JPMORGAN CHASE & CO (JPM) SEC Filings, Jul 16, 2026

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $1,545,000 of Market Linked Securities, Series A, due July 19, 2029. The notes are auto-callable and linked to the worst performer of SoFi Technologies, Blackstone and Broadcom common stock.

The notes pay a monthly contingent coupon at 21.05% per annum only if the lowest-performing stock on a calculation day closes at or above its threshold price, set at 45% of its starting price ($8.3475 for SoFi, $56.052 for Blackstone, $175.0995 for Broadcom). Missed coupons can be paid later if the condition is met.

From January 2027 to June 2029, if the lowest-performing stock is at or above its starting price, the notes are automatically called at par plus the applicable coupons. If not called, maturity repayment of $1,000 per note occurs only if the lowest-performing stock’s final price is at or above its threshold; otherwise principal is reduced in line with that stock’s loss, so investors can lose more than 55%, up to their entire investment. The price to public is $1,000 per note, while the estimated value is $936.90, reflecting selling commissions and hedging and structuring costs.

JPMorgan Chase Financial Company LLC is offering $7,172,000 of Auto Callable Contingent Interest Notes linked to the lesser performing of the SPDR Gold Trust and the VanEck Gold Miners ETF, maturing January 19, 2027, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes can pay a monthly Contingent Interest Payment of $11.375 per $1,000 note (a 6.825% rate over the term, 1.1375% per month) for each Review Date when both funds close at or above 77.50% of their Strike Values. Automatic call can occur on specified Review Dates from October 13, 2026 if both funds are at or above their Strike Values, returning $1,000 plus the applicable interest, with no further payments.

If not called and each fund’s Final Value is at least its 77.50% Buffer Threshold, investors receive $1,000 plus the final interest payment; otherwise principal is reduced using a 22.50% Buffer Amount and a 1.29032 downside leverage factor, potentially causing substantial loss. The Strike Values set on July 13, 2026 were $367.13 for the SPDR Gold Trust and $73.37 for the VanEck Gold Miners ETF, and the estimated value at pricing was $992.60 per $1,000 note. The notes are unsecured, unsubordinated obligations of JPMorgan Financial, subject to the credit risk of both issuers, offer no principal protection or guaranteed interest, are not exchange-listed, and may trade below the issue price.

JPMorgan Financial, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the MerQube US Small-Cap Vol Advantage Index, maturing on July 21, 2031. The notes pay a contingent coupon of at least 12.00% per year (3.00% quarterly) only when the Index on a Review Date is at or above 50.00% of its Initial Value, which also serves as the Trigger Value for principal protection at maturity.

The notes may be automatically called as early as July 16, 2027 if the Index is at or above its Initial Value, returning $1,000 per note plus that period’s interest, with no further payments. If the notes are not called and the Final Value is below the Trigger Value, repayment is reduced one-for-one with the Index decline, and investors can lose most or all of their principal.

The underlying Index dynamically allocates up to 500% leveraged exposure to E-mini Russell 2000 futures to target 35% implied volatility, but is reduced each day by a 6.0% per annum deduction, which drags on performance. The indicative estimated value is about $930.90 per $1,000 note (not less than $910.00 at pricing), reflecting selling costs, hedging and an internal funding rate, and secondary market liquidity is expected to be limited.

JPMorgan Chase Financial Company LLC is offering Auto Callable Yield Notes linked to the Class A common stock of Palantir Technologies Inc., due January 21, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay at least 17.30% per annum, credited as at least 8.65% semiannually, as long as they remain outstanding.

The notes may be automatically called on January 15, 2027 or July 15, 2027 if Palantir’s closing share price on a review date is at or above the Strike Value of $133.76, returning $1,000 per note plus the applicable interest, with no further payments. If not called and the final share price on January 18, 2028 is at or above the Trigger Value of $80.256 (60% of the Strike Value), holders receive $1,000 plus the final interest payment.

If the notes are not called and the final share price is below the Trigger Value, principal is reduced 1% for every 1% decline from the Strike Value, so investors can lose more than 40% and up to all of their principal, despite receiving interest. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value is indicated at approximately $960 per $1,000 note currently, and will not be less than $950 when finalized, reflecting structuring and distribution costs.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of The Goldman Sachs Group, Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes mature on July 27, 2028 and are issued in $1,000 denominations.

Holders may receive a contingent interest rate of at least 11.00% per annum, paid quarterly, but only for review dates when Goldman Sachs stock closes at or above 65% of its initial value; missed coupons can be paid later if the barrier is met. The notes are automatically called if, on specified review dates starting January 22, 2027, the stock closes at or above its initial value, returning principal plus applicable contingent interest.

If not called and the final stock price is below the 65% trigger, repayment of principal is reduced one-for-one with the stock decline and investors can lose their entire investment. The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $960 per $1,000 note, and will not be less than $940 at pricing; the notes will not be listed, and secondary liquidity and prices may be limited.

JPMorgan Chase Financial Company LLC is offering $2,492,000 of Capped Buffered Enhanced Participation Equity Notes due March 17, 2028, linked to the S&P 500 Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount and pays no interest; return depends entirely on index performance from the July 14, 2026 trade date to the March 15, 2028 determination date.

If the S&P 500 rises, investors receive 2x the index gain up to a cap level of 109.22% of the initial level (7,543.59), with a maximum settlement of $1,184.40 per $1,000. A 10% downside buffer protects principal for index declines up to 10%, but beyond that losses are leveraged by about 1.1111x, and principal can be fully lost. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not listed, and may have limited liquidity. The original issue price includes a 1.69% selling commission, and the estimated value is $979.30 per $1,000, reflecting internal funding and hedging costs. U.S. tax counsel views the notes as prepaid open transactions, but the IRS could challenge this treatment; JPMorgan expects Section 871(m) withholding not to apply to Non-U.S. holders.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes, fully and unconditionally guaranteed by JPMorgan Chase & Co., linked individually to the Nasdaq-100, Russell 2000 and S&P 500 indices and maturing on January 26, 2028 in $1,000 minimum denominations.

Investors may receive monthly Contingent Interest Payments at a rate of at least 9.70% per annum only when each index is at or above 70.00% of its Initial Value (the Interest Barrier); if any index is below this level on a Review Date, no interest is paid for that period.

The notes are automatically called, as early as October 21, 2026, if on an applicable Review Date (other than the first, second and final) each index is at or above its Initial Value, returning $1,000 plus that period’s interest. If not called and on the final Review Date any index is below 60.00% of its Initial Value (the Trigger Value), principal is reduced 1% for each 1% decline in the Least Performing Index, up to a total loss of principal.

The issuer estimates that, if priced on the referenced date, the value would be about $979.90 per $1,000 note, and the estimated value at pricing will not be less than $900. The notes are unsecured, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., not listed, may be illiquid, and are not insured by the FDIC.

JPMorgan Chase Financial Company LLC is offering Auto Callable Contingent Interest Notes due January 27, 2028 in $1,000 minimum denominations, linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices and fully guaranteed by JPMorgan Chase & Co.

Investors receive a Contingent Interest Payment on an Interest Payment Date only if, on the related Review Date, the closing level of each index is at least 70.00% of its Initial Value; the Contingent Interest Rate will be at least 8.70% per annum$981.30 per $1,000 note if priced on July 16, 2026 (and at least $900.00 at pricing), and are subject to detailed U.S. tax rules, including expected 30% withholding on Contingent Interest Payments to many non‑U.S. holders absent treaty relief.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering autocallable contingent coupon equity-linked notes tied to Boston Scientific common stock, maturing July 20, 2027. The notes pay a quarterly coupon of at least $45.30 per $1,000 (4.53% quarterly, up to at least 18.12% per annum) only when the stock closes at or above 65.00% of its initial $42.63 level on the relevant observation date, and may be automatically called if the stock is at or above that initial level.

If not called, principal is returned in full at maturity only when the final stock level is at or above 65.00% of the initial level; below that threshold, repayment tracks the stock and can fall to zero, so investors can lose their entire investment. The notes are unsecured obligations subject to the credit risk of both issuers, will not be listed, and have an estimated value between $960.00 and $970.00 per $1,000, below the 100.00% original issue price because it embeds selling commissions, hedging costs, dealer profits and platform or data fees.