JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $112,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, due June 22, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly 9.25% per annum Contingent Interest Payment of $7.7083 per $1,000 when, on a Review Date, the Index is at or above the 85.00% Interest Barrier, with unpaid interest amounts catching up on later qualifying dates.
The notes are automatically called from the sixth Review Date onward if the Index is at or above 95.00% of the Initial Value, returning principal plus due and unpaid contingent interest. If held to maturity and the Final Value is below the 85.00% Buffer Threshold, principal is reduced 1% for each 1% Index loss beyond the 15.00% Buffer Amount, exposing investors to up to 85.00% loss of principal. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost, which drag performance relative to an undeducted index. The notes are unsecured, unsubordinated obligations, not listed on any exchange, with an estimated value of $926.20 per $1,000 at pricing, below the $1,000 issue price.
JPMorgan Chase Financial Company LLC is offering $4,615,000 of Buffered Digital Dual Directional Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a Pricing Date of July 16, 2026, are expected to settle on or about July 21, 2026, and mature on July 21, 2028, with minimum denominations of $1,000.
At maturity, if the Index’s Final Value is greater than or equal to the Initial Value of 2,974.567, investors receive principal plus a fixed 24.10% Contingent Digital Return ($1,241 per $1,000 note). If the Index declines by up to the 15.00% Buffer Amount, investors receive a positive return equal to the Absolute Index Return, capped at $1,150 per $1,000 note. If the Index falls by more than 15%, principal is reduced by 1.17647% for each additional 1% decline, potentially resulting in the loss of some or all principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and had an estimated value at pricing of $991.30 per $1,000 note, below the issue price.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable notes tied to the common stock of Broadcom Inc. (AVGO), maturing July 26, 2029, with a $1,000 principal amount per security.
Per security, the price to the public is $1,000.00, including $25.75 in fees and commissions, for $974.25 in proceeds to the issuer. If priced on the sample terms, the estimated value would be about $958.90 and will not be less than $920.00 when finalized.
The notes feature a single call date on July 26, 2027. If Broadcom’s stock closes at or above the starting price on that date, the notes are automatically called and pay at least $1,312.00 per security (a 31.20% minimum call premium). If not called, at maturity investors receive leveraged upside at a 150% participation rate if the ending price is above the starting price, full principal back if the ending price is between the starting price and a threshold price at 60% of the starting price, and one-for-one downside exposure below the threshold, with the risk of losing more than 40%, up to all, of principal.
JPMorgan Chase Financial Company LLC is offering $607,000 of unsecured structured review notes linked to the lesser performing of the State Street Technology Select Sector SPDR ETF (XLK) and the VanEck Semiconductor ETF (SMH), fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and matures on July 21, 2031.
The notes may be automatically called quarterly starting July 20, 2027 if each ETF closes at or above 100% of its Initial Value, paying $1,000 plus a fixed Call Premium Amount that steps up from 17.25% to 86.25% of principal over the review schedule. If not called and each ETF’s Final Value is at least its Barrier Amount (60% of its Initial Value), investors receive full principal at maturity.
If the notes are not called and either ETF finishes below its Barrier Amount, the maturity payment is $1,000 plus $1,000 times the Lesser Performing Fund Return, exposing investors to more than 40% loss and up to a total loss of principal. The price to public is $1,000 per note, including $41.25 in selling commissions and implied structuring/hedging costs; the issuer’s estimated value is $913.70 per $1,000. The notes pay no interest or dividends and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due July 3, 2028, linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
Investors receive a Contingent Interest Payment on a Review Date only if each index closes at or above 70.00% of its Initial Value (the Interest Barrier; example 70.00 on a 100.00 base). If the notes are not redeemed early and, on the final Review Date, any index is below its Trigger Value of 60.00% of its Initial Value, principal is reduced 1% for each 1% decline in the Least Performing Index, potentially to zero.
The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting November 2, 2026, paying $1,000 per note plus any due contingent interest. The hypothetical Contingent Interest Rate is illustrated at 9.00% per annum (0.75% per month), with the actual rate to be set between 9.00% and 11.00% per annum. The indicative estimated value is $956.50 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing, reflecting embedded selling, structuring and hedging costs. The notes carry issuer and guarantor credit risk, lack listing liquidity, cap upside to interest only, and may pay no interest.
JPMorgan Chase Financial Company LLC is offering Digital Contingent Buffered Notes linked to the common stock of Microsoft Corporation. The notes pay no coupons or dividends. At maturity on August 4, 2027, investors receive a fixed digital return if Microsoft’s closing price has not fallen too far from the strike.
For each $1,000 note, if the Final Stock Price is at or above the Stock Strike Price of $393.82, or below it by up to the 25.00% Contingent Buffer Amount, the holder receives $1,000 plus a Contingent Digital Return of at least 16.65%, capped at a minimum of $1,166.50. If the Final Stock Price is more than 25% below the strike, principal loss is 1% for each 1% decline, with the payoff formula $1,000 + ($1,000 × Stock Return), exposing investors to losses greater than 25% and possibly a total loss.
The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., so payments depend on both entities’ credit. The indicative estimated value is about $981.80 per $1,000 note and will not be less than $970.00 when finalized, reflecting selling commissions (up to $10.00 per $1,000), hedging costs and issuer profit. The notes are not listed, may be accelerated upon certain events, and feature complex U.S. tax and withholding considerations, including treatment as prepaid financial contracts, and potential implications of Section 871(m) and FATCA for some investors.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable buffered return enhanced notes linked to the SPDR Gold Trust. Each note has a $1,000 principal amount and minimum denominations of $10,000 and integral multiples of $1,000.
The notes may be automatically called on July 30, 2027 if the SPDR Gold Trust share price is at or above the Share Strike Price of $368.41, paying $1,000 plus a call premium of at least 11.77%. If not called, at maturity on July 20, 2028 investors receive leveraged upside of at least 2.00 times any positive Fund Return, with no cap. A 25.00% contingent buffer protects principal if the Final Share Price is down by up to 25% from the strike; beyond that, losses occur 1% for each additional 1% decline, up to total loss of principal.
Selling commissions are capped at $15.00 per $1,000 note. The indicative estimated value is approximately $980.30 per $1,000 note and will not be less than $970.00 when finalized. Payments are unsecured and subject to the credit risk of both the issuer and guarantor.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to Oracle Corporation common stock, due July 25, 2028, in $1,000 minimum denominations. The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.
Investors may receive monthly Contingent Interest Payments at a rate of at least 23.75% per annum (1.97917% per month) whenever Oracle’s closing price is at or above an Interest Barrier set at 50.00% of the Initial Value. Starting with the October 20, 2026 Review Date, the notes are automatically called if Oracle’s price is at or above the Initial Value, returning $1,000 plus the applicable contingent interest, with no further payments.
If the notes are not called and the Final Value is below the Trigger Value (also 50.00% of the Initial Value), principal is reduced one-for-one with Oracle’s decline, potentially down to zero. The estimated value would be about $960 per $1,000 note at pricing and will not be less than $940, reflecting embedded costs and hedging. The notes will not be listed, offer no dividend participation or stock upside, and all payments depend on the credit of JPMorgan Chase Financial and JPMorgan Chase & Co. Tax disclosure treats the notes as prepaid forward contracts with contingent coupons, with potential 30% withholding on coupons for many non‑U.S. holders.
JPMorgan Chase Financial Company LLC is issuing $1,741,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 10.15% per annum (5.075% semiannually), but only if on a Review Date the Index is at or above the Interest Barrier of 70.00% of the Initial Value. Missed interest can be paid later if the barrier is subsequently met.
The notes are automatically called if, on any non-first, non-final Review Date, the Index is at or above 90.00% of the Initial Value, returning principal plus due and unpaid contingent interest. At maturity in July 2031, if not called and the Index is at or above the Buffer Threshold of 70.00% of the Initial Value, investors receive full principal plus contingent interest; otherwise principal is reduced 1% for each 1% Index decline beyond a 30.00% Buffer Amount, with up to 70.00% loss of principal.
The Index, based on leveraged E-mini S&P 500 futures with a 35% target volatility, is subject to a 6.0% per annum daily deduction, which drags performance. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value is $935.70 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, due July 29, 2031, and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations subject to the credit risk of both entities.
Investors may receive a Contingent Interest Payment on each Review Date only if the Index closing level is at least 80.00% of the Initial Value (the Interest Barrier. The indicative Contingent Interest Rate is at least 15.90% per annum, paid monthly. The notes are automatically called if, on specified Review Dates from July 26, 2027 onward, the Index is at or above the Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments.
If not called, principal is protected only above the 85.00% Buffer Threshold. If the Final Value is below this level, repayment is reduced dollar-for-dollar beyond the 15.00% buffer, and investors can lose up to 85.00% of principal. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on leveraged QQQ Fund exposure, which creates a persistent drag so the Index will trail an equivalent index without these charges. The estimated value is about $904.20 per $1,000 note, and will not be less than $900.00, reflecting selling costs and internal funding and hedging assumptions. The notes are not listed and may have limited or no liquidity.