JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Dual Directional Buffered Equity Notes linked to the lesser performing of the S&P 500 Index and the Nasdaq‑100 Index, maturing on July 27, 2028.
The notes may be automatically called on July 29, 2027 if each index is at or above its Call Value (100% of its Initial Value), paying $1,000 plus a Call Premium of at least $80 per $1,000 note. If not called, investors receive at maturity: full principal plus the Lesser Performing Index Return if both indices finish above their Initial Values; or principal plus the absolute return of the lesser performer if both indices are down by no more than the 29.50% Buffer Amount. In this negative‑return case, the maximum payment is $1,295 per $1,000 note.
If either index falls by more than 29.50%, maturity payment is reduced dollar‑for‑dollar beyond the buffer, with a minimum of $295 per $1,000 note, so investors can lose up to 70.50% of principal. The notes pay no interest or dividends and carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co. An indicative estimated value is $987 per $1,000 note, with a final estimated value not less than $900.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes in $1,000 denominations linked to the least-performing of NIO ADSs, SoFi Technologies common stock and NIKE Class B common stock, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a contingent interest rate of at least 27.45% per annum, or at least 2.2875% per month, but only for Review Dates when each reference stock closes at or above its Interest Barrier, set at 50% of its Initial Value. Missed coupons can be paid later if the barrier is met; if not, investors may receive no interest over the term.
The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting October 29, 2026. If held to the July 27, 2028 maturity and no stock finishes below its 50% Trigger Value, investors receive principal plus the final and any unpaid contingent interest. If any stock finishes below its Trigger Value, repayment is reduced by the Least Performing Stock Return, exposing holders to losses of more than 50% and up to a total loss of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the estimated value at pricing is expected to be below the $1,000 issue price.
JPMorgan Chase Financial Company LLC is offering Barrier Market Linked Notes linked to the SPDR® Gold Trust, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each Note has a $1,000 principal amount, no periodic interest and an expected term of approximately 2 years, from July 31, 2026 to August 2, 2028.
If a Barrier Event occurs, meaning the SPDR® Gold Trust’s closing price exceeds an Upper Barrier set between 42.00% and 45.00% above the Initial Value on any day in the observation period, investors receive principal plus a Conditional Return of 8.00% at maturity. If no Barrier Event occurs and the Underlying Return is positive, repayment equals principal plus the Underlying Return; if no Barrier Event occurs and the Underlying Return is zero or negative, only principal is repaid. Because the Upper Barrier caps upside, the maximum payment at maturity is between $1,420.00 and $1,450.00 per $1,000 Note.
The price to public is $1,000 per Note, including up to $20.00 in selling commissions, for issuer proceeds of $980.00 per Note. The estimated value is about $970.00 per Note if priced on the reference date and will not be less than $940.00 when finalized. The Notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on an exchange, may be treated as contingent payment debt instruments for U.S. tax purposes and are intended for investors who can hold to maturity and understand the product and its risks.
JPMorgan Chase Financial Company LLC is offering capped structured notes linked to the lesser performing of the S&P 500 Index and the Nasdaq-100 Index, due January 27, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co.
Each note has a $1,000 principal amount, a 100% participation rate in the positive return of the lesser performing index and a per $1,000 at maturity, corresponding to a hypothetical 17.80% cap. If either index finishes at or below its initial level, the payoff is $1,000 plus $1,000 times the lesser performing index return, but not less than $950 per $1,000, so investors can lose up to 5% of principal, subject to issuer and guarantor credit risk.
The notes pay no interest and provide no dividends from index constituents. They are unsecured, unsubordinated obligations, not bank deposits and not FDIC insured. Indicatively, if priced on the described date, the estimated value would be about $989 per $1,000, and will not be less than $900 per $1,000 when set, reflecting embedded costs, hedging and dealer compensation.
JPMorgan Chase Financial Company LLC is offering Structured Investments Review Notes due July 29, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 minimum denominations and pay no interest or dividends.
The notes may be automatically called as early as July 28, 2027 if, on a Review Date, the Index closes at or above the Call Value, paying $1,000 plus a Call Premium Amount that starts at 18% of principal and increases over 49 Review Dates up to 90% of principal on the final Review Date. If not called, at maturity investors receive full principal if the Index has fallen by no more than the 15% Buffer Amount, and otherwise lose 1% of principal for each 1% Index decline beyond that buffer, for a maximum loss of 85% of principal.
The Index dynamically targets 35% volatility with up to 500% leveraged exposure to an unfunded position in the Invesco QQQ Fund, is reduced by a 6.0% per annum daily deduction and a notional financing cost based on SOFR plus 0.50%, and is expected to trail an identical index without these charges. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is approximately $909 per $1,000 note, and will not be less than $900 per $1,000 at pricing. They will not be listed, and secondary liquidity and pricing are uncertain.
JPMorgan Chase Financial Company LLC plans to issue market-linked notes due July 26, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each security has a $1,000 principal amount and is linked to the lowest performing of Datadog Class A, Affirm Class A and Amazon.com common stock.
The notes pay a monthly contingent coupon at a rate of at least 24.40% per annum only if, on the relevant calculation day, the lowest performing stock closes at or above its threshold price, set at 45% of its starting price. Missed coupons have a memory feature and are paid later if the condition is met. From January 2027 to June 2029, if the lowest performing stock is at or above its starting price on any calculation day, the notes are automatically called for par plus the applicable coupons.
If not called, principal is protected at maturity only if the lowest performing stock’s final price is at or above its threshold; otherwise, investors are fully exposed to that stock’s downside and can lose more than 55% up to all of principal. The securities are unsecured, not FDIC insured, have no exchange listing, and any payment depends on the credit of the issuer and guarantor.
JPMorgan Chase Financial Company LLC is issuing $1,200,000 of Auto Callable Dual Directional Barrier Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations in minimum denominations of $1,000.
The notes may be automatically called on July 19, 2027 if the S&P 500 closing level is at or above the Call Value (100.00% of the Strike Value). In that case, investors receive $1,105.50 per $1,000 note ($1,000 plus a Call Premium Amount of $105.50) on July 22, 2027, and no further payments.
If not called, at maturity on January 21, 2028 investors receive: (i) $1,000 plus the Index Return if the Final Value exceeds the Strike Value of 7,572.40; (ii) $1,000 plus the Absolute Index Return if the Final Value is between 80.00% and 100.00% of the Strike Value, capped at a 20.00% gain; or (iii) $1,000 plus the Index Return if the Final Value is below the Barrier Amount of 80.00% of the Strike Value, leading to losses greater than 20% and potentially a full loss of principal.
The price to public is $1,000 per note, including selling commissions of $3.50 per $1,000 and proceeds to the issuer of $996.50 per note. The issuer’s estimated value is $984.70 per $1,000 note, reflecting internal funding and hedging costs. The notes pay no interest or dividends, are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and can result in significant or total principal loss.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $500,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 21, 2031, in $1,000 denominations. The notes pay a 16.75% per annum contingent interest rate (8.375% semiannually) only on Review Dates when the Index closes at or above the Interest Barrier of 70.00% of the Initial Value; otherwise no interest is paid.
The notes are auto-callable on any Review Date from July 16, 2027 (excluding the first and final Review Dates) if the Index is at or above 90.00% of the Initial Value, returning $1,000 plus the applicable interest and ending the investment. If held to maturity and not called, principal is protected only if the Final Value is at or above the Trigger Value of 50.00% of the Initial Value. If the Final Value is below the Trigger Value, the repayment is $1,000 + ($1,000 × Index Return), meaning losses exceed 50% and can reach 100% of principal.
The Index itself includes a 6.0% per annum daily deduction and can use leverage up to 500% in E-mini S&P 500 futures, which may significantly drag performance and increase volatility. The price to public is $1,000 per note, including $7.50 in selling commissions, while the issuer’s estimated value is $927.60, reflecting embedded costs and internal funding assumptions. Payments are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is issuing $52,840,000 of Enhanced Participation Basket-Linked Notes due January 20, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and does not pay interest.
The notes are linked to an unequally weighted equity index basket: EURO STOXX 50 (40%), TOPIX (25%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%). The initial basket level is 100; the final basket level is computed from each index’s performance times its initial weight. At maturity, investors receive $1,000 plus the basket return when negative, and $1,000 plus 1.476× the basket return when positive, exposing them to full downside and leveraged upside. If the basket falls to zero, the payment is zero and investors lose their entire investment.
The original issue price is 100.00% of principal, including a 1.51% selling commission, with net proceeds of 98.49% to the issuer. The estimated value at pricing is $981.60 per $1,000, reflecting structuring, hedging and distribution costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, have no redemption right and may trade at prices below par in a limited secondary market.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due July 26, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment for each monthly Review Date on which the closing level of each of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index is at least 75% of its Initial Value (the Interest Barrier). The Contingent Interest Rate will be at least 12.65% per annum, paid monthly.
The issuer may redeem the notes early, in whole, on specified Interest Payment Dates starting July 28, 2027, paying $1,000 plus any due Contingent Interest, after which no further payments are made. If the notes are not redeemed early, repayment of principal at maturity depends on the Least Performing Index. If the Final Value of every Index is at least 70% of its Initial Value (the Trigger Value), investors receive $1,000 plus any final Contingent Interest. If any Index finishes below its Trigger Value, the maturity payment is $1,000 plus $1,000 times the Least Performing Index Return, so investors can lose a significant portion or all of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.; they are not bank deposits and not FDIC insured. The estimated value is indicated as approximately $971 per $1,000 today and will not be less than $900 per $1,000 when set, reflecting embedded costs and internal funding assumptions.