JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering structured notes with an aggregate principal amount of $1,972,000, linked to the MerQube US Large-Cap Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are automatically callable from July 21, 2027; if on any Review Date the Index closing level is at least 85.00% of its Initial Value (the Call Value), investors receive $1,000 plus a fixed Call Premium Amount and the notes terminate early.
If the notes are not called, at maturity on July 22, 2031 investors receive principal back only if the Final Value is at least the Barrier Amount, set at 60.00% of the Initial Value. If the Final Value is below the Barrier Amount, the payoff is $1,000 + ($1,000 × Index Return), so losses increase 1% for every 1% Index decline from the Initial Value and can reach a complete loss of principal.
The Index employs a volatility-targeting strategy using E-mini S&P 500 futures with exposure between 0% and 500% and applies a 6.0% per annum daily deduction, which drags performance and causes the Index to lag a similar index without such a fee. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and have an estimated value at pricing of $926.50 per $1,000 principal amount, lower than the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $1,387,000 of Auto Callable Contingent Interest Notes due June 23, 2028, linked individually to the Nasdaq-100 Index, the Russell 2000 Index and the SPDR S&P Regional Banking ETF, and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a 10.40% per annum Contingent Interest Rate (0.86667% monthly) only on Review Dates when the closing value of each underlying is at or above its Interest Barrier of 70% of its Initial Value. Starting January 19, 2027, the notes are automatically called if, on a non-excluded Review Date, each underlying is at or above its Initial Value, returning principal plus that period’s contingent interest.
If not called, at maturity investors receive principal only if the Final Value of every underlying is at or above its Trigger Value of 60% of Initial Value; otherwise the payoff is reduced in proportion to the decline of the worst-performing underlying, and investors can lose a substantial portion or all of principal. The initial price to public is $1,000 per note, including $22.25 in selling commissions, while the estimated value is $965.20 per $1,000. The notes are unsecured, subject to the credit risk of both the issuer and guarantor, are not FDIC insured and will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $310,000 of Auto Callable Accelerated Barrier Notes linked to the lesser performing of the Nasdaq‑100 Index® and the S&P 500® Index, maturing on July 22, 2031.
The notes may be automatically called on July 23, 2027 if each index closes at or above its Call Value, in which case investors receive $1,000 plus a fixed Call Premium Amount of $168 per note and no further payments. If not called, at maturity investors receive: (i) uncapped upside of 1.54× the appreciation of the lesser performing index if both indices finish above their Initial Values; (ii) return of principal if either index is at or below its Initial Value but both remain at or above the Barrier Amount; or (iii) a loss of 1% of principal for every 1% decline in the lesser performing index if either finishes below its Barrier Amount, potentially losing all principal.
The notes pay no interest or dividends, are unsecured and unsubordinated, and expose holders to both market risk of the indices and the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including selling commissions of $11.25, with an estimated value of $972.10 per note. The notes will not be listed, and secondary market prices are expected to be below the issue price.
JPMorgan Financial is offering auto callable contingent interest notes due August 2, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index.
Investors receive a Contingent Interest Payment on a Review Date only if each index closes at or above 70.00% of its Initial Value. Starting with the January 28, 2027 Review Date, the notes are automatically called if each index is at or above its Initial Value, paying $1,000 plus the applicable contingent interest.
If the notes are not called and on the final Review Date any index is below its Trigger Value of 70.00% of Initial Value, the maturity payment is reduced 1% for each 1% decline of the least performing index, down to a possible full loss of principal. The notes are unsecured obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and pay no dividends on the underlying indices. The minimum denomination is $1,000, and the estimated value is approximately $946.10 per $1,000 principal amount, and will not be less than $900.00 per $1,000 when finalized.
JPMorgan Chase Financial Company LLC is offering $3,300,000 of Auto Callable Accelerated Barrier Notes linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, due July 20, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on July 23, 2027 if each index is at or above its Call Value, paying $1,000 plus a $103.50 Call Premium Amount per note. If not called and each index finishes above its Initial Value at maturity, holders receive $1,000 plus 1.50x the lesser-performing index’s gain. If either index finishes at or below its Initial Value but at or above a 70% Barrier Amount, principal is returned. If either index finishes below its Barrier Amount, repayment is reduced 1% for each 1% decline in the lesser-performing index, down to a total loss.
The notes pay no interest or dividends, are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., carry limited liquidity, and have an estimated value of $963.90 per $1,000 at pricing, below the issue price due to selling, structuring and hedging costs and dealer compensation.
JPMorgan Chase Financial Company LLC is offering $2,480,000 of Auto Callable Buffered Return Enhanced Notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, due July 20, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes may be automatically called on July 23, 2027 if each index is at or above its Call Value, paying $1,000 principal plus a $112.50 call premium per note. If not called and both final index levels exceed their initial values at maturity, holders receive an uncapped return of 1.25× the appreciation of the lesser performing index. A 20.00% Buffer Amount protects against moderate declines, but if either index falls by more than 20.00%, repayment is reduced 1% for each additional 1% decline, for a maximum loss of 80.00% of principal.
The price to the public is $1,000 per note, including $20.00 in selling commissions and a $6.50 structuring fee per $1,000, with issuer proceeds of $980 per note. The estimated value at pricing is $964.40 per $1,000 note. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and involve complex tax and market risks.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $504,000 of unsecured Structured Review Notes due July 20, 2029, linked individually to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000®.
The notes may be automatically called on any of five Review Dates starting July 20, 2027 if each index is at or above its Call Value (100% of Initial Value), paying back principal plus a Call Premium from 16.50% to 49.50% of principal. If not called and each Final Value is at or above its Barrier Amount (70% of Initial Value), investors receive principal at maturity; otherwise payoff is reduced one-for-one with the Least Performing Index Return, and investors may lose more than 30% and up to all principal. The notes pay no interest or dividends, are not FDIC insured, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $972.10 per $1,000 note.
JPMorgan Chase Financial Company LLC is issuing $1,563,000 of Uncapped Accelerated Barrier Notes linked to the lesser performing of the EURO STOXX 50 Index and the STOXX Europe 600 Index, due July 21, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes offer an upside leverage factor of 2.39x on any positive performance of the lesser-performing index at maturity, without a cap. If either index finishes below 70% of its strike value, principal is exposed one-for-one to the decline of the lesser-performing index, and investors can lose up to all of their investment. The notes pay no interest, provide no dividends, are unsecured, and will not be listed, so liquidity depends on J.P. Morgan Securities making a market.
The price to public is $1,000 per note, including $6 in selling commissions, with issuer proceeds of $994 per note. The initial estimated value is $964.90 per note, reflecting embedded fees, structuring and hedging costs, and an internal funding rate. Returns are also subject to the credit risk of both the issuer and the guarantor, as well as index, currency, and regulatory change risks.
JPMorgan Financial is offering $1,225,000 of Capped Dual Directional Buffered Equity Notes linked to the lesser performing of the Dow Jones Industrial Average® and the Russell 2000® Index, maturing on January 22, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes provide unleveraged exposure to index moves: if the lesser-performing index rises, principal is increased one-for-one up to a Maximum Upside Return of 65.00%; if it falls by up to the 25.00% Buffer Amount, investors receive a positive return equal to the absolute decline. If the lesser-performing index falls by more than 25.00%, principal is reduced 1% for each additional 1% drop, for a potential maximum loss of 75.00% (minimum payment $250 per $1,000).
The notes pay no interest, pass through no dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited. The price to public is $1,000 per note, including $5.50 in selling commissions, while the estimated value at pricing was $987.40 per note, reflecting embedded costs and internal funding and modeling assumptions.
JPMorgan Chase Financial Company LLC is issuing $41,477,000 in Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 17.75% per annum, credited monthly only if on each Interest Review Date the Index closes at or above 70.00% of the Initial Value.
The notes are automatically called quarterly if the Index is at or above the Initial Value on an Autocall Review Date, starting January 19, 2027, returning $1,000 plus that period’s interest and ending further payments. If not called and the Final Value is below 50.00% of the Initial Value (the Trigger Value), principal is reduced 1% for each 1% Index decline, up to a total loss of principal.
The Index uses leveraged E-mini S&P 500 futures with a 35% target volatility and is subject to a 6.0% per annum daily deduction, which drags performance versus an equivalent index without a fee. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $925 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.