JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity of September 18, 2031, a minimum denomination of $1,000, and pay no interest or dividends.
The notes may be automatically called quarterly starting on September 16, 2027 if the Index is at or above the applicable Call Value. In that case, investors receive $1,000 plus a Call Premium that starts at at least 17.85% of principal and steps up to at least 89.25% by the final Review Date, after which no further payments are due. If not called and the Final Index Value is below the 60% Barrier Amount, repayment at maturity is $1,000 plus $1,000 times the Index Return, so investors lose 1% of principal for every 1% Index decline; loss can exceed 40% and reach 100%.
The Index is a leveraged, volatility-targeting strategy on E-mini S&P 500 futures with exposure capped at 500% and includes a 6.0% per annum daily deduction, which creates a drag on performance. If priced on the indicated date, the estimated value would be about $884.80 per $1,000 note and will not be less than $870.00 per $1,000, reflecting selling commissions, hedging costs and issuer funding assumptions. Repayment depends on the credit of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.
JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured auto callable contingent interest notes linked to the worst performer of the Nasdaq-100 Index®, Russell 2000® Index and EURO STOXX 50® Index, maturing on August 30, 2029 and sold in $1,000 denominations.
Investors receive a Contingent Interest Payment for each Review Date only if the closing level of each index is at least 70% of its Initial Value; otherwise no interest is paid for that period. The notes are automatically called (return of principal plus interest) if, on any non-final Review Date, every index closes at or above its Initial Value. If the notes are not called and, on the final Review Date, any index is below its 60% Trigger Value, principal is reduced 1-for-1 with the decline of the Least Performing Index, potentially to zero.
The indicative estimated value is $966.40 per $1,000 note on the trade date and will not be less than $940.00, reflecting embedded selling commissions (up to $12 per $1,000) and hedging/structuring costs. The notes are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, may have limited liquidity and carry complex tax and market risks.
JPMorgan Chase & Co. (JPM), as guarantor, is offering auto-callable structured notes issued by JPMorgan Chase Financial Company LLC linked to the MerQube US Large-Cap Vol Advantage Index, maturing on September 18, 2031, in minimum denominations of $1,000.
The notes may be automatically called on any of 17 Review Dates starting September 16, 2027 if the Index is at or above 100% of its Initial Value. On a call, investors receive $1,000 plus a Call Premium Amount that starts at at least 20.900% of principal on the first Review Date and increases to at least 104.500% on the final Review Date. If not called, principal is repaid at maturity only if the Final Index Value is at or above a 50.00% Barrier Amount; otherwise, repayment is $1,000 plus $1,000 times the Index Return, exposing investors to losses greater than 50% and up to a total loss of principal.
The MerQube US Large-Cap Vol Advantage Index applies a 6.0% per annum daily deduction and uses a target volatility mechanism (35% target) with variable leverage between 0% and 500% in E-mini S&P 500 futures. If priced today, the estimated value would be about $883.90 per $1,000 note and will not be less than $870.00 at pricing, reflecting selling costs and internal funding assumptions. The notes pay no interest, do not provide dividends, are unsecured obligations subject to the credit risk of both the issuer and JPMorgan Chase & Co., and are not insured by the FDIC.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering $7,240,000 of Capped Dual Directional Buffered Equity Notes linked to the S&P 500® Index, maturing September 29, 2027 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide unleveraged exposure to the S&P 500 with a Maximum Upside Return of 9.40%. At maturity, if the Index is above its initial level, the payoff equals the index return up to this cap. If the Index is flat or down by up to the 15.00% Buffer Amount, investors receive a positive return equal to the absolute index decline, capped at 15% (maximum negative-index payoff of $1,150 per $1,000 note). Below the buffer, principal is exposed 1-for-1, with maximum loss of 85.00% (minimum payoff $150 per $1,000).
The notes pay no interest or dividends, are unsecured and unsubordinated obligations of JPMorgan Financial and are subject to the credit risk of both the issuer and JPMorgan Chase & Co. Price to public is $1,000 per note, including $4.00 in selling commissions; net proceeds to the issuer are $7,211,040. The issuer’s estimated value is $989.10 per $1,000, reflecting internal funding and hedging costs, and secondary market prices are expected to be below the issue price and may be illiquid.
JPMORGAN CHASE & CO, through JPMorgan Chase Financial Company LLC, is offering unsecured, auto-callable Structured Investments Review Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing on September 9, 2031. Each note has a $1,000 denomination and may be automatically called as early as September 8, 2027 if the Index closes at or above 100% of its Initial Value, paying back principal plus a call premium of at least 25% on the first Review Date, rising by 25 percentage points per year to at least 125% on the final Review Date.
If the notes are not called, principal is protected only within a 15% Buffer Amount; if the Index declines by more than this, repayment is reduced 1-for-1 and investors can lose up to 85% of principal at maturity. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ Fund exposure, which will drag performance and cause it to trail a similar index without these charges. The Index targets 35% implied volatility with exposure between 0% and 500%, creating leverage and “volatility drag” risks.
The notes pay no interest or dividends, are not listed, and carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co. If priced on the described date, the estimated value would be approximately $916 per $1,000 note and will not be less than $900, below the price to public due to selling commissions, hedging costs and issuer profit.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, auto-callable structured notes due September 6, 2029 linked to the MerQube US Large-Cap Vol Advantage Index. The notes pay no interest or dividends and are fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on scheduled Review Dates starting September 1, 2027 if the Index is at or above 90% of its Initial Value. If called, investors receive $1,000 plus a fixed premium that steps up from 18% on the first Review Date to 54% on the final Review Date. If not called and the Final Index Value is at or above 65% of the Initial Value, principal is returned at maturity; below that barrier, repayment is $1,000 plus $1,000 × Index Return, so losses exceed 35% and can reach 100%.
The Index dynamically allocates leveraged exposure (up to 500%) to E-mini S&P 500 futures targeting 35% implied volatility and is reduced by a 6.0% per annum daily deduction, which drags performance. The indicative estimated value is about $920 per $1,000 note and will not be less than $900, reflecting embedded costs. Investors face JPMorgan credit risk, complex index behavior, potential illiquidity, and significant downside risk.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering Capped Buffered Equity Notes linked to the Invesco QQQ, Series 1, maturing December 2, 2027. The notes provide 1.00x upside exposure to the fund, capped at a minimum 23.50% maximum return at maturity, with a 10.00% downside buffer.
Principal is exposed beyond the 10.00% buffer: investors can lose up to 90.00% of principal if the fund declines 100%, and the notes pay no interest or dividends. Hypothetical examples show a maximum payment of $1,235 per $1,000 note at or above a 23.50% fund gain, and a payment of $600 per $1,000 note if the fund falls 50%. If priced on the reference date, the estimated value would be about $986.10 per $1,000 note, and the final estimated value on pricing will not be less than $900.00 per $1,000.
The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and are subject to their credit risks. They will not be listed on any exchange, may have limited or no liquidity, and secondary market prices and estimated values may be lower than the original issue price due to embedded costs and internal funding rates. U.S. federal tax treatment is based on an “open transaction” prepaid contract analysis, with potential application of constructive ownership and Section 871(m) rules as described.
JPMORGAN CHASE & CO (JPM), via subsidiary JPMorgan Chase Financial Company LLC, is offering unsecured Capped Dual Directional Buffered Equity Notes linked to the S&P 500® Index, maturing on August 31, 2028. The notes provide unleveraged upside exposure to the Index up to a Maximum Upside Return of at least 16.83%, so the maximum positive payoff is at least $1,168.30 per $1,000 note.
If the Index is flat, investors receive principal back. If the Index is down by up to the 25.00% Buffer Amount, investors receive the absolute decline as a positive return, up to $1,250.00 per $1,000 note. If the Index falls more than 25%, losses are magnified by a Downside Leverage Factor of 1.33333, and some or all principal may be lost. The notes pay no interest or dividends, are not FDIC insured, and all payments are subject to the credit risk of JPMorgan Chase Financial Company LLC and the guarantee of JPMorgan Chase & Co. The indicative estimated value is about $982.60 per $1,000 note (not less than $970.00), below the issue price due to selling, structuring and hedging costs.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated callable notes linked to the MerQube US Tech+ Vol Advantage Index, maturing September 18, 2031 and fully guaranteed by JPMorgan Chase & Co. The notes may be automatically called as early as September 15, 2027 if the Index is at or above a specified Call Value, paying back principal plus a call premium based on a minimum Call Premium Rate of 17.60% per annum on a business-day count formula. If never called, investors receive principal at maturity only if the final Index level is at or above a Barrier Amount; otherwise repayment is reduced 1% for each 1% Index decline, potentially down to zero. The Index itself embeds a 6.0% per annum daily deduction and a daily notional financing cost (SOFR plus 0.50%), causing it to lag a comparable index without such charges. The preliminary estimated value is about $899.80 per $1,000 note and will not be less than $880.00 at pricing, reflecting selling costs and internal funding/hedging assumptions. Minimum denomination is $1,000, and the notes pay no interest or QQQ dividends and carry full issuer and guarantor credit risk.