JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is offering $1,000,000 of unsecured Structured Investments Review Notes linked to the MSCI Emerging Markets Index, the S&P 500 Index and the TOPIX Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and matures on July 18, 2031, unless automatically called earlier.
On five annual Review Dates starting July 20, 2027, if the closing level of each Index is at or above its Call Value, the notes are automatically called for $1,000 plus a Call Premium ranging from 15.10% on the first Review Date up to 75.50% on the final Review Date. Payments depend on the worst performer, not on an average or basket.
If the notes are not called and on the final Review Date any Index closes below its Barrier Amount (70.00% of its Initial Value), investors receive $1,000 + ($1,000 × Least Performing Index Return), which can mean losing more than 30% and up to all principal. The estimated value at pricing was $953.60 per $1,000 note, below the $1,000 issue price, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes pay no interest or dividends and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., market risk in three equity indices (including emerging markets and currency exposure) and limited liquidity.
JPMorgan Chase Financial Company LLC is offering $365,000 of structured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing July 18, 2031 and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called on any Review Date from July 16, 2027 onward if the Index is at or above the applicable Call Value, paying $1,000 principal plus a call premium based on a 15.00% annualized Call Premium Rate.
The notes pay no interest or dividends and expose holders to loss of a significant portion or all principal if not called and the Index finishes below the Barrier Amount; payoff at maturity is $1,000 plus $1,000 × Index Return. The Index takes leveraged exposure of up to 500% to E-mini S&P 500 futures while targeting 35% implied volatility and is reduced by a 6.0% per annum daily deduction, which drags performance. Issue price is $1,000 per note, including $50 in fees and commissions, with proceeds to the issuer of $950 per note; the estimated value at pricing was $886.10 per $1,000, reflecting selling costs and internal funding assumptions. Payments are unsecured and subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and there is no exchange listing, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of Broadcom Inc., in $1,000 denominations, fully and unconditionally guaranteed by JPMorgan Chase & Co. Payments depend on Broadcom’s share price and the issuers’ credit.
The notes pay a contingent interest rate of at least 20.60% per annum (5.15% per quarter) only for Review Dates when Broadcom’s closing price is at or above 60% of the Initial Value, with any missed coupons paid later if a barrier is met. The notes are automatically called, returning $1,000 plus due interest, if Broadcom closes at or above the Initial Value on any non-final Review Date.
If not called, and the final price is at or above the Trigger Value (also 60% of the Initial Value in the examples), investors receive full principal plus all due contingent interest. If the final price is below the Trigger Value, repayment is reduced one-for-one with the stock loss, up to total principal loss. The indicative estimated value is about $980.20 per $1,000 note (and will not be less than $950 at pricing), lower than the issue price due to selling commissions, hedging costs and other fees. The notes are unsecured, not FDIC-insured, pay no fixed interest or dividends, are not exchange-listed and may have limited or no secondary market liquidity.
JPMorgan Chase Financial Company LLC is offering Uncapped Dual Directional Barrier Notes due July 6, 2028, linked to the lesser performing of the Nasdaq-100 Index® and the S&P 500® Index. Each note has a $1,000 principal amount and is fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if both indices finish at or above 71.25% of their Initial Values (the Barrier Amount), investors receive either uncapped 1.00x upside participation or a positive, capped return equal to the absolute value of any decline in the lesser index, up to 28.75%. If either index finishes below its Barrier Amount, principal is reduced 1% for each 1% decline in the lesser index, down to a total loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, will not be listed, and are expected to price on or about August 3, 2026 and settle on or about August 6, 2026. An indicative estimated value is $982.70 per $1,000 note, with a final minimum estimated value of $900.00 per note.
JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due July 26, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are linked to the lesser performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV), with payments based on each fund individually rather than a basket.
Investors may receive a Contingent Interest Payment of at least $10.4167 per $1,000 (at least 12.50% per annum, paid monthly) for any Review Date on which the closing price of one share of each fund is at or above 60.00% of its Initial Value, the Interest Barrier. The notes are automatically called if, on any specified Review Date starting January 21, 2027 (excluding the first five and final Review Dates), the closing price of one share of each fund is at or above its Initial Value; in that case, holders receive $1,000 plus the applicable contingent interest and no further payments.
If the notes are not called and at maturity either fund’s Final Value is below 60.00% of its Initial Value (the Trigger Value), the principal repayment is reduced one-for-one with the Lesser Performing Fund Return, and investors can lose more than 40% and up to all of their principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and may have limited or no liquidity. The estimated economic value is expected to be about $940 per $1,000, and in any case not less than $920 at pricing, below the price to public.
JPMorgan Chase Financial Company LLC is offering $3,406,000 of Medium-Term Notes, Series A, Capped Enhanced Participation Basket-Linked Notes due August 18, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and pays no interest.
The payout depends on an unequally weighted basket of five equity indices: EURO STOXX 50® 40%, TOPIX® 25%, FTSE® 100 17%, Swiss Market Index 11% and S&P/ASX 200 7%. Investors receive three times any positive basket return, subject to a cap level of 114.65% of the initial basket level and a maximum settlement amount of $1,439.50 per $1,000 note; downside is 1:1 with basket losses, so all principal can be lost. The estimated value at issuance is $995.00 per $1,000 note, reflecting structuring and hedging costs. Payments are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed or redeemable prior to maturity.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes due July 24, 2031, linked to the MerQube US Large-Cap Vol Advantage Index and fully guaranteed by JPMorgan Chase & Co. Investors may receive a monthly Contingent Interest Payment only when the index closes at or above 55.00% of the Initial Value (the Interest Barrier) on a Review Date.
The notes may be automatically called as early as July 20, 2027 if on a relevant Review Date the index is at or above its Initial Value, in which case investors receive $1,000 plus the applicable contingent interest and no further payments. If the notes are not called and the Final Value is below the Trigger Value (also 55.00% of Initial Value), principal is reduced 1% for every 1% index decline, down to zero.
The underlying index is a leveraged, rules-based strategy on E-mini S&P 500 futures, subject to a 6.0% per annum daily deduction, which creates a persistent drag versus an equivalent index without such fee. The indicative estimated value is about $931.20 per $1,000 note, and will not be less than $900.00 at pricing. The notes are unsecured, unlisted, and subject to the credit risk of both the issuer and guarantor, with significant liquidity, valuation, leverage and tax complexities highlighted in extensive risk factors.
JPMorgan Financial is offering Uncapped Accelerated Barrier Notes due August 4, 2031, linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index, in minimum denominations of $1,000, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if both indices finish at or above their Initial Values, investors receive $1,000 plus at least 1.45 times the appreciation of the lesser performing index. If either index is at or below its Initial Value but both remain at or above 75% of Initial Value (the Barrier Amount), principal is returned. If either index ends below its Barrier Amount, repayment is reduced 1% for each 1% decline of the lesser performer from its Initial Value, down to a possible total loss.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and are not bank deposits or FDIC insured. The indicative estimated value is approximately $970 per $1,000 note and will not be less than $950 per $1,000 at pricing, reflecting selling commissions, hedging costs and other fees.
JPMorgan Chase Financial Company LLC is offering $1,292,000 of Uncapped Buffered Digital Notes linked to the S&P 500® Futures Excess Return Index, due July 9, 2032, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay no interest. At maturity, investors receive a 55.00% Contingent Digital Return per $1,000 note if the Index is at or above its Initial Value of 604.15, or down by up to the 15.00% Buffer Amount. If the Final Value exceeds 155.00% of the Initial Value, investors also receive 3.70x any Index appreciation above the Contingent Digital Return. If the Index falls more than 15.00% below the Initial Value, principal is reduced 1% for each additional 1% decline, with losses up to 85.00% of principal.
The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $5 in selling commissions, for proceeds to the issuer of $995 per note. The estimated value at pricing was $972 per $1,000 note, reflecting embedded costs, and the notes will not be listed, so secondary market liquidity and pricing may be limited.
JPMorgan Chase Financial Company LLC is offering uncapped accelerated barrier notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are expected to price on or about July 30, 2026, settle on or about August 4, 2026 and mature on August 4, 2031, in minimum denominations of $1,000.
At maturity, if each index finishes above its initial level, investors receive 1.825 times the Least Performing Index gain. If any index finishes at or above its 75% Barrier Amount but at or below its initial level, principal is returned. If any index closes below its barrier, principal is reduced 1% for each 1% decline of the least performing index, down to total loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed. The indicative estimated value is about $970 per $1,000 note and will not be less than $950 per $1,000 at pricing. U.S. tax treatment is expected to follow an “open transaction” prepaid contract approach, and the issuer expects Section 871(m) withholding rules will not apply, both subject to confirmation.