JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $2,001,000 in Auto Callable Yield Notes linked to the lesser performing of the State Street Financial Select Sector SPDR ETF and the common shares of The Progressive Corporation, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay interest at 9.50% per annum, credited monthly at 0.79167% of principal, as long as they are outstanding. They may be automatically called on specified Review Dates starting July 15, 2027 if the closing value of each underlying is at or above its Strike Value, in which case investors receive $1,000 per note plus the applicable interest, and no further payments.
If not called and the Final Value of each underlying on the final Review Date is at least its Trigger Value, equal to 65.00% of its Strike Value, investors receive $1,000 per note plus the final interest payment. If the Final Value of either underlying is below its Trigger Value, the maturity payment is reduced by the full negative return of the lesser performing underlying, so investors will lose more than 35% and up to all principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and have an estimated value of $970 per $1,000 at pricing, below the issue price, reflecting selling and hedging costs.
JPMorgan Chase Financial Company LLC is offering $650,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, due July 21, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 15.50% per annum Contingent Interest Rate (7.75% semiannually) only when the Index on a Review Date is at or above the Interest Barrier of 70.00% of the Initial Value. The notes are automatically called if, on any non-first, non-final Review Date, the Index is at or above 85.00% of the Initial Value, returning principal plus the applicable contingent interest. If held to maturity without being called and the Final Value is below the Trigger Value of 50.00% of the Initial Value, principal is reduced one-for-one with the Index loss, potentially to zero. The Index itself embeds a 6.0% per annum daily deduction, which drags performance. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.; the estimated value at pricing was $928.60 per $1,000 note, below the issue price.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Structured Investments Review Notes linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, maturing July 28, 2031. The notes may be automatically called on specified Review Dates starting July 28, 2027 if each index closes at or above its Call Value of 100.00% of its Initial Value, paying $1,000 plus a Call Premium Amount of at least 12.00%–60.00% of principal depending on the call date.
If not called, principal is repaid at maturity only if the Final Value of each index is at or above its Barrier Amount of 70.00% of Initial Value. Otherwise, the payoff is $1,000 plus $1,000 times the Least Performing Index Return, so investors lose 1% of principal for each 1% decline of the least performing index from its Initial Value and can lose all principal. The notes pay no interest, provide no dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, and have an estimated value of approximately $934.80 per $1,000, not less than $900.00 when set.
JPMorgan Chase Financial Company LLC is offering structured Auto Callable Contingent Interest Notes due July 29, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Investors receive a monthly Contingent Interest Payment only when the Index closes at or above an Interest Barrier equal to 50.50% of the Initial Value; unpaid coupons may be caught up on later qualifying dates. The notes may be automatically called quarterly if the Index is at or above the Initial Value, with the earliest call date on July 26, 2027.
At maturity, if not called, principal is protected only down to a Buffer Threshold of 85.00% of the Initial Value, with a Buffer Amount of 15.00%; below that level, investors can lose up to 85.00% of principal. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, causing it to lag an otherwise identical, undeducted index and magnifying negative performance, especially given potential leverage of up to 500%. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The minimum denomination is $1,000, price to public is $1,000 per note, and if priced on the reference date the estimated value would be about $915.40 per $1,000, with a final estimated value not less than $900.00 per $1,000.
JPMorgan Chase Financial Company LLC is offering $341,000 of Auto Callable Contingent Interest Notes linked to the common stock of Target Corporation, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and a July 20, 2028 maturity, with an automatic call feature from January 19, 2027 onward if the Target share price on a Review Date (other than the first and final) is at least the Initial Value of $140.21.
The notes pay a quarterly Contingent Interest Payment of $30.00 per $1,000 note (a 12.00% per annum Contingent Interest Rate) only when the closing price of Target on a Review Date is at or above the Interest Barrier of 65.00% of the Initial Value, or $91.1365. Missed coupons can be paid later if a future Review Date meets the barrier. At maturity, if not called and the Final Value is at or above the Trigger Value (also 65.00% of the Initial Value), investors receive $1,000 plus any due contingent interest; otherwise, repayment equals $1,000 plus $1,000 times the Stock Return, exposing investors to losses greater than 35% and up to a full loss of principal.
The price to public is $1,000 per note, including total fees and commissions of $18.50 and proceeds to the issuer of $981.50 per note. The estimated value at pricing was $962.30 per $1,000 note, reflecting selling, structuring and hedging costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits or FDIC insured, may be accelerated upon certain delisting events, and are expected to trade in a limited, issuer-driven secondary market where prices will likely be below the issue price.
JPMorgan Chase Financial Company LLC is offering auto callable accelerated barrier notes due July 27, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, each treated separately rather than as a basket.
The notes may be automatically called on July 30, 2027 if the closing level of each Index is at or above its Call Value, in which case investors receive $1,000 plus a Call Premium Amount of at least $200 per $1,000 note and no further payments. If not called and each Final Value exceeds its Initial Value, payment at maturity is $1,000 plus 1.575× the appreciation of the least performing Index. If any Final Value is at or below its Initial Value but all are at or above the Barrier Amount of 70.00% of Initial Value, investors receive principal only. If any Final Value is below its Barrier Amount, repayment is reduced one-for-one with the decline of the least performing Index, and investors can lose some or all principal.
The notes pay no interest and provide no dividends or equity-holder rights. They are unsecured and unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. Liquidity may be limited because the notes are not listed, and secondary market prices are expected to be below the $1,000 issue price. If priced on the date shown, the estimated value would be $959.60 per $1,000, and the final estimated value will not be less than $900, reflecting embedded selling, structuring and hedging costs. The tax discussion describes treatment as an open prepaid financial contract, with potential future IRS guidance that could adversely affect tax consequences, and addresses possible Section 871(m) implications for non-U.S. holders.
JPMorgan Chase Financial Company LLC is offering structured Auto Callable Accelerated Barrier Notes due August 2, 2029, linked to the least performing of the Dow Jones Industrial Average®, the Nasdaq-100 Index® and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on August 4, 2027 if the closing level of each Index is at or above its Call Value, in which case investors receive $1,000 per note plus a Call Premium Amount of at least $227.50 and no further payments. If not called and each Final Value exceeds its Initial Value, holders receive $1,000 plus 1.50 times the appreciation of the least performing Index; if any Final Value is at or below its Initial Value but at or above its Barrier Amount of 70% of Initial Value, principal is returned. If the notes are not called and any Index ends below its Barrier Amount, repayment is reduced one-for-one with the decline of the least performing Index, exposing investors to loss of some or all principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are expected to price on or about July 29, 2026 with a preliminary estimated value of approximately $959.40 per $1,000 note, not less than $900.00.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due July 29, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and a price to public of $1,000 per note.
The notes pay a monthly Contingent Interest Rate of at least 14.00% per annum only for Review Dates when the Index closes at or above the Interest Barrier, set at 75.00% of the Initial Value. Starting July 26, 2027, the notes are automatically called if, on an applicable Review Date (other than the first eleven and final), the Index closes at or above the Initial Value; investors then receive $1,000 plus that period’s contingent interest, and no further payments.
If not called, principal protection is limited. At maturity, if the Final Value is at or above the Buffer Threshold of 85.00% of the Initial Value, investors receive $1,000 plus the final contingent interest. If the Final Value is below the Buffer Threshold, repayment is reduced by the decline of the Index beyond the 15.00% Buffer Amount, with investors exposed to losses of up to 85.00% of principal. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which act as a persistent drag on performance. The indicative estimated value is about $905.70 per $1,000 note and will not be less than $900.00 when finalized.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of Hewlett Packard Enterprise Company, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have $1,000 minimum denominations and are expected to price on or about July 28, 2026 and settle on or about July 31, 2026.
Investors may receive a Contingent Interest Payment on each Review Date if HPE’s share price is at or above 60.00% of the Initial Value, with a Contingent Interest Rate of at least 29.35% per annumTrigger Value set at 50.00% of the Initial Value; below this level at final valuation, losses match the stock’s decline and can reach 100% of principal. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and secondary market liquidity and pricing may be limited.
JPMorgan Chase Financial Company LLC is offering $6,706,000 of unsecured Auto Callable Contingent Interest Notes linked to the common stock of Amazon.com, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on January 21, 2028.
The notes pay a Contingent Interest Rate of 12.35% per annum (3.0875% quarterly) only if Amazon’s closing price on a Review Date is at or above 65% of the Initial Value, which also serves as the Interest Barrier. If on any non-final Review Date the stock closes at or above the Initial Value, the notes are automatically called and pay $1,000 plus the current and any unpaid contingent interest.
If not called, principal is protected only down to the Trigger Value of 65% of the Initial Value. At maturity, if Amazon’s Final Value is below the Trigger Value, repayment is $1,000 plus $1,000 times the Stock Return, exposing investors to losses up to 100% of principal. The price to public is $1,000 per note, including $15 of selling commissions; the issuer’s estimated value is $974.80 per $1,000, reflecting embedded costs and hedging.