volatility with leverage up to 500% exposure to E-mini S&P 500 futures and includes a 6.0% per annum daily deduction, which is a continuing drag on performance. Investors face full credit risk of JPMorgan Financial and JPMorgan Chase & Co., no dividends, no guarantee of any interest or principal, limited liquidity, and complex risks tied to leverage, futures markets, index methodology and internal valuation.
JPMorgan Chase Financial Company LLC is issuing Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes offer 2.05x leveraged upside on any positive Index performance at maturity, with no cap on gains.
The notes provide a 20.00% downside buffer; if the Index falls by up to this amount, investors receive back principal. Below that level, losses are magnified by a 1.25x downside factor, so a sufficiently large decline can result in losing some or all principal. The Initial Index Level is 596.71, the closing level on July 17, 2026.
Each note has a $1,000 principal amount, with a price to the public of $1,000, underwriting fees of $30, and issuer proceeds of $970 per note, for a total offering of $624,000. The estimated value at pricing was $959.30 per $1,000 note. The notes pay no interest or dividends, are unsecured and unsubordinated obligations, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. They are not listed on any exchange, and secondary market liquidity and pricing may be limited.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 26, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of at least 9.25% per annum, but only for Review Dates when the Nasdaq-100 Index, the Russell 2000 Index and the State Street SPDR S&P Regional Banking ETF each close at or above 70% of their Initial Value, and missed coupons may be paid later if conditions are met.
The notes may be automatically called as early as January 25, 2027 if on certain Review Dates each underlying is at or above its Initial Value, in which case investors receive $1,000 per note plus applicable contingent interest and any unpaid prior coupons. If the notes are not called and any underlying finishes below its 60% Trigger Value at maturity, repayment of principal is reduced one-for-one with the decline of the least performing underlying, potentially to zero; there is no principal protection.
The indicative estimated value is $958.30 per $1,000 note as of the preliminary date and will not be less than $900.00 per $1,000 note when finalized, reflecting selling commissions, hedging costs and issuer funding. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits, and will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering $1,908,000 of Uncapped Accelerated Barrier Notes due July 22, 2031, linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide an uncapped upside of 1.30 times any positive return of the lesser performing index at maturity. Principal is repaid only if each index’s final level is at or above its Barrier Amount, set at 75% of its Initial Value; if either index finishes below this level, investors lose 1% of principal for each 1% decline of the lesser performing index and can lose their entire investment.
The notes pay no interest or dividends, are unsecured and unsubordinated, and will not be listed on any exchange. The price to public is $1,000 per note, including $30 in selling commissions and a $7 structuring fee, while the estimated value at pricing was $946.20 per $1,000, reflecting embedded costs and JPMorgan’s internal funding rate.
JPMorgan Chase Financial Company LLC is offering $510,000 of Callable Contingent Interest Notes linked individually to the Russell 2000 Index, the State Street Utilities Select Sector SPDR ETF and the VanEck Semiconductor ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a principal amount of $1,000 each, pay a Contingent Interest Rate of 16.75% per annum (1.39583% per month), and are issued at 100% of principal with $11 in fees per note and $989 in proceeds to the issuer.
Contingent interest is paid on a review date only if the closing value of each underlying is at or above its Interest Barrier set at 60% of its Strike Value; otherwise no interest is paid for that period. If the notes are not called, principal is protected only if, on the final review date, the Final Value of every underlying is at or above its Trigger Value set at 50% of Strike. If any underlying finishes below its Trigger Value, repayment of principal is reduced one‑for‑one with the decline of the least performing underlying, down to a potential total loss.
The issuer may redeem the notes early at par plus any due contingent interest on specified interest payment dates, first eligible on July 19, 2027. The estimated value is $961.50 per $1,000 note, below the issue price due to selling commissions, hedging costs and internal funding. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not listed, may be illiquid, and do not provide any participation in upside of the underlyings or any dividends.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $3,830,000 of unsecured structured notes linked separately to the Dow Jones Industrial Average and the S&P 500 Index, maturing July 22, 2030. The notes may be automatically called as early as July 21, 2027 if on any Review Date the closing level of each Index is at or above its Call Value, 100% of its Initial Value. Upon an automatic call, holders receive $1,000 plus a fixed call premium, starting at 10.15% of principal on the first Review Date and increasing up to 40.60% on the final Review Date.
If not called, principal is protected at maturity only if the Final Value of each Index is at or above its Barrier Amount, 70% of its Initial Value (36,502.494 for the Dow and 5,220.383 for the S&P 500). If either Index finishes below its Barrier Amount, repayment is reduced 1% for each 1% decline in the Lesser Performing Index, exposing investors to losses greater than 30% and potentially a complete loss of principal. The notes pay no interest or dividends, are not FDIC insured, and any payment is subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, while the estimated value at pricing was $975.90, reflecting embedded structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, due July 29, 2031, in minimum denominations of $1,000. The notes are unsecured, unsubordinated obligations of JPMorgan Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing investors to both entities’ credit risk.
Investors may receive a Contingent Interest Payment on each monthly Interest Review Date only if the Index closing level is at least 70% of the Initial Value (the Interest Barrier). The notes are automatically called quarterly if, on any Autocall Review Date, the Index is at or above the Initial Value; the earliest possible call date is July 26, 2027. If called, investors receive $1,000 plus the applicable contingent interest, with no further payments.
If the notes are not called and, on the Final Review Date, the Index is at or above the Trigger Value of 50% of the Initial Value, investors receive $1,000 plus any final contingent interest. If the Final Value is below the Trigger Value, repayment is reduced dollar-for-dollar with the Index loss, potentially to $0, so investors risk losing most or all principal and may receive no interest. The Index embeds a 6.0% per annum daily deduction, uses a 35% target volatility with exposure to E-mini S&P 500 futures ranging from 0% to 500%, and is subject to leverage, volatility, futures, and methodology risks. The indicative estimated value is about $940 per $1,000 note, and will not be less than $920 at pricing, reflecting selling commissions, hedging costs and the issuer’s internal funding rate.
JPMorgan Chase Financial Company LLC is offering Capped Buffered Return Enhanced Notes linked to the lesser performer of the Dow Jones Industrial Average® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on February 10, 2028, are issued in $1,000 minimum denominations and pay no interest or dividends.
At maturity, investors receive 1.50 times any positive return of the lesser-performing index, capped at a maximum return of 22.30%. A 15.00% buffer protects against moderate declines, but if the lesser-performing index falls by more than 15.00%, principal is reduced 1% for each additional 1% decline, for a maximum loss of 85.00% (payment as low as $150 per $1,000 note). An indicative estimated value is $990.30 per $1,000 note, and the final estimated value will not be less than $900.00, reflecting structuring, hedging and other costs. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. and are not listed, so liquidity will depend on dealer interest.
JPMorgan Chase Financial Company LLC is offering $4,933,000 of Auto Callable Accelerated Barrier Notes linked to the lesser performing of the Dow Jones Industrial Average® and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on July 23, 2027 if each index is at or above its Call Value, paying $1,000 principal plus a $137 Call Premium per note.
If not called, at maturity on July 20, 2029 investors receive either leveraged upside of 1.50× the lesser performing index’s gain (if both indices finish above their Initial Values), return of principal if each index stays at or above 70.00% of its Initial Value, or a 1-for-1 loss with the lesser performing index below that barrier, up to total principal loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and have an estimated value of $983.80 per $1,000 note at pricing, reflecting embedded structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $2,636,000 of Uncapped Accelerated Barrier Notes due July 22, 2030, linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide 1.41x any positive return of the lesser performing index at maturity if both finish above their initial levels, return principal if each stays at or above a 75% Barrier Amount, and incur 1:1 principal losses if either finishes below that barrier, potentially to zero. They pay no interest or dividends, are unsecured obligations subject to JPMorgan Financial and JPMorgan Chase & Co. credit risk, have an estimated value of $978.10 per $1,000 at pricing, and are sold in $1,000 minimums through fee-based advisory accounts with a $6.50 per $1,000 structuring fee on $2,363,000 of the notes.