JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering uncapped accelerated barrier notes linked to the S&P 500® Futures Excess Return Index, maturing on July 25, 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide at least 2.3325x any positive Index return at maturity and return principal if the Final Index Value is at or above a Barrier Amount equal to 70% of the Initial Value. Minimum denomination is $1,000.
If the Final Value falls below the Barrier Amount, investors lose 1% of principal for each 1% Index decline from the Initial Value, up to a total loss of principal. The notes pay no interest, are unsecured, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An indicative estimated value is about $970 per $1,000 principal (and will not be less than $950 at pricing), which is lower than the issue price because it embeds selling, structuring and hedging costs.
Key risks include potential loss of some or all principal, lack of listing and potentially illiquid secondary trading, complexity and volatility of the S&P 500® Futures Excess Return Index (including negative roll returns), potential conflicts of interest in hedging and pricing, and uncertain and evolving U.S. tax treatment, including open-transaction treatment and the possible impact of future guidance and Section 871(m) for non-U.S. investors.
JPMorgan Chase Financial Company LLC is offering structured Buffered Digital Notes linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a Contingent Digital Return of at least 9.15% if, on the August 23, 2027 observation date, each index is at or above its initial level or has declined by no more than the 25.00% Buffer Amount. In that case, investors receive $1,091.50 per $1,000 note at maturity on August 26, 2027.
If any index has fallen more than 25.00%, the payoff is reduced dollar-for-dollar beyond the buffer, exposing investors to a maximum loss of 75.00% of principal, with a minimum maturity payment of $250 per $1,000 note, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The notes pay no interest, provide no dividends from the underlying indices, and will not be listed on an exchange, so liquidity will likely depend on repurchases by JPMS at prices below the original issue price. The preliminary estimated value is about $989 per $1,000 note and will not be less than $900, reflecting internal funding and hedging costs.
JPMorgan Chase Financial Company LLC is offering Trigger Step Securities, unsecured notes linked to the lesser performer of the S&P 500® Equal Weight Index and the EURO STOXX 50® Index, guaranteed by JPMorgan Chase & Co. Each Security has a $10 principal amount and a 5‑year term.
At maturity, if both indexes are at or above their Step Barriers (100% of Initial Value), investors receive $10 plus the greater of a fixed Step Return (between 63.50% and 68.50%, set on the trade date) or the return of the lesser-performing index. If either index is below its Step Barrier but both remain at or above the Downside Thresholds (75% of Initial Value), principal is merely returned. If either index finishes below its Downside Threshold, repayment falls in line with the negative return of the lesser-performing index, up to a total loss of principal.
The notes pay no interest or dividends, carry full downside market exposure below the threshold, and depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $9.459 per $10, and will not be set below $9.10. A separate, unconditional $400,000 donation to Hope & Heroes Children’s Cancer Fund is disclosed but is not linked to note sales or terms.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of United Airlines Holdings, Inc. (UAL), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a quarterly Contingent Interest Payment of $37.50 per $1,000 (a 15.00% per annum rate) for each Review Date on which UAL’s closing price is at or above an Interest Barrier that will be at most 49.25% of the Initial Value; otherwise, no interest is paid for that quarter.
The notes may be automatically called on any Review Date from January 22, 2027 (except the first and final Review Dates) if UAL’s closing price is at or above the Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments. If the notes are not called and the Final Value is at or above the Trigger Value (the same level as the Interest Barrier), investors receive $1,000 plus the final contingent interest at maturity on July 27, 2028. If the Final Value is below the Trigger Value, repayment is reduced by the full negative Stock Return, and investors will lose more than 50.75% and up to all of principal.
The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial, subject to the credit risk of both the issuer and JPMorgan Chase & Co. They will not be listed, and secondary market liquidity may be limited. The indicative estimated value is approximately $960 per $1,000 principal amount and will not be less than $940 when set, reflecting embedded selling commissions, structuring fees and hedging costs. The UAL reference stock last closed at $118.81 on July 16, 2026. U.S. tax treatment is based on prepaid forward contract characterization with associated contingent coupons and may be affected by future IRS guidance.
JPMorgan Chase Financial Company LLC is offering Capped Market Linked Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each Note has a $1,000 principal amount, a term of approximately 7 years, and is scheduled to mature on August 2, 2033.
If the S&P 500® Index return over the term is positive, holders receive $1,000 plus the index return multiplied by a 100.00% Participation Rate, capped at a Maximum Gain between 70.00% and 77.20%, to be set on the trade date. If the index return is zero or negative, investors receive only the $1,000 principal at maturity and no positive return. The Notes pay no interest and do not provide dividends from index constituents.
The issue price is $1,000 per Note, including up to $35 in selling commissions to UBS, leaving $965 in proceeds to the issuer per Note. If priced on the indicated terms, the estimated value would be about $956.90 per $1,000 Note and will not be less than $920.00, reflecting structuring and hedging costs. The Notes are unsecured obligations of JPMorgan Financial, guaranteed by JPMorgan Chase & Co., and are not FDIC insured or exchange-listed.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable notes due July 26, 2029 at $1,000 per security, linked to the worst performer of Palantir Class A, Affirm Class A and IBM common stock.
The notes pay a monthly contingent coupon at an annual rate of at least 23.15% only if, on each calculation day, the lowest performing stock’s closing price is at or above its threshold price, set at 45% of its starting price. Missed coupons can be “remembered” and paid later if the condition is subsequently met.
From January 2027 to June 2029, the notes are auto-callable if the lowest performing stock is at or above its starting price, returning principal plus the applicable coupon and any unpaid coupons. If not called, and on the final calculation day the lowest performer is below its threshold, investors receive $1,000 plus $1,000 times that stock’s return, resulting in a loss of more than 55% and possibly all principal.
The price to public is $1,000, with fees and commissions of $23.25 and proceeds to the issuer of $976.75 per note. The indicative estimated value is about $938.90 and will not be less than $900. The notes are unsecured, not FDIC insured and involve significant market, structural, liquidity and tax risks.
JPMorgan Chase Financial Company LLC is offering $250,000 of Uncapped Accelerated Barrier Notes linked to the Nasdaq-100 Futures Excess Index, due July 18, 2036, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 3.00x leveraged upside on any positive Index return at maturity, with no cap.
The notes have a barrier at 60.00% of the Initial Value (465.4092, based on an Initial Value of 775.6820). If the Final Value is at or above the barrier, investors receive at least their $1,000 principal per note; if it is below, losses match the full Index decline, up to a complete loss of principal. The notes pay no interest, are unsecured, are not bank deposits or FDIC insured, and are exposed to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $12 of fees, with estimated value at issuance of $959.60 per $1,000.
JPMorgan Chase Financial Company LLC is offering Capped GEARS, unsecured notes fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the S&P 500 Index for a 14‑month term. Each Security has a $10 principal amount and pays no interest or dividends.
At maturity, if the Underlying Return is positive, holders receive $10 plus 3.00 times the Underlying Return, capped at a Maximum Gain between 13.35% and 15.35%. If the Underlying Return is zero, only the $10 principal is repaid. If the Underlying Return is negative, repayment is $10 plus the Underlying Return, giving full downside exposure to the index and potentially a total loss of principal. The indicative estimated value is below the issue price, and secondary market prices may be lower. The notes are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. J.P. Morgan has also made $400,000 of unconditional donations to Hope & Heroes that are separate from this offering and not structured to meet Social Bond Principles.
JPMorgan Chase Financial Company LLC is offering uncapped buffered return enhanced notes due August 15, 2028, linked to the lesser performance of the Russell 2000 Index and the S&P 500 Index. The notes provide at maturity at least 1.336x any positive return of the lesser-performing index.
The structure includes a 10% downside buffer; if either index falls by more than 10%, principal is reduced 1% for each additional 1% decline in the lesser-performing index, up to a 90% loss of principal. The notes pay no interest, provide no dividends, and are unsecured obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., exposing investors to both entities’ credit risk.
The minimum denomination is $1,000. If priced on the reference date given, the estimated value would be about $983.10 per $1,000, and at pricing it will not be less than $900.00, reflecting embedded structuring and hedging costs. The notes will not be listed, and secondary market prices are expected to be below the original issue price.
JPMorgan Chase Financial Company LLC is offering $1,815,000 of unsecured Contingent Interest Notes due July 18, 2031, linked to the lesser performing of the S&P 500 Index and the Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a quarterly contingent interest rate of 8.40% per annum ($21 per $1,000) only if on each Review Date both indices are at or above 75% of their Initial Values; otherwise no interest is paid for that period. At maturity, if both Final Values are at or above 70% of Initial Value, investors receive principal plus the final contingent coupon (if due). If either index finishes below its Trigger Value, the payoff is reduced one-for-one with the decline in the lesser performing index, exposing investors to losses greater than 30% and potentially a total loss of principal.
The Initial Values are 7,572.40 for the S&P 500 and 2,976.259 for the Russell 2000. The issuer’s estimated value is $982.90 per $1,000 note, below the $1,000 issue price, reflecting structuring and hedging costs. The notes are not listed, may be illiquid, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.