JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $575,000 of Auto Callable Yield Notes linked to the Class A common stock of Palantir Technologies Inc., maturing January 21, 2028. The notes pay interest at 17.30% per annum, credited at 8.65% semiannually if the notes remain outstanding.
The notes are automatically called, starting January 15, 2027, if Palantir’s closing share price on a review date (other than the final one) is at least the Strike Value of $133.76, returning $1,000 principal plus the applicable interest payment. If not called and the Final Value on the last review date is at least the Trigger Value, 60.00% of the Strike Value, investors receive $1,000 plus final interest.
If the notes are not called and the Final Value is below the Trigger Value, repayment of principal is reduced dollar-for-dollar with Palantir’s decline from the Strike Value, in addition to the final interest payment, so investors can lose more than 40% and up to all of principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to the public is $1,000 per note, including fees and commissions, versus an estimated value of $967.10.
JPMorgan Chase Financial Company LLC is issuing $3,193,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Rate of 17.25% per annum (1.4375% per month) for any Review Date on which the Index closes at or above 70% of the Initial Value (the Interest Barrier).
The notes may be automatically called on certain Review Dates starting January 19, 2027 if the Index is at or above the Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments. If not called, at maturity on July 19, 2030 investors receive $1,000 plus the final contingent interest if the Index is at or above the Trigger Value of 60% of the Initial Value; otherwise they lose 1% of principal for each 1% decline of the Index from the Initial Value, potentially losing the entire principal.
The Index uses leveraged exposure (up to 500%) to E-mini S&P 500 futures and is reduced by a 6.0% per annum daily deduction, which drags performance. The price to public is $1,000 per note, including up to $11.50 in selling commissions; net proceeds are $988.5188 per note, and the estimated value at pricing was $938.30 per $1,000 note. Payments are unsecured and subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the notes may be illiquid, may pay no interest, and are not principal-protected.
JPMorgan Chase Financial Company LLC is issuing $1,530,000 of auto callable contingent interest notes due January 21, 2028, linked individually to the common stock of Advanced Micro Devices, NVIDIA and Tesla, and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a Contingent Interest Rate of 31.00% per annum (2.58333% monthly) only on Review Dates when the closing price of each stock is at or above 60.00% of its Initial Value; missed coupons can be paid later if conditions are met. Starting October 16, 2026, the notes are automatically called if, on a Review Date (other than the first, second and final), each stock is at or above its Initial Value, returning $1,000 plus due and unpaid contingent interest.
If not called, principal repayment at maturity depends on the Least Performing Reference Stock. If each final stock price is at or above its Trigger Value (50% of Initial Value), investors receive full principal plus applicable contingent interest. If any falls below its Trigger Value, repayment is $1,000 plus $1,000 times the Least Performing Stock Return, creating potential for significant or total loss of principal. The notes are unsecured obligations subject to JPMorgan Financial and JPMorgan Chase & Co. credit risk, are not listed, may be illiquid, and have an estimated value of $976.30 per $1,000, below the issue price.
JPMorgan Chase Financial Company LLC is offering $4,057,000 of auto callable contingent interest notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a 10.50% per annum Contingent Interest (0.875% monthly) only for Review Dates when each index closes at or above 70.00% of its Initial Value. Beginning January 19, 2027, the notes are automatically called if, on certain Review Dates, each index is at or above its Initial Value, returning $1,000 plus that period’s interest.
If not called, and on the final Review Date any index finishes below 70.00% of its Initial Value, principal is reduced 1% for each 1% decline in the Least Performing Index, down to a total loss. The notes price at $1,000 per note, with an estimated value of $971, are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering Auto Callable Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a principal amount of $1,000 each, minimum purchase $10,000, with an aggregate offering of $3,700,000.
The notes may be automatically called on July 28, 2027 if the Index closes at or above the Index Strike Level of 6,265.58, paying $1,000 plus a 14.00% call premium. If not called and the July 17, 2028 Ending Index Level is above the strike, investors receive an uncapped leveraged upside of 1.25× the Index Return. If the Ending Index Level is at or up to 15.00% below the strike, principal is returned. Below that buffer, investors lose 1.17647% of principal for every 1% decline beyond 15%, potentially losing all principal.
The notes pay no interest or dividends and are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $15 in fees; the issuer’s proceeds are $985 per note. The initial estimated value is $980.80 per $1,000 note, based on internal models and funding rates.
JPMorgan Chase Financial Company LLC is offering $650,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 13.25% per annum, payable quarterly, only if on a Review Date the Index closing level is at or above 70% of the Initial Value (the Interest Barrier).
The notes may be automatically called on any Review Date from July 16, 2027 (excluding the first three and final Review Dates) if the Index is at or above the Call Value, in which case investors receive principal plus the applicable contingent interest and no further payments. If not called, at maturity investors receive principal plus any final contingent interest if the Index is at or above the Trigger Value; otherwise, repayment is reduced 1% for each 1% Index decline, with potential loss of all principal.
The underlying Index is a leveraged, rules-based futures strategy with a 35% target volatility and a 6.0% per annum daily deduction, which drags performance and can cause the Index to decline even when its investment strategy is flat or modestly positive. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The issue price is $1,000 per note, including $5 in selling commissions, while the estimated value at pricing was $941.70 per $1,000, reflecting structuring and hedging costs and an internal funding rate.
JPMorgan Chase Financial Company LLC is offering $260,000 of Auto Callable Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a maturity date of July 19, 2029 and may be automatically called on July 22, 2027 if the Index is at or above a specified Call Value, paying $1,095.50 per $1,000 note (principal plus a $95.50 call premium).
If not called and the Index is above its Initial Value at maturity, investors receive an uncapped payoff of 1.50× the Index gain. If the Final Value is at or up to 20% below the Initial Value, principal is returned. Below this 20% Buffer Amount, investors lose 1% of principal for each additional 1% Index decline, for a maximum 80% loss. The notes pay no interest, are issued in $1,000 minimum denominations, and are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
The price to public is $1,000 per note, including selling commissions of $29.50, for issuer proceeds of $970.50 per note. The initial estimated value is $960.50 per $1,000 note, reflecting embedded costs and issuer funding assumptions. The notes are not bank deposits, are not FDIC insured, and will not be listed; secondary market prices are expected to be lower than the issue price.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes linked to the common stock of Lumentum Holdings Inc. (LITE), fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on January 25, 2027.
Holders receive a Contingent Interest Payment of at least $33.2083 per $1,000 (at least 19.925% over the term, paid at a rate of at least 3% per month) for each Review Date on which Lumentum’s closing price is at or above the Interest Barrier of 50.00% of the Initial Value. If the closing price is below the barrier, no interest is paid for that period.
The notes may be automatically called on any Review Date other than the first, second and final if the closing price is at least the Initial Value, with investors receiving $1,000 plus the applicable contingent interest and no further payments. If not called and the Final Value is at or above the Trigger Value (50.00% of the Initial Value), investors receive $1,000 plus the final contingent interest. If the Final Value is below the Trigger Value, repayment equals $1,000 plus $1,000 × Stock Return, so investors lose 1% of principal for each 1% decline from the Initial Value and can lose more than 50% or all of their principal.
The minimum denomination is $1,000. An initial estimated value is indicated at approximately $965.40 per $1,000 note, and the final estimated value will not be less than $930.00 per $1,000. Payments are unsecured obligations of JPMorgan Chase Financial Company LLC, subject to the credit risk of both the issuer and JPMorgan Chase & Co., and the notes will not be listed on any securities exchange.
JPMorgan Chase Financial Company LLC is issuing $738,000 of Auto Callable Contingent Interest Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices, due June 22, 2028, in minimum denominations of $1,000. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a 9.00% per annum Contingent Interest Rate (0.75% per month) only for Review Dates when the closing level of each index is at least 70.00% of its Initial Value, the Interest Barrier. Beginning January 19, 2027, the notes are automatically called if, on a Review Date (other than the first five and final), each index closes at or above its Initial Value, paying $1,000 plus the applicable contingent interest and ending further payments.
If not called, and on the final Review Date each index’s Final Value is at or above its Trigger Value (also 70.00% of Initial Value), investors receive $1,000 plus the final contingent interest. If any index is below its Trigger Value, the maturity payment becomes $1,000 + ($1,000 × Least Performing Index Return), so principal loss is one-for-one with the decline of the least performing index and can reach 100%. The notes do not pay fixed interest or dividends, are subject to the credit risk of JPMorgan Chase Financial and JPMorgan Chase & Co., may be illiquid, and have an estimated value of $961.20 per $1,000 at pricing, below the issue price due to embedded costs.
JPMorgan Chase Financial Company LLC is issuing $1,030,000 of Auto Callable Contingent Interest Notes due January 19, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index.
The notes pay a contingent interest rate of 9.50% per annum, credited monthly (0.79167% per month), only if on a Review Date the closing level of each index is at or above its Interest Barrier of 80% of its Initial Value. Starting with the January 19, 2027 Review Date, the notes are auto callable if each index is at or above its Initial Value, returning $1,000 plus the applicable contingent interest, with no further payments.
If not called, at maturity investors receive $1,000 plus any final contingent interest if the Final Value of each index is at or above its Trigger Value of 70% of Initial Value. If the least performing index finishes below its Trigger Value, principal is reduced 1% for each 1% decline from its Initial Value, potentially resulting in a significant or total loss of principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, with an estimated value of $953.30 and proceeds to the issuer of approximately $974.92 per $1,000 note.