JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated Auto Callable Contingent Interest Notes due August 3, 2029, linked to the MerQube US Gold Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Investors receive a Contingent Interest Payment for each Review Date when the Index is at or above 65% of its Initial Value, but may receive no interest at all.
The notes may be automatically called as early as August 2, 2027 if the Index is at or above a Call Value (illustratively 90% of Initial Value), returning $1,000 per note plus the applicable interest, with no further payments. If held to maturity and not called, principal is protected only while the Final Index Value is at or above a Trigger Value set at 65% of Initial Value; below that level, repayment is reduced 1% for each 1% Index decline, down to zero.
The Index dynamically allocates leveraged exposure (0%–500%) to gold futures to target 35% volatility and is reduced by a 6.0% per annum daily deduction, which drags performance versus an undeducted index. The indicative contingent interest rate is at least 14.00% per annum, but the estimated value is below par, around $950 per $1,000 note (not less than $930), and liquidity and credit risks of JPMorgan Financial and JPMorgan Chase & Co. apply.
JPMorgan Chase Financial Company LLC is offering $9,568,000 of Auto Callable Contingent Interest Notes linked individually to the Dow Jones Industrial Average®, the Russell 2000® Index and the VanEck® Semiconductor ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co., and maturing on June 22, 2028.
The notes pay a monthly Contingent Interest Rate of 23.75% per annum (1.97917% per month) only if, on a Review Date, each underlying is at or above its Interest Barrier of 65.00% of its Initial Value. Starting October 16, 2026, the notes are automatically called if, on a Review Date (other than the first, second and final), each underlying is at or above its Initial Value, returning $1,000 plus that period’s contingent interest.
If the notes are not called, principal repayment depends on the Least Performing Underlying. If, on the final Review Date, each underlying is at or above its Trigger Value of 55.00% of Initial Value, investors receive $1,000 plus any final contingent interest. If any underlying finishes below its Trigger Value, repayment is reduced dollar-for-dollar with the negative return of the least performing underlying, up to a total loss of principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, may be illiquid, and have an estimated value of $976.00 per $1,000 at pricing, below the $1,000 issue price due to embedded costs.
JPMorgan Chase Financial Company LLC is offering callable contingent interest notes due August 3, 2029, linked to the least-performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
Investors receive a Contingent Interest Payment on each Review Date only if the closing level of each index is at least 70.00% of its Initial Value (the Interest Barrier). The notes are callable at the issuer’s option on any Interest Payment Date from February 4, 2027, in which case investors receive $1,000 plus the applicable contingent interest and no further payments.
If not redeemed early and on the final Review Date every index is at or above its 70.00% Trigger Value, investors receive $1,000 plus the final contingent coupon. If any index is below its Trigger Value, the payoff is $1,000 plus $1,000 × Least Performing Index Return, exposing holders to more than 30% principal loss and potentially a total loss. A hypothetical 10.00% per annum rate (2.50% per quarter) would produce up to $300 of coupons over the term if paid on all 12 dates. The indicative estimated value is about $950 per $1,000 at launch and will not be less than $930, reflecting built-in selling commissions of up to $17.50 and a structuring fee of up to $1.00 per $1,000, as well as hedging and other costs.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index. Each note has a $1,000 principal amount, minimum investment $10,000, with an Index Strike Level of 6,265.58.
The notes may be automatically called on July 28, 2027 if the Index closing level is at or above the strike, paying $1,000 plus a 12.65% call premium per note on August 2, 2027. If not called and the Index rises at maturity (July 20, 2028), investors receive an uncapped leveraged upside of 1.25 times the Index Return.
If held to maturity and the Index is at or above the strike or down by up to the 20.00% buffer, principal is returned. If the Index is more than 20.00% below the strike, losses are leveraged 1.25x beyond the buffer, potentially resulting in a total loss of principal. The notes pay no interest or dividends and are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $15 in fees, versus an estimated value of $980.30.
JPMorgan Chase Financial Company LLC is issuing $730,000 of unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent monthly coupon at 14.20% per annum (1.18333% per month) only when, on an Interest Review Date, the Index closes at or above an Interest Barrier set at 60% of the Initial Value. There is no guaranteed interest and some or all coupons may be skipped.
The notes may be automatically called quarterly starting January 19, 2027 if the Index closes at or above the Initial Value on an Autocall Review Date, in which case holders receive $1,000 plus the applicable contingent interest and no further payments. If not called, principal is protected only down to a Trigger Value equal to 60% of the Initial Value; if the Final Value is below this level, repayment is reduced 1:1 with the Index decline, potentially to zero.
The Index uses a target volatility strategy on an unfunded position in the Invesco QQQ Fund with weekly rebalancing, maximum 500% exposure and a 6.0% per annum daily index deduction plus a daily notional financing cost (SOFR + 0.50%), which together act as a drag and cause the Index to trail a comparable index without such charges. The estimated value of the notes at pricing was $937 per $1,000, below the $1,000 issue price, reflecting selling commissions, hedging costs and issuer funding assumptions. Repayment is subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is issuing $5,011,000 of Auto Callable Accelerated Barrier Notes due July 19, 2029, linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, fully guaranteed by JPMorgan Chase & Co. The notes may be automatically called on July 22, 2027 if each index is at or above its Call Value, paying $1,000 principal plus a fixed Call Premium Amount of $242.50 per note.
If not called and each index ends above its initial level at maturity, investors receive 2.00x the positive return of the least performing index. If any index finishes at or below its initial level but all remain at or above 70.00% Barrier Amount, only principal is returned. If any index closes below its Barrier Amount, repayment is reduced 1% for each 1% decline in the least performing index, down to total loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are sold at $1,000 per note with an estimated value of $982.40, and are not listed, so liquidity and secondary prices are uncertain.
JPMorgan Chase Financial Company LLC is offering structured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The total offering is $260,000, issued in minimum denominations of $1,000 per note.
The notes may be automatically called on any of 17 Review Dates from July 20, 2027 through July 16, 2031 if the Index closing level is at or above the Call Value, paying $1,000 plus a fixed Call Premium Amount that steps up from 25.300% to 126.500% of principal. If not called and the Final Value is at or above the Barrier Amount of 50.00% of the Initial Value (6,914.805), investors receive principal back at maturity on July 21, 2031.
If the notes are not called and the Final Value is below the Barrier Amount, the maturity payment equals $1,000 plus $1,000 times the Index Return, exposing investors to losses that can exceed 50% and up to a total loss of principal. The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on the QQQ Fund, which drag performance and cause the Index to trail an otherwise identical index without these deductions. Payments are unsecured and subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $937.20 per $1,000 note, below the $1,000 issue price due to selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $735,000 of Callable Contingent Interest Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, guaranteed by JPMorgan Chase & Co. The notes pay a 9.25% p.a. Contingent Interest Payment on each Review Date only if the closing level of each index is at least 70.00% of its Initial Value (the Interest Barrier). If any index is below its Interest Barrier on a Review Date, no interest is paid for that period.
The notes are callable at the issuer’s option on specified Interest Payment Dates beginning October 21, 2026, and mature on June 22, 2028, with a minimum denomination of $1,000. If not redeemed early, and on the final Review Date each index is at or above its 80.00% Buffer Threshold, investors receive $1,000 plus the final contingent coupon. If any index finishes below its Buffer Threshold, principal is reduced dollar-for-dollar beyond a 20.00% buffer, for up to an 80.00% loss of principal. The price to public is $1,000 per note, including $7.25 in selling commissions, with issuer proceeds of $992.75 per note; the estimated value at pricing was $982.10. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be illiquid, and do not provide dividends or index upside.
JPMorgan Chase Financial Company LLC is offering $600,000 of auto callable contingent interest notes due July 21, 2031, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. The notes have minimum denominations of $1,000.
Investors may receive a 14.50% per annum Contingent Interest Payment (3.625% quarterly) for each Review Date on which the Index closes at or above 70% of the Initial Value (the Interest Barrier. The notes are automatically called, starting as early as July 16, 2027, if the Index is at or above the Call Value.
If not called and the Final Value is below the 50% Trigger Value, principal is reduced 1% for each 1% Index decline from the Initial Value, potentially to zero. The Index includes a 6.0% per annum daily deduction and can use leverage up to 500%, which can amplify losses. The price to public is $1,000 per note, with selling commissions of $7.50 and proceeds to issuer of $992.50 per note; the estimated value at pricing was $930.40, and investors face JPMorgan Financial and JPMorgan Chase & Co. credit risk, limited liquidity, and complex U.S. tax and withholding treatment.
JPMorgan Chase Financial Company LLC is offering structured notes titled Uncapped Accelerated Barrier Notes linked to the lesser performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The total issuance is $343,000, in minimum denominations of $1,000 per note, priced on July 16, 2026 and expected to mature on July 21, 2031.
At maturity, if the Final Value of each Index exceeds its Initial Value, investors receive $1,000 plus 1.495 times the appreciation of the lesser performing index. If either index finishes at or below its Initial Value but both remain at or above the Barrier Amount of 65% of Initial Value, principal is returned. If either index closes below its Barrier Amount, repayment is reduced 1% for each 1% decline of the lesser performing index from its Initial Value, potentially down to zero.
The notes pay no interest, provide no dividends, are unsecured and unsubordinated obligations of JPMorgan Chase Financial, and are subject to the credit risk of both the issuer and guarantor. The price to public is $1,000 per note, including $6 in selling commissions, yielding $994 in proceeds to the issuer; the estimated value at pricing was $978.90 per $1,000 note, reflecting internal funding and hedging costs.