JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase Financial Company LLC is issuing $700,000 of Auto Callable Buffered Equity Notes linked to the S&P 500 Index, due July 18, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are automatically callable on July 21, 2027 if the Index is at or above a specified Call Value, in which case investors receive $1,000 plus a fixed $80 Call Premium per note and no further payments.
If not called, at maturity investors receive uncapped, unleveraged exposure to Index appreciation, return of principal if the Index decline is within the 30% Buffer Amount, and a buffered loss formula if the decline exceeds 30%, with a maximum loss of 70% of principal. The notes pay no interest or dividends and have minimum denominations of $1,000. The price to public is $1,000 per note, including $10.75 in selling commissions and $989.25 in proceeds to the issuer, while the estimated value is $973.90, reflecting embedded costs and an internal funding rate. Payments are unsecured and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and the notes will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering $354,000 of callable contingent interest notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a 9.55% per annum contingent coupon (0.79583% monthly) only if on a Review Date each index is at or above 70% of its Initial Value, the Interest Barrier.
The issuer may redeem the notes early on specified interest payment dates starting January 21, 2027. If held to July 19, 2029 and not called, principal is fully repaid only if each index’s Final Value is at or above its 70% Trigger Value; otherwise repayment is reduced one-for-one with the decline of the Least Performing Index, potentially to zero. The notes are unsecured obligations exposed to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and may have limited or no liquidity. The estimated value of $951.90 per $1,000 note is below the $1,000 issue price due to selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC is issuing Uncapped Accelerated Barrier Notes due July 18, 2031, linked to the lesser performing of the Dow Jones Industrial Average and the S&P 500 Index. The notes offer 1.3825x any positive return of the lesser performing index at maturity, with no upside cap, based on $1,000 minimum denominations.
If either index finishes below its Barrier Amount of 70% of its Initial Value, investors lose 1% of principal for each 1% decline in the lesser performing index, up to a total loss. If both indices stay at or above their barrier levels but not above initial levels, principal is returned. The notes pay no interest or dividends and are unsecured obligations of JPMorgan Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., subject to both entities’ credit risk.
The total offering size is $597,000 at $1,000 per note, with selling commissions of $10.75 per note. The issuer’s estimated value is $969.60 per $1,000, below the issue price, reflecting selling, structuring and hedging costs, and an internal funding rate that may reduce secondary-market values.
JPMorgan Chase Financial Company LLC is offering structured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on July 31, 2031 and minimum denominations of $1,000.
On each of 17 Review Dates starting August 2, 2027, if the Index closing level is at or above the applicable Call Value, the notes are automatically called for $1,000 plus a Call Premium that steps up from at least 18.00% of principal on the first Review Date to at least 90.00% on the final Review Date. If never called and the Final Value is below the Barrier Amount of 50.00% of the Initial Value, repayment at maturity equals $1,000 plus $1,000 × Index Return, so investors lose 1% of principal for each 1% Index decline and can lose all principal.
The underlying Index is a leveraged, rules-based strategy on E-mini S&P 500 futures that targets 35% implied volatility with exposure between 0% and 500%, and is subject to a 6.0% per annum daily deduction, which drags performance versus an otherwise identical index. The indicative estimated value is about $928.90 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited.
JPMorgan Chase Financial Company LLC is offering Uncapped Dual Directional Accelerated Barrier Notes linked to the lesser performing of the STOXX® Europe 600 Index and the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., in minimum denominations of $1,000.
At maturity on July 24, 2031, if both indices are above their Initial Values, investors receive principal plus the lesser index’s return multiplied by an Upside Leverage Factor of at least 1.9945. If either index is at or below its Initial Value but both remain at or above 65.00% of Initial Value (the Barrier Amount), investors receive principal plus the absolute percentage decline of the lesser-performing index, capped at 35.00%, for a maximum of $1,350 per $1,000 when the lesser index has fallen 35%.
If either index finishes below its Barrier Amount, repayment is fully at risk: investors lose 1% of principal for each 1% decline of the lesser-performing index from its Initial Value and can lose their entire investment. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., may be accelerated upon certain legal or regulatory changes, and are not expected to be listed, so liquidity will rely on dealer trading. The indicative estimated value is about $967.10 per $1,000, and will not be less than $930.00 per $1,000 when set, reflecting embedded costs and hedging.
JPMorgan Chase Financial Company LLC is offering Enhanced Jump Securities with Auto-Callable Feature due August 5, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. These unsecured, unsubordinated notes are principal at risk securities linked to the worst performing of the Russell 2000® Index, S&P 500® Index and Nasdaq-100 Index®.
The notes have a $1,000 stated principal amount and issue price per security. They pay no periodic interest. On any of 16 determination dates before maturity, if the closing level of each index is at or above its initial level, the notes auto-call for an early redemption payment that corresponds to at least 10.70% per annum, starting at least $1,107.00 on the first determination date and rising to at least $1,508.25 by the 16th.
If not redeemed early, and on the final determination date each index is at or above 80% of its initial level (its downside threshold level), investors receive a maturity redemption payment corresponding to at least approximately 10.70% per annum, or at least $1,535.00 per security. If any index finishes below its downside threshold, the maturity payment equals $1,000 times the index performance factor of the worst-performing index, exposing investors 1-to-1 to that decline; the payment can be less than 80% of principal and may be zero. Investors do not participate in any index appreciation, and all payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing is expected to be about $942.50 per $1,000, and will not be less than $920.00.
JPMorgan Chase Financial Company LLC is offering unsecured Market-Linked Notes tied to a basket of five international equity indices, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay no interest and have a stated principal amount of $1,000 per note, maturing on August 6, 2031, with a valuation date of July 31, 2031.
At maturity, if the final basket value exceeds the initial basket value (set to 100 on the pricing date), investors receive $1,000 plus a supplemental redemption amount equal to $1,000 × participation rate × basket percent increase. The participation rate is at least 123%, to be set on the pricing date. If the final basket value is less than or equal to the initial basket value, investors receive only the $1,000 principal, so principal is repaid in full at maturity, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
The basket weights are 40.00% EURO STOXX 50® (SX5E), 25.00% TOPIX® (TPX), 17.50% FTSE® 100 (UKX), 10.00% Swiss Market Index (SMI) and 7.50% S&P/ASX 200 (AS51). The issue price is $1,000, including distribution-related costs and hedging profits, and the estimated value would be approximately $949.50 per $1,000 note if priced on the reference date, with a minimum estimated value on the pricing date of $920.00. The notes will not be listed on any securities exchange and are expected to be treated as contingent payment debt instruments for U.S. federal income tax purposes.
JPMorgan Chase Financial Company LLC is issuing $998,000 of unsecured structured notes fully and unconditionally guaranteed by JPMorgan Chase & Co., linked individually to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, and maturing on July 18, 2031.
The notes may be automatically called on scheduled Review Dates starting July 19, 2027 if each Index is at or above its Call Value (100% of its Initial Value), paying $1,000 plus a call premium of 10.650%–53.250% of principal depending on the call date. If not called and each Final Index Value is at or above its Barrier Amount of 70% of Initial Value, investors receive principal at maturity.
If any Index’s Final Value is below its Barrier Amount, the payout per note is $1,000 + ($1,000 × Least Performing Index Return), exposing investors to more than 30% principal loss and potentially a total loss. The price to public is $1,000 per note, including $41.25 in fees, for issuer proceeds of $958.75 per note. The estimated value at pricing is $929 per $1,000, reflecting internal funding and hedging costs, and the notes pay no interest or dividends and carry the credit risk of both the issuer and guarantor.
JPMorgan Chase Financial Company LLC is offering unsecured, unsubordinated structured notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked to the least performing of the Dow Jones Industrial Average®, the Russell 2000® Index and the VanEck® Semiconductor ETF. The notes have a scheduled maturity on July 25, 2031 and may be automatically called as early as July 26, 2027 if on any Review Date the closing value of each underlying is at or above its Call Value, set at 100.00% of Initial Value. Upon an automatic call, investors receive $1,000 plus a fixed Call Premium Amount that starts at at least 17.8500% of principal and steps up to at least 89.2500% on the final Review Date.
If the notes are not called and on the final Review Date each underlying is at or above its Barrier Amount of 60.00% of Initial Value, investors receive principal only; otherwise, repayment is $1,000 plus $1,000 times the return of the least performing underlying, exposing holders to losses greater than 40% and potentially a full loss of principal. The notes pay no interest or dividends. Minimum denomination is $1,000. If priced on the reference date in the document, the estimated value would be approximately $919.20 per $1,000 principal amount, and when set will not be less than $900.00 per $1,000, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC is offering $1,200,000 of unsecured Callable Contingent Interest Notes due July 19, 2029, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a monthly Contingent Interest at 13.65% per annum (1.1375% per month) only if, on a Review Date, the closing level of each of the Dow Jones Industrial Average®, Nasdaq-100® Technology Sector and Russell 2000® Index is at or above 75% of its Initial Value (the Interest Barrier.
The issuer may redeem the notes early, in whole, on any Interest Payment Date from October 20, 2026 (except the first, second and final dates), paying $1,000 plus the Contingent Interest then due. If held to maturity and not redeemed, investors receive: (i) $1,000 plus any final Contingent Interest if the Final Value of each Index is at or above its 70% Trigger Value, or (ii) $1,000 + $1,000 × Least Performing Index Return if any Index finishes below its Trigger Value, resulting in loss of more than 30% and up to all principal.
Each note is issued at $1,000 (fees $5, proceeds $995), with an estimated value of $971.20. The notes are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., offer no principal protection, may pay no interest, will not be listed, and are expected to trade below the issue price.