JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $1,540,000 Auto Callable Contingent Interest Notes linked to the VanEck Semiconductor ETF, due April 19, 2029. The notes pay a 10.75% per annum contingent coupon (0.89583% monthly) when the ETF’s closing price on a Review Date is at or above the Interest Barrier of 80% of the Initial Value.
The notes may be automatically called on any Review Date from January 19, 2027 (other than the first five and final dates) if the ETF is at or above 95% of the Initial Value, paying $1,000 plus current and any unpaid contingent interest. If not called and the Final Value is at or above the 80% Buffer Threshold, investors receive principal plus the final and any unpaid contingent interest.
If the notes are not called and the Final Value is below the Buffer Threshold, repayment is reduced by the ETF’s decline beyond the 20% Buffer Amount, up to an 80% loss of principal. The price to public is $1,000 per note, including $30 in selling commissions, with an estimated value of $942.70 per $1,000 at pricing. Payments are unsecured and subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $5,475,000 of Uncapped Accelerated Barrier Notes linked to an unequally weighted equity index basket, fully and unconditionally guaranteed by JPMorgan Chase & Co. The basket weights are 40% S&P 500, 30% Russell 2000, 20% EURO STOXX 50 and 10% MSCI Emerging Markets.
The notes mature on July 21, 2031, pay no interest and provide 1.20x leveraged upside if the final basket value exceeds the initial value of 100. If the final basket value is at or above the Barrier Amount of 65% of the initial basket value, principal is repaid at par. If it is below the barrier, repayment is reduced one‑for‑one with the basket loss, up to a total loss of principal.
The price to the public is $1,000 per note, including $5 in selling commissions, for issuer proceeds of $995 per note. The estimated value at pricing was $982.70 per $1,000, reflecting internal funding rates, hedging costs and fees. The notes are unsecured, not FDIC insured, may be accelerated upon certain regulatory events, and may have limited or no secondary market liquidity. U.S. tax counsel views them as prepaid financial contracts treated as open transactions, subject to evolving IRS guidance.
JPMorgan Financial is offering auto callable contingent interest notes due July 29, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. The notes target monthly Contingent Interest Payments at a rate of at least 7.85% per annum (0.65417% per month) whenever the Index closes at or above 70% of its Initial Value (the Interest Barrier) on a Review Date, with missed coupons paid later if the barrier is subsequently met.
The notes may be automatically called on certain Review Dates starting July 26, 2027 if the Index is at or above its Initial Value, returning $1,000 plus applicable interest and ending further payments. If not called, principal is protected only above a 70% Buffer Threshold; below that level at maturity, investors lose 1% of principal for each 1% Index decline beyond a 30% Buffer Amount, up to a 70% loss.
The underlying Index employs up to 500% leveraged exposure to the Invesco QQQ Fund with a 35% target volatility, and is reduced by a 6.0% per annum daily deduction plus a notional financing cost (SOFR + 0.50% per annum), which can materially drag performance. The minimum denomination is $1,000; the notes are unsecured, not FDIC-insured, not exchange-listed and carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $915.10 per $1,000, and will not be less than $900 when finalized.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 26, 2029, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Each note has a $1,000 issue price and minimum denomination of $1,000.
Investors may receive a Contingent Interest Payment for each Review Date on which the Index closes at or above 70.00% of the Initial Value (the Interest Barrier). The notes may be automatically called as early as January 25, 2027 if, on specified Review Dates, the Index closes at or above the Initial Value, in which case investors receive $1,000 plus the applicable Contingent Interest Payment and no further payments.
If the notes are not called and the Final Value is at least the Trigger Value of 60.00% of the Initial Value, investors receive $1,000 plus any final Contingent Interest Payment. If the Final Value is below the Trigger Value, repayment is $1,000 + ($1,000 × Index Return), so principal losses can exceed 40% and extend to a total loss. The indicative Contingent Interest Rate will be at least 13.00% per annum, but interest is not guaranteed.
The Index employs a leveraged, rules-based strategy on E-mini S&P 500 futures, targets 35% implied volatility with exposure up to 500%, and is reduced by a 6.0% per annum daily deduction, which acts as a drag on performance. If priced today, the estimated value would be about $919.40 per $1,000 note, and will not be less than $900.00 at pricing. Payments are unsecured and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, which may limit liquidity.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering Callable Range Accrual Notes linked to the 10-Year CMT Rate and due July 27, 2038. The notes pay a fixed 10.00% per annum during the initial interest periods ending before July 27, 2027.
After that, monthly interest ranges from 0.00% to 10.00% per annum and depends on how many days in each period the 10-Year CMT Rate is at or below 5.00%; if it is above 5.00% every day, interest for that period is 0%. The issuer may redeem the notes in whole at par plus accrued interest on the 27th day of each month, from July 27, 2027 through maturity.
Per $1,000 principal amount, selling commissions would be approximately $40.00 (not exceeding $50.00), and the estimated value would be approximately $917.00, and will not be less than $900.00. Investors face issuer and guarantor credit risk, interest rate path risk, call risk, and potentially limited or no interest in some periods.
JPMorgan Chase Financial Company LLC is offering $250,000 of Digital Barrier Notes linked to the common stock of Micron Technology, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a maturity date of August 19, 2027 and minimum denominations of $1,000.
At maturity, if the Final Value of Micron stock is at least the Barrier Amount of 50.00% of the Initial Value, investors receive a fixed Contingent Digital Return of 40.65%, or $1,406.50 per $1,000 note. If the Final Value is below the Barrier Amount, repayment is linear with the stock return, so investors lose 1% of principal for every 1% decline from the Initial Value and can lose their entire investment.
The Initial Value is the $853.20 closing price of one share of Micron on July 16, 2026. The price to public is $1,000 per note, including $7.50 in selling commissions, for issuer proceeds of $992.50 per $1,000 note. The estimated value is $969.20 per $1,000 note, reflecting internal funding and hedging costs. The notes pay no interest, provide no dividends or stockholder rights, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be accelerated upon certain delisting events, and are expected to have limited liquidity and potentially lower secondary market prices.
JPMorgan Chase Financial Company LLC is offering $670,000 of unsecured Callable Contingent Interest Notes linked to the Class A common stock of Robinhood Markets, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a June 22, 2028 maturity and $1,000 minimum denominations.
The notes pay a 27.00% per annum Contingent Interest Rate (2.25% per month), or $22.50 per $1,000 per Review Date, only if Robinhood’s share price on that date is at or above the Interest Barrier of 50.00% of the Initial Value. The issuer may redeem the notes early on specified Interest Payment Dates starting October 21, 2026, paying $1,000 plus any applicable Contingent Interest Payment.
If the notes are not redeemed early and the Final Value is at least the Trigger Value (also 50.00% of the Initial Value), investors receive $1,000 plus the final Contingent Interest Payment. If the Final Value is below the Trigger Value, repayment is $1,000 + ($1,000 × Stock Return), exposing investors to losses greater than 50% and potentially a complete loss of principal. The estimated value at pricing is $959.10 per $1,000 note, below the $1,000 issue price, reflecting selling commissions and hedging and structuring costs, and any payments are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the ordinary shares of GlobalFoundries Inc. (GFS), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have minimum denominations of $1,000, are expected to price on or about July 20, 2026 and settle on or about July 23, 2026, and mature on July 20, 2029.
The notes pay a contingent interest rate of at least 23.80% per annum (at least 5.95% per quarter), but only for Review Dates when the GFS share price is at or above the Interest Barrier, set at 50.00% of the Strike Value. The Strike Value is $57.48, so the Interest Barrier and Trigger Value are $28.74. Missed interest can be paid later if the barrier is met on a subsequent Review Date. The notes are automatically called, with return of principal plus applicable interest, if on any non-initial, non-final Review Date the share price is at or above the Strike Value; the earliest possible call date is January 19, 2027. If the notes are not called and the Final Value is below the Trigger Value, the maturity payment is reduced one-for-one with the stock decline, using $1,000 + ($1,000 × Stock Return), and investors may lose more than 50% and up to all of principal. The notes are unsecured, not FDIC insured, depend on the credit of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is issuing $8,678,000 of Auto Callable Contingent Interest Notes due June 22, 2028, linked to the least performing of three ETFs: VanEck Semiconductor (SMH), iShares Expanded Tech-Software (IGV) and SPDR S&P Regional Banking (KRE). The notes pay a Contingent Interest Rate of 21.50% per annum (about 1.79167% monthly, or $17.9167 per $1,000) only if on a Review Date each ETF closes at or above 60% of its Initial Value; otherwise no interest is paid for that period.
The notes are automatically called, starting October 16, 2026, if on a Review Date (other than the first, second and final) each ETF is at or above its Initial Value, returning $1,000 plus the applicable contingent interest. If not called and, at maturity, any ETF is below 50% of its Initial Value (its Trigger Value), repayment of principal is reduced 1:1 with the decline of the least performing ETF, and investors can lose more than half or all of principal. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and carry the issuer’s and guarantor’s credit risk. The price to public is $1,000 per note, with an estimated value of $975.40 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to Microsoft common stock, due July 27, 2028, at $1,000 per note in minimum denominations of $1,000. The notes pay a Contingent Interest Payment on each Review Date only if Microsoft’s closing price is at or above 60.00% of the Initial Value, the Interest Barrier. Missed interest can be made up later if a subsequent Review Date meets the Interest Barrier.
The notes are automatically called if, on any Review Date other than the first and final, Microsoft’s price is at or above the Initial Value; the earliest call date is January 25, 2027. If not called, and the Final Value is at or above the Trigger Value (also 60.00% of Initial Value in the examples), investors receive principal plus applicable and unpaid contingent interest; otherwise, payoff is $1,000 + ($1,000 × Stock Return), exposing holders to significant loss of principal. A hypothetical Contingent Interest Rate of 10.00% per annum (at least this minimum) would pay $25.00 per quarter per $1,000 when conditions are met. The estimated value would be about $970.00 per $1,000 if priced on the described date and will not be less than $950.00, reflecting selling commissions of up to $17.50 and a structuring fee of up to $1.00 per $1,000. Payments depend on the credit of JPMorgan Financial and its guarantor, JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.