JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes due August 1, 2028, linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on August 2, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $240 per $1,000. If not called, at maturity investors receive: leveraged upside of 2.00x any gain of the least performing index; par if any index is at or below its initial level but each is at or above a 70% Barrier Amount; or a 1% loss of principal for each 1% decline in the least performing index below its Initial Value if any index finishes below its barrier.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and may have limited or no secondary market. The estimated value is about $987.30 per $1,000 if priced today and will not be less than $900, reflecting structuring, hedging and distribution costs.
JPMorgan Chase Financial Company LLC is offering $2,099,000 of structured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination, matures on July 22, 2032 and may be automatically called as early as January 19, 2027 if the Index closes at or above 100% of its Initial Value.
On an automatic call, investors receive $1,000 plus a fixed Call Premium that steps up from 14.60% to 175.20% of principal depending on the Review Date. If not called, principal is repaid at maturity only if the Final Index Value is at least 60.00% of the Initial Value (Barrier Amount 2,478.654); otherwise repayment is $1,000 + ($1,000 × Index Return), exposing investors to losses up to 100% of principal. The Index embeds a 6.0% per annum daily deduction and can employ leverage up to 500% to E-mini S&P 500 futures. The price to public is $1,000 per note, including $6.50 in selling commissions, while the estimated value at pricing was $940.20 per note.
JPMorgan Chase Financial Company LLC is offering $250,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 11.65% per annum (0.97083% per month) only on Review Dates when the Index closes at or above 80% of the Initial Value, the Interest Barrier; missed coupons can be paid later if the barrier is met on a subsequent Review Date. The notes are automatically called, starting July 19, 2027, if on certain Review Dates the Index is at least equal to the Initial Value, returning principal plus accrued contingent interest.
If the notes are not called and the Final Value is below the 85% Buffer Threshold, principal is reduced 1% for each 1% Index decline beyond the 15% Buffer Amount, for up to an 85% loss of principal. The underlying Index applies a 6.0% per annum daily deduction and a notional financing cost, and can use up to 500% leveraged exposure to the QQQ Fund, which may drag performance. The price to public is $1,000 per note, including $41.50 in fees and commissions, with issuer proceeds of $958.50 and an estimated value of $912.50 per note at pricing.
JPMorgan Chase Financial Company LLC is issuing $6,774,000 of Review Notes linked individually to the Dow Jones Industrial Average, the Nasdaq-100 Index and the Russell 2000 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on July 22, 2030.
The notes may be automatically called on any of seven Review Dates starting July 21, 2027 if each index is at or above its Call Value (100.00% of its Initial Value). In that case, investors receive $1,000 plus a fixed Call Premium Amount, ranging from 15.650% on the first Review Date to 62.600% on the final Review Date, and no further payments.
If not called and the Final Value of each index is at or above its Barrier Amount of 70.00% of its Initial Value, investors receive principal back at maturity. If any index finishes below its Barrier Amount, the maturity payment is $1,000 + ($1,000 × Least Performing Index Return), exposing investors to losses greater than 30% and up to 100% of principal. The price to public is $1,000 per note, including $7.50 in selling commissions, with proceeds to the issuer of $992.50 per note. The estimated value at pricing is $971.70 per $1,000 note, reflecting internal funding and hedging costs. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and carry complex tax and market risks.
JPMorgan Chase Financial Company LLC is offering $4,710,000 of Capped Dual Directional Accelerated Barrier Notes linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a $1,000 minimum denomination, price at $1,000 per note with $6 in selling commissions and $994 in proceeds to the issuer per note, and are scheduled to mature on July 20, 2029.
At maturity, investors receive 2.00 times any positive return of the least performing index, capped at a Maximum Upside Return of 80.00%. If each index stays at or above 70.00% of its initial level, investors instead receive the absolute value of any decline in the least performing index, up to 30.00%. If any index finishes below its 70.00% Barrier Amount, principal is exposed 1:1 to the decline of the least performing index and investors can lose up to all of their investment.
The notes pay no interest or dividends, are unsecured and unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on an exchange. The estimated value at pricing was $977.00 per $1,000 note, lower than the issue price due to selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC is offering $4,858,000 of Auto Callable Buffered Return Enhanced Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on July 20, 2029 and may be automatically called on July 23, 2027 if each index closes at or above its Call Value, in which case holders receive $1,150 per $1,000 note and no further payments.
If not called and each index finishes above its initial level at maturity, investors receive an uncapped return equal to 1.25× the appreciation of the lesser performing index. A 20.00% buffer protects principal against moderate declines, but if either index falls by more than 20.00%, principal is reduced 1% for each additional 1% decline, up to a maximum loss of 80.00% of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value at pricing of $984.10 per $1,000.
JPMorgan Chase Financial Company LLC is issuing $3,029,000 of Auto Callable Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, due July 22, 2032, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are unsecured, unsubordinated obligations with minimum denominations of $1,000.
The notes may be automatically called on July 23, 2027 if the Index is at or above the Call Value, paying $1,000 plus a fixed call premium of $204.50 per note, after which no further payments are made. If not called and held to maturity, investors receive an uncapped return of 2.00× any positive Index performance, return of principal if the Final Value is at or above 65.00% of the Initial Value (the Barrier Amount), and a 1:1 loss of principal for any decline below the Initial Value once the Barrier is breached, potentially losing the entire investment.
The notes pay no interest, are not bank deposits, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $978.80 per $1,000 note, reflecting structuring and hedging costs. The issuer does not expect any listing, so liquidity will depend on JPMS making a market, and secondary prices are expected to be below the issue price.
JPMorgan Chase Financial Company LLC is offering unsecured structured Review Notes due July 31, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index.
The notes may be automatically called on any Review Date from August 2, 2027 onward if each Index is at or above 100% of its Initial Value, paying $1,000 plus a call premium of at least 10.70% on the first Review Date, rising stepwise to at least 53.50% on the final Review Date. If not called, and each Final Value is at or above 70% of its Initial Value (the Barrier Amount), investors receive principal only at maturity.
If any Index finishes below its Barrier Amount and the notes have not been called, the maturity payment is $1,000 plus $1,000 times the Least Performing Index Return, creating 1-for-1 downside exposure and the possibility of total loss of principal. The notes pay no interest or dividends, are not FDIC insured, and will not be listed, so liquidity depends on J.P. Morgan Securities LLC. The estimated value is about $927.20 per $1,000 note (and will not be less than $900.00), reflecting selling commissions, hedging costs and JPMorgan’s internal funding rate.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Uncapped Buffered Return Enhanced Notes linked to the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 25, 2029 and are issued in minimum denominations of $1,000.
At maturity, investors receive an uncapped leveraged upside of at least 0.87× any positive fund return; if the fund falls by up to the 20% Buffer Amount, principal is repaid. Below that buffer, principal is reduced 1% for each additional 1% decline, for a maximum loss of 80%. The notes pay no interest or dividends and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An initial estimated value of about $970 per $1,000 note is indicated, with a minimum estimated value at pricing of $950.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due July 26, 2028, linked to the common stock of Broadcom Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment on each quarterly Review Date only if Broadcom’s closing price is at least 50.00% of the Initial Value, the Interest Barrier. The indicated Contingent Interest Rate is at least 14.55% per annum, or at least 3.6375% per quarter, and any missed coupons can be paid later if the barrier is met.
The notes are auto-callable on any Review Date other than the first and final if Broadcom’s price is at or above the Initial Value, returning $1,000 principal per note plus the current and any unpaid Contingent Interest Payments; no further payments occur afterward. If not called, and the Final Value is at least the Trigger Value (also 50.00% of the Initial Value), investors receive $1,000 principal plus accrued and unpaid contingent interest. If the Final Value is below the Trigger Value, repayment equals $1,000 plus $1,000 times the stock return, exposing investors to losses greater than 50.00% and up to 100% of principal.
Minimum denomination is $1,000. Selling commissions are up to $17.50 and a structuring fee up to $1.00 per $1,000 note. The estimated value would be about $960.00 per $1,000 note if priced on the reference date and will not be less than $940.00 when set, reflecting embedded costs and issuer funding assumptions. Payments are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, limiting liquidity.