JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $550,000 in Callable Contingent Interest Notes linked to the lesser performance of the KraneShares CSI China Internet ETF (KWEB) and the iShares China Large-Cap ETF (FXI), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 12.50% per annum Contingent Interest (3.125% quarterly) only if, on a Review Date, the closing price of one share of each Fund is at or above 65.00% of its Initial Value (Interest Barrier). The Initial Values are $27.00 for KWEB and $34.28 for FXI, with corresponding barriers of 17.55 and 22.282. The issuer may redeem the notes early, in whole but not in part, on any Interest Payment Date from January 21, 2027 (excluding the first and final dates), at $1,000 plus any due Contingent Interest.
If not redeemed early and the Final Value of each Fund on July 16, 2029 is at or above its Trigger Value (65.00% of Initial Value), investors receive $1,000 plus the final Contingent Interest. If either Fund finishes below its Trigger Value, the maturity payment is $1,000 + ($1,000 × Lesser Performing Fund Return), so investors lose 1% of principal for each 1% decline in the Lesser Performing Fund and can lose their entire investment. The notes are unsecured, unsubordinated obligations, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note; the estimated value at pricing is $970.40 per $1,000, reflecting selling commissions, structuring fees, and hedging-related costs.
JPMorgan Chase Financial Company LLC is offering Step Down Trigger Autocallable Notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the lesser performing of the Nasdaq-100 Index® and the Russell 2000® Index, maturing on or about July 19, 2029.
The Notes pay no interest. They are automatically called if on an Observation Date each index is at or above its Initial Value (after an initial one-year non-call period), or if on the Final Valuation Date each is at or above its Downside Threshold. The Call Return Rate is at least 11.40% per annum, with Call Prices rising over time up to at least $13.420 per $10 at maturity. If the Notes are not called and either index finishes below its Downside Threshold, repayment is $10 × (1 + Lesser Performing Underlying Return), exposing investors to a loss of principal down to zero.
The issue price is $10 per Note, with selling commissions to UBS of up to $0.25 per $10 and an estimated initial value of approximately $9.552 per Note (not less than $9.20). The Notes are unsecured obligations, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed on any exchange, and may be treated as prepaid financial contracts for U.S. federal income tax purposes.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $168,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 18, 2031, in minimum denominations of $1,000.
The notes pay a quarterly Contingent Interest Payment of $26.75 per $1,000 (a 10.70% p.a. rate) on each Review Date where the Index closes at or above 60.00% of the Initial Value, with unpaid coupons accruing if later barriers are met. The notes are automatically called, starting July 15, 2027, if on any applicable Review Date the Index is at or above the Initial Value of 4,336.84, returning principal plus due and unpaid contingent interest.
If not called, and the Final Value is at least the Trigger Value equal to 60.00% of the Initial Value, investors receive full principal plus due contingent interest. If the Final Value is below the Trigger Value, repayment is $1,000 + ($1,000 × Index Return), exposing investors to losses greater than 40% and up to a complete loss of principal. The Index includes a 6.0% per annum daily deduction and can employ leverage up to 500% in E-mini S&P 500 futures, creating significant performance and volatility risks. The estimated value on the pricing date is $889.50 per $1,000 note, below the $1,000 price to public.
JPMorgan Chase Financial Company LLC is offering $575,000 of unsecured Digital Barrier Notes linked to the common stock of Broadcom Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination, prices at 100% of principal, and carries selling/structuring fees of $11 per $1,000, leaving $989 in proceeds to the issuer; the estimated value at pricing was $978 per $1,000.
The notes pay no interest or dividends. At maturity on August 24, 2027, if Broadcom’s final stock price is at least 50.00% of the initial price ($197.14, based on an Initial Value of $394.28), investors receive principal plus a fixed 14.00% Contingent Digital Return, regardless of further upside. If the final price is below the 50% barrier, repayment equals $1,000 plus the stock return, resulting in losses of more than 50% of principal and possibly a total loss.
The notes are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits or FDIC insured, and will not be listed on an exchange, so liquidity may be limited and secondary prices are expected to be below the issue price. The issuer may accelerate the notes upon certain delisting events of the reference stock, which could also result in a loss.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about July 31, 2026, settle on or about August 5, 2026, and mature on August 5, 2031, in minimum denominations of $1,000.
Investors may receive a Contingent Interest Payment on each monthly Review Date only if the closing level of each index is at or above 70% of its Initial Value (the Interest Barrier). The indicative Contingent Interest Rate is at least 12.35% per annum, paid at a rate of 1.02917% per month. The issuer may redeem the notes early, in whole, on any Interest Payment Date other than the first, second and final ones, with the earliest potential call date on November 5, 2026.
If the notes are not redeemed early and, on the final Review Date, the Final Value of any index is below its Trigger Value of 60% of Initial Value, repayment of principal is reduced 1% for every 1% decline of the least performing index, down to zero. If each index finishes at or above its Trigger Value, principal is repaid in full and any final Contingent Interest Payment is made. The notes are unsecured, not bank deposits, and any payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value, if priced today, would be about $973.20 per $1,000 note and will not be less than $950.00 per $1,000 when set.
JPMorgan Chase Financial Company LLC is offering $500,000 of Digital Barrier Notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a fixed Contingent Digital Return of 11.40% at maturity on August 19, 2027 if, on the August 16, 2027 observation date, the final level of each index is at least 70.00% of its initial level.
If any index finishes below its 70.00% Barrier Amount, repayment is based on the Least Performing Index Return, resulting in a loss of 1% of principal for each 1% decline in that index from its initial level; investors can lose more than 30% and up to all of their principal. The notes pay no interest, do not provide dividends from index constituents, are unsecured and unsubordinated obligations of JPMorgan Financial, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. They will not be listed on an exchange, and secondary market prices are expected to be below the $1,000 issue price, which includes selling commissions and hedging-related costs; the initial estimated value is $988.40 per $1,000 note.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing Auto Callable Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index. Each note has a $1,000 price to the public, with total issuance of $1,600,000.
On the July 28, 2027 Review Date, if the Index closes at or above the Initial Index Level of 6,265.58, the notes are automatically called and pay $1,000 plus a 15.10% call premium on the August 2, 2027 Call Settlement Date. If not called and the Index is above the Initial level on the July 17, 2028 Valuation Date, maturity payment equals $1,000 + ($1,000 × Index Return × 1.50).
If the Ending Index Level is between 90% and 100% of the Initial Level, investors receive only the $1,000 principal (10% Buffer Amount). Below this buffer, principal losses accelerate at a 1.11111× Downside Leverage Factor, up to total loss at a 100% Index decline. The Original Issue Date is expected on or about July 20, 2026, with maturity on July 20, 2028. Underwriting fees are $15 per note, for issuer proceeds of $985 per note, and the estimated value at pricing is $981.80 per $1,000 note.
JPMorgan Chase Financial Company LLC is offering Capped Buffered Enhanced Participation Basket-Linked Notes due 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, pays no interest and is linked to an unequally weighted equity basket of the EURO STOXX 50 (40%), TOPIX (25%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%).
The basket starts at 100 and is measured from a trade date on or about July 22, 2026 to an October 20, 2027 determination date, with maturity on October 22, 2027. Investors receive 1.50x upside participation in basket gains, capped at a maximum settlement amount expected between $1,237.75 and $1,279.00 per $1,000 note. A 7.50% buffer applies: if the basket falls up to 7.50%, principal is repaid; below that, losses are leveraged by a buffer rate of about 1.0811, and investors can lose their entire investment. Estimated value at issuance is expected between $978.50 and $988.50 per $1,000, reflecting selling commissions of up to 0.92% and hedging and structuring costs. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is issuing $651,000 principal amount of Auto Callable Notes linked to the J.P. Morgan Large-Cap Dynamic 5 Index, due July 20, 2033, in minimum denominations of $1,000. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial Company LLC and are fully and unconditionally guaranteed by JPMorgan Chase & Co., and all payments are subject to their credit risk.
The notes may be automatically called on any Review Date from July 20, 2027 through July 15, 2032 if the Index closing level is at least 101.25% of the Initial Value, paying $1,000 plus a fixed Call Premium Amount of 8.00% to 48.00% of principal, depending on the call date. If not called, at maturity investors receive $1,000 plus an Additional Amount equal to $1,000 × Index Return × 100% Participation Rate, floored at zero, so principal is repaid in full but upside is entirely contingent on Index performance. The Initial Value was 252.74 on the pricing date. The notes pay no interest or dividends. The price to public is $1,000 per note, including $36.50 in fees and commissions, with proceeds to the issuer of $963.50 per note; the estimated value was $925.70 per $1,000 at pricing, reflecting selling, structuring and hedging costs.
JPMorgan Financial is offering $756,000 of Auto Callable Contingent Interest Notes linked to IBM stock, maturing July 19, 2029 and guaranteed by JPMorgan Chase & Co. The notes pay a 13.15% per annum Contingent Interest Rate (3.2875% quarterly) only for Review Dates when IBM’s closing price is at or above an Interest Barrier set at 50.00% of the Initial Value.
The notes are automatically called, returning $1,000 principal plus the applicable interest, if on any non‑first, non‑final Review Date IBM closes at or above the Initial Value; the earliest call date is January 19, 2027. If not called, and the Final Value is at or above the Trigger Value (also 50.00% of the Initial Value), investors receive principal plus the final contingent interest. If the Final Value is below the Trigger Value, repayment is $1,000 + ($1,000 × Stock Return), so investors lose 1% of principal for each 1% IBM has fallen from the Initial Value, potentially losing all principal.
The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $27.50 in selling commissions, with an issuer estimated value of $951.20 per note. The IBM closing price on July 16, 2026 was $219.05, and the notes are expected to settle on or about July 21, 2026.